Independence Blue Cross (PA) in Pennsylvania health insurance (2026)
Independence Blue Cross (PA) sells 21 marketplace plans in 5 of 67 Pennsylvania counties for 2026, from $328/mo; typical Silver $582/mo, before tax credits. Buy on Pennie.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Independence Blue Cross (PA) plans in Pennsylvania
- Bronze $328–$493
- Silver $490–$718
- Gold $617–$908
- Catastrophic $393
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 6 plans · $328–$493/mo | ||||||
| Keystone HMO Bronze Proactive Expanded Bronze | HMO | $328in 5 counties | $8,000 | $10,600 | $14,531 | — |
| Keystone HMO Bronze Expanded Bronze | HMO | $358in 5 counties | $8,500 | $9,500 | $13,793 | — |
| Personal Choice EPO Bronze Basic Expanded Bronze | EPO | $404in 5 counties | $9,800 | $9,800 | $14,645 | — |
| Personal Choice EPO Bronze Classic Expanded Bronze | EPO | $449in 5 counties | $4,750 | $9,800 | $15,183 | — |
| Personal Choice EPO Bronze Reserve Expanded Bronze | EPO | $455in 5 counties | $7,450 | $7,450 | $12,906 | — |
| Personal Choice PPO Bronze Expanded Bronze | PPO | $493in 5 counties | $6,000 | $9,200 | $15,115 | — |
| Silver 7 plans · $490–$718/mo | ||||||
| Keystone HMO Silver Proactive Essential | HMO | $490in 5 counties | $5,000 | $9,200 | $15,076 | — |
| Keystone HMO Silver Proactive Basic | HMO | $510in 5 counties | $2,500 | $9,200 | $15,325 | — |
| Keystone HMO Silver Basic | HMO | $540in 5 counties | $5,500 | $9,000 | $15,480 | — |
| Keystone HMO Silver Proactive Lite | HMO | $582in 5 counties | $2,000 | $9,200 | $16,181 | — |
| Keystone HMO Silver Proactive | HMO | $588in 5 counties | $0 | $9,200 | $16,257 | — |
| Keystone HMO Silver Classic | HMO | $673in 5 counties | $3,500 | $8,500 | $16,572 | — |
| Personal Choice PPO Silver Classic | PPO | $718in 5 counties | $3,500 | $8,250 | $16,872 | — |
| Gold 7 plans · $617–$908/mo | ||||||
| Keystone HMO Gold Classic | HMO | $617in 5 counties | $500 | $8,000 | $15,409 | — |
| Keystone HMO Gold Proactive Value | HMO | $632in 5 counties | $0 | $9,400 | $16,981 | — |
| Keystone HMO Gold Proactive | HMO | $689in 5 counties | $0 | $9,200 | $17,462 | — |
| Personal Choice PPO Gold Classic | PPO | $704in 5 counties | $1,250 | $9,200 | $17,643 | — |
| Keystone HMO Gold | HMO | $753in 5 counties | $0 | $8,000 | $17,031 | — |
| Personal Choice PPO Gold | PPO | $843in 5 counties | $0 | $8,250 | $18,363 | — |
| Personal Choice PPO Gold Preferred | PPO | $908in 5 counties | $0 | $8,500 | $19,391 | — |
| Catastrophic 1 plan · $393/mo | ||||||
| Personal Choice EPO Catastrophic | EPO | $393in 5 counties | $10,600 | $10,600 | $15,312 | — |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Independence Blue Cross (PA) sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Bucks County | 21 | $328–$908 | $582 |
| Chester County | 21 | $328–$908 | $582 |
| Delaware County | 21 | $328–$908 | $582 |
| Montgomery County | 21 | $328–$908 | $582 |
| Philadelphia County | 21 | $328–$908 | $582 |
Other insurers in Pennsylvania
- Jefferson Health Plans Silver $546/mo
- UPMC Health Plan Silver $659/mo
- Oscar Health Silver $660/mo
- Ambetter (Centene) Silver $690/mo
- Geisinger Silver $830/mo
- Highmark Blue Cross Blue Shield (PA) Silver $861/mo
- Capital Blue Cross (PA) Silver $889/mo
All Pennsylvania prices · Sorted by typical Silver price.
Frequently asked questions
How much does Independence Blue Cross (PA) health insurance cost in Pennsylvania?
For plan year 2026, Independence Blue Cross (PA) marketplace plans in Pennsylvania cost $328 to $908 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $426, Silver $582, Gold $704. Prices depend on the county.
What is the cheapest Independence Blue Cross (PA) plan in Pennsylvania?
Keystone HMO Bronze Proactive (Expanded Bronze), from $328 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Independence Blue Cross (PA) sell marketplace plans in Pennsylvania?
In 5 of Pennsylvania's 67 counties, including Bucks County, Chester County, Delaware County, Montgomery County, Philadelphia County.
How do I buy a Independence Blue Cross (PA) plan in Pennsylvania?
On Pennie (https://pennie.com/), the official marketplace for Pennsylvania, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.