Health insurance companies: marketplace prices (2026)
117 insurer brands sell 2026 marketplace plans; 35 of them in more than one state. Prices are for one 40-year-old before tax credits.
| Insurer | States | Plans | Cheapest plan | Typical Silver |
|---|---|---|---|---|
| L.A. Care Health PlanL.A. Care | 1 | 5 | $347 | $403 |
| Inland Empire Health Plan | 1 | 5 | $427 | $465 |
| WellSense Health Plan | 2 | 12 | $317 | $476 |
| Fallon Community Health Plan | 1 | 5 | $424 | $487 |
| Sentara Health Plans | 1 | 12 | $339 | $489 |
| Neighborhood Health Plan of Rhode Island | 1 | 7 | $367 | $506 |
| Blue Cross and Blue Shield of MinnesotaBCBS Minnesota (Blue Cross Blue Shield company) | 1 | 95 | $342 | $512 |
| St. Luke's Health Plan | 1 | 4 | $349 | $515 |
| Sharp Health Plan | 1 | 9 | $448 | $529 |
| Blue Cross of IdahoIndependent Blue Cross Blue Shield company | 1 | 63 | $345 | $537 |
| Jefferson Health PlansJefferson Health | 1 | 18 | $297 | $546 |
| UCare Minnesota | 1 | 14 | $368 | $546 |
| SummaCare | 1 | 17 | $406 | $549 |
| Wellmark Blue Cross Blue ShieldWellmark (Blue Cross Blue Shield company) | 2 | 24 | $350 | $553 |
| Kaiser Permanente | 9 | 136 | $328 | $556 |
| Antidote HealthAntidote | 2 | 31 | $386 | $563 |
| HealthPartners | 2 | 49 | $340 | $566 |
| InStil Health (BlueCross BlueShield of SC affiliate)BlueCross BlueShield of South Carolina | 1 | 5 | $529 | $569 |
| Sanford Health Plan | 2 | 36 | $332 | $571 |
| Community Health Plan of Washington | 1 | 4 | $335 | $581 |
| Independence Blue Cross (PA)Independence Health Group (Blue Cross Blue Shield company) | 1 | 21 | $328 | $582 |
| CareFirst BlueCross BlueShieldCareFirst (Blue Cross Blue Shield company) | 3 | 41 | $339 | $587 |
| Molina HealthcareMolina | 13 | 119 | $421 | $594 |
| SelectHealthIntermountain Health | 4 | 89 | $349 | $595 |
| Hometown Health Plan | 1 | 14 | $403 | $607 |
| Avera Health Plans | 2 | 47 | $406 | $607 |
| AmeriHealth Insurance Company of New Jersey | 1 | 11 | $451 | $611 |
| Moda HealthModa | 4 | 33 | $331 | $612 |
| PacificSource | 3 | 23 | $406 | $620 |
| Western Health Advantage | 1 | 10 | $570 | $621 |
| Group Health Cooperative-SCW | 1 | 21 | $438 | $625 |
| Sendero Health PlansSendero (Central Health, Travis Co.) | 1 | 7 | $433 | $625 |
| Alliant Health PlansAlliant | 2 | 32 | $371 | $628 |
| Dean Health Plan | 1 | 27 | $353 | $630 |
| CommunityCare | 1 | 14 | $464 | $636 |
| Regence BlueCross BlueShield (Cambia)Cambia Health (Blue Cross Blue Shield company) | 4 | 50 | $355 | $640 |
| Blue Cross & Blue Shield of Rhode IslandIndependent Blue Cross Blue Shield company | 1 | 14 | $474 | $640 |
| Community First | 1 | 4 | $532 | $644 |
| AmeriHealth Caritas NextAmeriHealth Caritas | 5 | 40 | $435 | $646 |
| MercyCare | 2 | 10 | $388 | $646 |
| Health New England | 1 | 6 | $495 | $651 |
| Valley Health Plan (Santa Clara County)County of Santa Clara | 1 | 5 | $521 | $652 |
| Aspirus Health Plan | 1 | 12 | $451 | $653 |
| MedMutual | 1 | 12 | $389 | $655 |
| Blue Cross and Blue Shield of AlabamaIndependent Blue Cross Blue Shield company | 1 | 14 | $416 | $657 |
| CHRISTUS Health PlanCHRISTUS Health | 2 | 33 | $379 | $658 |
| UPMC Health PlanUPMC | 1 | 46 | $308 | $659 |
| Elevate Health Plans (Denver Health)Denver Health | 1 | 8 | $403 | $665 |
| Imperial Health PlanImperial | 4 | 22 | $375 | $666 |
| Network Health | 1 | 26 | $397 | $666 |
| BlueCross BlueShield of South CarolinaIndependent Blue Cross Blue Shield company | 1 | 74 | $336 | $670 |
| Anthem Blue Cross Blue Shield (Elevance Health)Elevance Health (Blue Cross Blue Shield company) | 14 | 378 | $324 | $673 |
| Blue Cross and Blue Shield of Kansas CityIndependent Blue Cross Blue Shield company | 2 | 23 | $472 | $680 |
| Capital Health Plan | 1 | 8 | $458 | $680 |
| Providence Health Plan | 1 | 11 | $426 | $681 |
| CareSource | 6 | 120 | $406 | $682 |
| Oscar Health | 20 | 400 | $329 | $684 |
| Health First Commercial Plans | 1 | 24 | $445 | $685 |
| Medica | 8 | 291 | $358 | $685 |
| Priority Health | 1 | 48 | $379 | $689 |
| Ambetter (Centene)Centene | 29 | 575 | $349 | $691 |
| Harbor Health | 1 | 4 | $571 | $693 |
| HMSA (Blue Cross Blue Shield of Hawaii)HMSA (Blue Cross Blue Shield company) | 1 | 7 | $496 | $695 |
| McLaren Health Plan Community | 1 | 9 | $417 | $699 |
| Blue Cross Blue Shield of North DakotaIndependent Blue Cross Blue Shield company | 1 | 14 | $434 | $699 |
| Mountain Health CO-OP | 2 | 31 | $347 | $711 |
| Quartz | 2 | 74 | $437 | $712 |
| Cox HealthPlans | 1 | 7 | $473 | $713 |
| Paramount | 1 | 26 | $489 | $733 |
| Community Health Choice | 1 | 17 | $375 | $734 |
| Blue Cross Blue Shield of MichiganBCBS Michigan (Blue Cross Blue Shield company) | 1 | 29 | $345 | $740 |
| 22 Health | 1 | 5 | $531 | $742 |
| Cigna HealthcareCigna Group | 11 | 173 | $395 | $747 |
| Horizon Blue Cross Blue Shield of New JerseyHorizon (Blue Cross Blue Shield company) | 1 | 8 | $541 | $747 |
| Mass General Brigham Health Plan | 1 | 9 | $516 | $749 |
| Wellpoint (Elevance Health)Elevance Health | 4 | 47 | $332 | $756 |
| Chinese Community Health Plan | 1 | 12 | $570 | $763 |
| Octave | 1 | 6 | $447 | $764 |
| Mending Health | 1 | 6 | $543 | $768 |
| Taro Health | 1 | 7 | $609 | $771 |
| BlueCross BlueShield of TennesseeIndependent Blue Cross Blue Shield company | 1 | 96 | $466 | $772 |
| Harvard Pilgrim / Tufts (Point32Health)Point32Health | 3 | 35 | $414 | $772 |
| Baylor Scott & White Health PlanBaylor Scott & White | 1 | 10 | $352 | $775 |
| Blue Cross and Blue Shield of LouisianaBCBS Louisiana (Blue Cross Blue Shield company) | 1 | 48 | $405 | $775 |
| Maine Community Health Options | 1 | 21 | $573 | $778 |
| Blue Shield of CaliforniaBlue Shield of California (Blue Cross Blue Shield company) | 1 | 60 | $428 | $782 |
| Florida Health Care Plans | 1 | 23 | $427 | $785 |
| Presbyterian Health Plan | 1 | 8 | $575 | $788 |
| Security Health Plan | 1 | 34 | $530 | $791 |
| Arkansas Blue Cross and Blue ShieldArkansas BCBS (Blue Cross Blue Shield company) | 1 | 15 | $452 | $795 |
| UnitedHealthcareUnitedHealth Group | 30 | 447 | $283 | $801 |
| Blue Cross Blue Shield of ArizonaIndependent Blue Cross Blue Shield company | 1 | 115 | $432 | $811 |
| LifeWise (Premera)Premera | 1 | 11 | $388 | $811 |
| Florida BlueFlorida Blue (Blue Cross Blue Shield company) | 1 | 116 | $489 | $813 |
| Blue Cross and Blue Shield of NebraskaIndependent Blue Cross Blue Shield company | 1 | 78 | $494 | $821 |
| AvMed | 1 | 64 | $550 | $826 |
| Geisinger | 1 | 62 | $478 | $830 |
| Blue Cross and Blue Shield of NCIndependent Blue Cross Blue Shield company | 1 | 117 | $446 | $834 |
| BridgeSpan (Cambia)Cambia Health | 3 | 10 | $517 | $852 |
| ConnectiCare Benefits | 1 | 7 | $613 | $864 |
| Blue Cross and Blue Shield (HCSC)HCSC (Blue Cross Blue Shield company) | 5 | 933 | $353 | $869 |
| Blue Cross and Blue Shield of KansasIndependent Blue Cross Blue Shield company | 1 | 9 | $664 | $870 |
| Capital Blue Cross (PA)Capital Blue Cross (Blue Cross Blue Shield company) | 1 | 23 | $462 | $889 |
| Blue Cross and Blue Shield of MassachusettsIndependent Blue Cross Blue Shield company | 1 | 6 | $614 | $901 |
| University of Utah Health Plans | 1 | 12 | $485 | $905 |
| Highmark Blue Cross Blue ShieldHighmark Health (Blue Cross Blue Shield company) | 4 | 206 | $317 | $994 |
| Healthfirst PHSP | 1 | 21 | $695 | $1,004 |
| ConnectiCare Insurance Company | 1 | 4 | $701 | $1,012 |
| MVP Health CareMVP | 2 | 37 | $671 | $1,012 |
| Independent Health Benefits | 1 | 8 | $786 | $1,038 |
| Blue Cross Blue Shield of WyomingIndependent Blue Cross Blue Shield company | 1 | 11 | $740 | $1,075 |
| Excellus BlueCross BlueShield (NY)Lifetime Healthcare (Blue Cross Blue Shield company) | 1 | 49 | $677 | $1,104 |
| MetroPlus | 1 | 12 | $785 | $1,105 |
| Premera Blue CrossPremera (Blue Cross Blue Shield company) | 2 | 16 | $663 | $1,112 |
| CDPHP | 1 | 25 | $806 | $1,179 |
| Blue Cross and Blue Shield of VermontIndependent Blue Cross Blue Shield company | 1 | 14 | $933 | $1,519 |
| EmblemHealth | 1 | 17 | $1,115 | $1,835 |
Typical Silver = median Silver price across the insurer's plans and areas (Gold where it sells no Silver). Cheapest plan excludes Catastrophic plans.
Frequently asked questions
Which health insurance companies sell marketplace plans in the most states?
For 2026: UnitedHealthcare (30 states), Ambetter (Centene) (29 states), Oscar Health (20 states). 117 insurer brands sell marketplace plans in at least one state.
How are insurers sorted here?
By the typical (median) price of their Silver plans for one 40-year-old before tax credits, lowest first. Where an insurer has no Silver plans, its Gold price is used. Prices differ a lot by state and county, so open an insurer for its prices where you live.