Blue Shield of California health insurance (2026)
Blue Shield of California sells 60 marketplace plans in every California county for 2026, from $428/mo; typical Silver $782/mo, before tax credits. Buy on Covered California.
$428Cheapest plan
$782Typical Silver plan
58of 58 counties
60Plans
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Blue Shield of California plans in California
- Bronze $428–$889
- Silver $472–$1,098
- Gold $525–$1,326
- Platinum $612–$1,804
- Catastrophic $315–$652
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 2 plans · $428–$889/mo | ||||||
| Bronze 60 HDHP PPO Expanded Bronze | PPO | $428–$885in 58 counties | $7,200 | $7,200 | $12,338–$17,817 | — |
| Bronze 60 PPO Expanded Bronze | PPO | $430–$889in 58 counties | $5,800 | $9,800 | $14,964–$20,471 | — |
| Silver 19 plans · $472–$1,098/mo | ||||||
| Silver 70 Trio HMO | HMO | $472in 1 county | $5,200 | $9,800 | $15,466 | — |
| Silver 70 Trio HMO | HMO | $492in 2 counties | $5,200 | $9,800 | $15,700 | — |
| Silver 70 Trio HMO | HMO | $516in 1 county | $5,200 | $9,800 | $15,989 | — |
| Silver 70 Trio HMO | HMO | $521in 1 county | $5,200 | $9,800 | $16,049 | — |
| Silver 70 PPO | PPO | $531–$1,098in 58 counties | $5,200 | $9,800 | $16,174–$22,972 | — |
| Silver 70 Trio HMO | HMO | $531in 1 county | $5,200 | $9,800 | $16,174 | — |
| Silver 70 Trio HMO | HMO | $626in 3 counties | $5,200 | $9,800 | $17,316 | — |
| Silver 70 Trio HMO | HMO | $655in 1 county | $5,200 | $9,800 | $17,662 | — |
| Silver 70 Trio HMO | HMO | $670in 4 counties | $5,200 | $9,800 | $17,845 | — |
| Silver 70 Trio HMO | HMO | $699in 3 counties | $5,200 | $9,800 | $18,186 | — |
| Silver 70 Trio HMO | HMO | $727in 1 county | $5,200 | $9,800 | $18,520 | — |
| Silver 70 Trio HMO | HMO | $728in 1 county | $5,200 | $9,800 | $18,538 | — |
| Silver 70 Trio HMO | HMO | $765in 2 counties | $5,200 | $9,800 | $18,977 | — |
| Silver 70 Trio HMO | HMO | $782in 1 county | $5,200 | $9,800 | $19,181 | — |
| Silver 70 Trio HMO | HMO | $786in 2 counties | $5,200 | $9,800 | $19,232 | — |
| Silver 70 Trio HMO | HMO | $789in 1 county | $5,200 | $9,800 | $19,265 | — |
| Silver 70 Trio HMO | HMO | $886in 1 county | $5,200 | $9,800 | $20,429 | — |
| Silver 70 Trio HMO | HMO | $889in 2 counties | $5,200 | $9,800 | $20,472 | — |
| Silver 70 Trio HMO | HMO | $1,010in 1 county | $5,200 | $9,800 | $21,916 | — |
| Gold 19 plans · $525–$1,326/mo | ||||||
| Gold 80 Trio HMO | HMO | $525in 1 county | $0 | $9,200 | $15,504 | — |
| Gold 80 Trio HMO | HMO | $547in 2 counties | $0 | $9,200 | $15,765 | — |
| Gold 80 Trio HMO | HMO | $574in 1 county | $0 | $9,200 | $16,086 | — |
| Gold 80 Trio HMO | HMO | $579in 1 county | $0 | $9,200 | $16,153 | — |
| Gold 80 Trio HMO | HMO | $591in 1 county | $0 | $9,200 | $16,293 | — |
| Gold 80 PPO | PPO | $642–$1,326in 58 counties | $0 | $9,200 | $16,902–$25,116 | — |
| Gold 80 Trio HMO | HMO | $697in 3 counties | $0 | $9,200 | $17,563 | — |
| Gold 80 Trio HMO | HMO | $729in 1 county | $0 | $9,200 | $17,948 | — |
| Gold 80 Trio HMO | HMO | $746in 4 counties | $0 | $9,200 | $18,152 | — |
| Gold 80 Trio HMO | HMO | $778in 3 counties | $0 | $9,200 | $18,531 | — |
| Gold 80 Trio HMO | HMO | $809in 1 county | $0 | $9,200 | $18,902 | — |
| Gold 80 Trio HMO | HMO | $810in 1 county | $0 | $9,200 | $18,923 | — |
| Gold 80 Trio HMO | HMO | $851in 2 counties | $0 | $9,200 | $19,411 | — |
| Gold 80 Trio HMO | HMO | $870in 1 county | $0 | $9,200 | $19,638 | — |
| Gold 80 Trio HMO | HMO | $875in 2 counties | $0 | $9,200 | $19,696 | — |
| Gold 80 Trio HMO | HMO | $878in 1 county | $0 | $9,200 | $19,732 | — |
| Gold 80 Trio HMO | HMO | $986in 1 county | $0 | $9,200 | $21,027 | — |
| Gold 80 Trio HMO | HMO | $990in 2 counties | $0 | $9,200 | $21,075 | — |
| Gold 80 Trio HMO | HMO | $1,123in 1 county | $0 | $9,200 | $22,682 | — |
| Platinum 19 plans · $612–$1,804/mo | ||||||
| Platinum 90 Trio HMO | HMO | $612in 1 county | $0 | $5,000 | $12,346 | — |
| Platinum 90 Trio HMO | HMO | $638in 2 counties | $0 | $5,000 | $12,651 | — |
| Platinum 90 Trio HMO | HMO | $669in 1 county | $0 | $5,000 | $13,025 | — |
| Platinum 90 Trio HMO | HMO | $675in 1 county | $0 | $5,000 | $13,103 | — |
| Platinum 90 Trio HMO | HMO | $689in 1 county | $0 | $5,000 | $13,266 | — |
| Platinum 90 Trio HMO | HMO | $812in 3 counties | $0 | $5,000 | $14,746 | — |
| Platinum 90 Trio HMO | HMO | $850in 1 county | $0 | $5,000 | $15,195 | — |
| Platinum 90 Trio HMO | HMO | $869in 4 counties | $0 | $5,000 | $15,432 | — |
| Platinum 90 PPO | PPO | $873–$1,804in 58 counties | $0 | $5,000 | $15,478–$26,652 | — |
| Platinum 90 Trio HMO | HMO | $906in 3 counties | $0 | $5,000 | $15,874 | — |
| Platinum 90 Trio HMO | HMO | $942in 1 county | $0 | $5,000 | $16,307 | — |
| Platinum 90 Trio HMO | HMO | $944in 1 county | $0 | $5,000 | $16,331 | — |
| Platinum 90 Trio HMO | HMO | $992in 2 counties | $0 | $5,000 | $16,900 | — |
| Platinum 90 Trio HMO | HMO | $1,014in 1 county | $0 | $5,000 | $17,164 | — |
| Platinum 90 Trio HMO | HMO | $1,019in 2 counties | $0 | $5,000 | $17,231 | — |
| Platinum 90 Trio HMO | HMO | $1,023in 1 county | $0 | $5,000 | $17,274 | — |
| Platinum 90 Trio HMO | HMO | $1,149in 1 county | $0 | $5,000 | $18,783 | — |
| Platinum 90 Trio HMO | HMO | $1,153in 2 counties | $0 | $5,000 | $18,839 | — |
| Platinum 90 Trio HMO | HMO | $1,309in 1 county | $0 | $5,000 | $20,711 | — |
| Catastrophic 1 plan · $315–$652/mo | ||||||
| Minimum Coverage PPO | PPO | $315–$652in 58 counties | $10,600 | $10,600 | $14,386–$18,423 | — |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Blue Shield of California sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Alameda County | 9 | $681–$1,388 | $786 |
| Alpine County | 6 | $675–$1,377 | $838 |
| Amador County | 6 | $675–$1,377 | $838 |
| Butte County | 6 | $675–$1,377 | $838 |
| Calaveras County | 6 | $675–$1,377 | $838 |
| Colusa County | 6 | $675–$1,377 | $838 |
| Contra Costa County | 9 | $698–$1,424 | $824 |
| Del Norte County | 6 | $675–$1,377 | $838 |
| El Dorado County | 9 | $670–$1,646 | $836 |
| Fresno County | 9 | $449–$992 | $661 |
| Glenn County | 6 | $675–$1,377 | $838 |
| Humboldt County | 6 | $675–$1,377 | $838 |
| Imperial County | 6 | $716–$1,461 | $889 |
| Inyo County | 6 | $716–$1,461 | $889 |
| Kern County | 9 | $428–$873 | $593 |
| Kings County | 9 | $449–$992 | $661 |
| Lake County | 6 | $675–$1,377 | $838 |
| Lassen County | 6 | $675–$1,377 | $838 |
| Los Angeles County | 12 | $472–$1,295 | $610 |
| Madera County | 6 | $449–$917 | $558 |
| Marin County | 9 | $786–$1,659 | $898 |
| Mariposa County | 6 | $734–$1,497 | $911 |
| Mendocino County | 6 | $675–$1,377 | $838 |
| Merced County | 6 | $734–$1,497 | $911 |
| Modoc County | 6 | $675–$1,377 | $838 |
| Mono County | 6 | $716–$1,461 | $889 |
| Monterey County | 9 | $831–$1,696 | $960 |
| Napa County | 6 | $814–$1,659 | $1,009 |
| Nevada County | 9 | $675–$1,377 | $924 |
| Orange County | 9 | $521–$1,237 | $637 |
| Placer County | 9 | $670–$1,646 | $836 |
| Plumas County | 6 | $675–$1,377 | $838 |
| Riverside County | 9 | $492–$1,160 | $599 |
| Sacramento County | 9 | $670–$1,646 | $836 |
| San Benito County | 6 | $831–$1,696 | $1,032 |
| San Bernardino County | 9 | $492–$1,160 | $599 |
| San Diego County | 9 | $516–$1,386 | $680 |
| San Francisco County | 9 | $728–$1,610 | $854 |
| San Joaquin County | 9 | $699–$1,497 | $805 |
| San Luis Obispo County | 9 | $583–$1,188 | $675 |
| San Mateo County | 9 | $789–$1,717 | $917 |
| Santa Barbara County | 9 | $583–$1,188 | $675 |
| Santa Clara County | 9 | $885–$1,804 | $992 |
| Santa Cruz County | 9 | $831–$1,696 | $960 |
| Shasta County | 6 | $675–$1,377 | $838 |
| Sierra County | 6 | $675–$1,377 | $838 |
| Siskiyou County | 6 | $675–$1,377 | $838 |
| Solano County | 9 | $786–$1,659 | $898 |
| Sonoma County | 6 | $814–$1,659 | $1,009 |
| Stanislaus County | 9 | $699–$1,497 | $805 |
| Sutter County | 6 | $675–$1,377 | $838 |
| Tehama County | 6 | $675–$1,377 | $838 |
| Trinity County | 6 | $675–$1,377 | $838 |
| Tulare County | 9 | $699–$1,497 | $805 |
| Tuolumne County | 6 | $675–$1,377 | $838 |
| Ventura County | 9 | $583–$1,188 | $675 |
| Yolo County | 9 | $670–$1,646 | $836 |
| Yuba County | 6 | $675–$1,377 | $838 |
Other insurers in California
- L.A. Care Health Plan Silver $403/mo
- Inland Empire Health Plan Silver $465/mo
- Molina Healthcare Silver $480/mo
- Sharp Health Plan Silver $529/mo
- Ambetter (Centene) Silver $581/mo
- Kaiser Permanente Silver $619/mo
- Western Health Advantage Silver $621/mo
- Valley Health Plan (Santa Clara County) Silver $652/mo
- Chinese Community Health Plan Silver $763/mo
- Anthem Blue Cross (CA) Silver $809/mo
All California prices · Sorted by typical Silver price.
Frequently asked questions
How much does Blue Shield of California health insurance cost in California?
For plan year 2026, Blue Shield of California marketplace plans in California cost $428 to $1,804 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $684, Silver $782, Gold $875, Platinum $1,149. Prices depend on the county.
What is the cheapest Blue Shield of California plan in California?
Bronze 60 HDHP PPO (Expanded Bronze), from $428 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Blue Shield of California sell marketplace plans in California?
In all 58 counties of California.
How do I buy a Blue Shield of California plan in California?
On Covered California (https://www.coveredca.com/), the official marketplace for California, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.