Blue Cross and Blue Shield of Minnesota health insurance (2026)
Blue Cross and Blue Shield of Minnesota sells 95 marketplace plans in every Minnesota county for 2026, from $342/mo; typical Silver $512/mo, before tax credits. Buy on MNsure.
$342Cheapest plan
$512Typical Silver plan
87of 87 counties
95Plans
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Blue Cross and Blue Shield of Minnesota plans in Minnesota
- Bronze $342–$596
- Silver $387–$662
- Gold $440–$738
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 42 plans · $342–$596/mo | ||||||
| Blue Plus Metro MN HSA Bronze Expanded Bronze | PPO | $342in 9 counties | $8,500 | $8,500 | $12,599 | — |
| Blue Plus Metro MN Bronze | PPO | $362in 9 counties | $7,750 | $10,600 | $14,939 | — |
| Blue Plus Metro MN HSA Bronze Expanded Bronze | PPO | $381in 3 counties | $8,500 | $8,500 | $13,078 | — |
| Blue Plus Minnesota Value HSA Bronze Expanded Bronze | PPO | $387in 11 counties | $8,500 | $8,500 | $13,142 | — |
| Blue Plus Minnesota Value Bronze Expanded Bronze | PPO | $403in 11 counties | $5,800 | $10,600 | $15,433 | — |
| Blue Plus Metro MN Bronze | PPO | $404in 3 counties | $7,750 | $10,600 | $15,446 | — |
| Blue Plus Metro MN HSA Bronze Expanded Bronze | PPO | $408in 1 county | $8,500 | $8,500 | $13,399 | — |
| Blue Plus Minnesota Value Bronze | PPO | $410in 11 counties | $7,750 | $10,600 | $15,515 | — |
| Blue Plus Metro MN HSA Bronze Expanded Bronze | PPO | $415in 2 counties | $8,500 | $8,500 | $13,483 | — |
| Blue Plus Easy Compare Bronze Blue Plus Minnesota Value Expanded Bronze | PPO | $416in 11 counties | $7,500 | $9,700 | $14,689 | — |
| Blue Plus Minnesota Value HSA Bronze Expanded Bronze | PPO | $429in 9 counties | $8,500 | $8,500 | $13,652 | — |
| Blue Plus Minnesota Value HSA Bronze Expanded Bronze | PPO | $430in 11 counties | $8,500 | $8,500 | $13,666 | — |
| Blue Plus Metro MN Bronze | PPO | $432in 1 county | $7,750 | $10,600 | $15,787 | — |
| Blue Plus Minnesota Value HSA Bronze Expanded Bronze | PPO | $433in 9 counties | $8,500 | $8,500 | $13,697 | — |
| Blue Plus Minnesota Value HSA Bronze Expanded Bronze | PPO | $436in 8 counties | $8,500 | $8,500 | $13,726 | — |
| Blue Plus Metro MN Bronze | PPO | $440in 2 counties | $7,750 | $10,600 | $15,876 | — |
| Blue Plus Minnesota Value HSA Bronze Expanded Bronze | PPO | $442in 14 counties | $8,500 | $8,500 | $13,806 | — |
| Blue Plus Minnesota Value Bronze Expanded Bronze | PPO | $447in 9 counties | $5,800 | $10,600 | $15,963 | — |
| Blue Plus Minnesota Value Bronze Expanded Bronze | PPO | $448in 11 counties | $5,800 | $10,600 | $15,978 | — |
| Blue Plus Minnesota Value Bronze Expanded Bronze | PPO | $451in 9 counties | $5,800 | $10,600 | $16,010 | — |
| Blue Plus Metro MN HSA Bronze Expanded Bronze | PPO | $453in 1 county | $8,500 | $8,500 | $13,939 | — |
| Blue Plus Minnesota Value Bronze Expanded Bronze | PPO | $453in 8 counties | $5,800 | $10,600 | $16,041 | — |
| Blue Plus Minnesota Value Bronze | PPO | $455in 9 counties | $7,750 | $10,600 | $16,054 | — |
| Blue Plus Minnesota Value Bronze | PPO | $456in 11 counties | $7,750 | $10,600 | $16,069 | — |
| Blue Plus Minnesota Value Bronze | PPO | $459in 9 counties | $7,750 | $10,600 | $16,102 | — |
| Blue Plus Minnesota Value Bronze Expanded Bronze | PPO | $460in 14 counties | $5,800 | $10,600 | $16,124 | — |
| Blue Plus Minnesota Value Bronze | PPO | $461in 8 counties | $7,750 | $10,600 | $16,133 | — |
| Blue Plus Easy Compare Bronze Blue Plus Minnesota Value Expanded Bronze | PPO | $461in 9 counties | $7,500 | $9,700 | $15,236 | — |
| Blue Plus Easy Compare Bronze Blue Plus Minnesota Value Expanded Bronze | PPO | $463in 11 counties | $7,500 | $9,700 | $15,251 | — |
| Blue Plus Easy Compare Bronze Blue Plus Minnesota Value Expanded Bronze | PPO | $465in 9 counties | $7,500 | $9,700 | $15,285 | — |
| Blue Plus Easy Compare Bronze Blue Plus Minnesota Value Expanded Bronze | PPO | $468in 8 counties | $7,500 | $9,700 | $15,317 | — |
| Blue Plus Minnesota Value Bronze | PPO | $468in 14 counties | $7,750 | $10,600 | $16,218 | — |
| Blue Plus Minnesota Value HSA Bronze Expanded Bronze | PPO | $472in 7 counties | $8,500 | $8,500 | $14,164 | — |
| Blue Plus Easy Compare Bronze Blue Plus Minnesota Value Expanded Bronze | PPO | $475in 14 counties | $7,500 | $9,700 | $15,403 | — |
| Blue Plus Metro MN Bronze | PPO | $480in 1 county | $7,750 | $10,600 | $16,358 | — |
| Blue Plus Minnesota Value Bronze Expanded Bronze | PPO | $491in 7 counties | $5,800 | $10,600 | $16,497 | — |
| Blue Plus Minnesota Value Bronze | PPO | $500in 7 counties | $7,750 | $10,600 | $16,597 | — |
| Blue Plus Easy Compare Bronze Blue Plus Minnesota Value Expanded Bronze | PPO | $507in 7 counties | $7,500 | $9,700 | $15,787 | — |
| Blue Plus Southeast MN HSA Bronze Expanded Bronze | PPO | $553in 8 counties | $8,500 | $8,500 | $15,139 | — |
| Blue Plus Southeast MN HSA Bronze Expanded Bronze | PPO | $555in 10 counties | $8,500 | $8,500 | $15,157 | — |
| Blue Plus Easy Compare Bronze Blue Plus Southeast MN Expanded Bronze | PPO | $595in 8 counties | $7,500 | $9,700 | $16,835 | — |
| Blue Plus Easy Compare Bronze Blue Plus Southeast MN Expanded Bronze | PPO | $596in 10 counties | $7,500 | $9,700 | $16,855 | — |
| Silver 23 plans · $387–$662/mo | ||||||
| Blue Plus Metro MN HSA Silver | PPO | $387in 9 counties | $3,400 | $7,900 | $12,545 | — |
| Blue Plus Metro MN HSA Silver | PPO | $432in 3 counties | $3,400 | $7,900 | $13,088 | — |
| Blue Plus Minnesota Value HSA Silver | PPO | $438in 11 counties | $3,400 | $7,900 | $13,161 | — |
| Blue Plus Easy Compare Silver and Rx Copay Blue Plus Minnesota Value | PPO | $462in 11 counties | $4,500 | $9,200 | $14,740 | — |
| Blue Plus Metro MN HSA Silver | PPO | $463in 1 county | $3,400 | $7,900 | $13,452 | — |
| Blue Plus Metro MN HSA Silver | PPO | $471in 2 counties | $3,400 | $7,900 | $13,548 | — |
| Blue Plus Minnesota Value HSA Silver | PPO | $487in 9 counties | $3,400 | $7,900 | $13,739 | — |
| Blue Plus Minnesota Value HSA Silver | PPO | $488in 11 counties | $3,400 | $7,900 | $13,754 | — |
| Blue Plus Minnesota Value HSA Silver | PPO | $491in 9 counties | $3,400 | $7,900 | $13,790 | — |
| Blue Plus Minnesota Value HSA Silver | PPO | $494in 8 counties | $3,400 | $7,900 | $13,823 | — |
| Blue Plus Minnesota Value HSA Silver | PPO | $501in 14 counties | $3,400 | $7,900 | $13,914 | — |
| Blue Plus Easy Compare Silver and Rx Copay Blue Plus Minnesota Value | PPO | $512in 9 counties | $4,500 | $9,200 | $15,348 | — |
| Blue Plus Metro MN HSA Silver | PPO | $514in 1 county | $3,400 | $7,900 | $14,064 | — |
| Blue Plus Easy Compare Silver and Rx Copay Blue Plus Minnesota Value | PPO | $514in 11 counties | $4,500 | $9,200 | $15,365 | — |
| Blue Plus Easy Compare Silver and Rx Copay Blue Plus Minnesota Value | PPO | $517in 9 counties | $4,500 | $9,200 | $15,402 | — |
| Blue Plus Easy Compare Silver and Rx Copay Blue Plus Minnesota Value | PPO | $520in 8 counties | $4,500 | $9,200 | $15,437 | — |
| Blue Plus Easy Compare Silver and Rx Copay Blue Plus Minnesota Value | PPO | $528in 14 counties | $4,500 | $9,200 | $15,533 | — |
| Blue Plus Minnesota Value HSA Silver | PPO | $535in 7 counties | $3,400 | $7,900 | $14,320 | — |
| Blue Plus Easy Compare Silver and Rx Copay Blue Plus Minnesota Value | PPO | $563in 7 counties | $4,500 | $9,200 | $15,960 | — |
| Blue Plus Southeast MN HSA Silver | PPO | $627in 8 counties | $3,400 | $7,900 | $15,425 | — |
| Blue Plus Southeast MN HSA Silver | PPO | $629in 10 counties | $3,400 | $7,900 | $15,445 | — |
| Blue Plus Easy Compare Silver and Rx Copay Blue Plus Southeast MN | PPO | $660in 8 counties | $4,500 | $9,200 | $17,124 | — |
| Blue Plus Easy Compare Silver and Rx Copay Blue Plus Southeast MN | PPO | $662in 10 counties | $4,500 | $9,200 | $17,145 | — |
| Gold 30 plans · $440–$738/mo | ||||||
| Blue Plus Metro MN Gold Rx Copay | PPO | $440in 9 counties | $1,200 | $7,500 | $12,776 | — |
| Blue Plus Metro MN Gold Rx Copay | PPO | $491in 3 counties | $1,200 | $7,500 | $13,392 | — |
| Blue Plus Minnesota Value Gold Rx Copay | PPO | $498in 11 counties | $1,200 | $7,500 | $13,475 | — |
| Blue Plus Minnesota Value HSA Gold | PPO | $505in 11 counties | $3,400 | $5,600 | $11,662 | — |
| Blue Plus Easy Compare Gold and Rx Copay Blue Plus Minnesota Value | PPO | $515in 11 counties | $2,000 | $8,200 | $14,379 | — |
| Blue Plus Metro MN Gold Rx Copay | PPO | $525in 1 county | $1,200 | $7,500 | $13,806 | — |
| Blue Plus Metro MN Gold Rx Copay | PPO | $535in 2 counties | $1,200 | $7,500 | $13,914 | — |
| Blue Plus Minnesota Value Gold Rx Copay | PPO | $553in 9 counties | $1,200 | $7,500 | $14,131 | — |
| Blue Plus Minnesota Value Gold Rx Copay | PPO | $554in 11 counties | $1,200 | $7,500 | $14,148 | — |
| Blue Plus Minnesota Value Gold Rx Copay | PPO | $557in 9 counties | $1,200 | $7,500 | $14,189 | — |
| Blue Plus Minnesota Value Gold Rx Copay | PPO | $561in 8 counties | $1,200 | $7,500 | $14,227 | — |
| Blue Plus Minnesota Value HSA Gold | PPO | $561in 9 counties | $3,400 | $5,600 | $12,328 | — |
| Blue Plus Minnesota Value HSA Gold | PPO | $562in 11 counties | $3,400 | $5,600 | $12,346 | — |
| Blue Plus Minnesota Value HSA Gold | PPO | $566in 9 counties | $3,400 | $5,600 | $12,387 | — |
| Blue Plus Minnesota Value HSA Gold | PPO | $569in 8 counties | $3,400 | $5,600 | $12,425 | — |
| Blue Plus Minnesota Value Gold Rx Copay | PPO | $569in 14 counties | $1,200 | $7,500 | $14,330 | — |
| Blue Plus Easy Compare Gold and Rx Copay Blue Plus Minnesota Value | PPO | $571in 9 counties | $2,000 | $8,200 | $15,057 | — |
| Blue Plus Easy Compare Gold and Rx Copay Blue Plus Minnesota Value | PPO | $573in 11 counties | $2,000 | $8,200 | $15,076 | — |
| Blue Plus Easy Compare Gold and Rx Copay Blue Plus Minnesota Value | PPO | $576in 9 counties | $2,000 | $8,200 | $15,118 | — |
| Blue Plus Minnesota Value HSA Gold | PPO | $578in 14 counties | $3,400 | $5,600 | $12,530 | — |
| Blue Plus Easy Compare Gold and Rx Copay Blue Plus Minnesota Value | PPO | $580in 8 counties | $2,000 | $8,200 | $15,157 | — |
| Blue Plus Metro MN Gold Rx Copay | PPO | $583in 1 county | $1,200 | $7,500 | $14,500 | — |
| Blue Plus Easy Compare Gold and Rx Copay Blue Plus Minnesota Value | PPO | $589in 14 counties | $2,000 | $8,200 | $15,263 | — |
| Blue Plus Minnesota Value Gold Rx Copay | PPO | $608in 7 counties | $1,200 | $7,500 | $14,791 | — |
| Blue Plus Minnesota Value HSA Gold | PPO | $616in 7 counties | $3,400 | $5,600 | $12,998 | — |
| Blue Plus Easy Compare Gold and Rx Copay Blue Plus Minnesota Value | PPO | $628in 7 counties | $2,000 | $8,200 | $15,740 | — |
| Blue Plus Southeast MN Gold Rx Copay | PPO | $712in 8 counties | $1,200 | $7,500 | $16,046 | — |
| Blue Plus Southeast MN Gold Rx Copay | PPO | $714in 10 counties | $1,200 | $7,500 | $16,069 | — |
| Blue Plus Easy Compare Gold and Rx Copay Blue Plus Southeast MN | PPO | $736in 8 counties | $2,000 | $8,200 | $17,038 | — |
| Blue Plus Easy Compare Gold and Rx Copay Blue Plus Southeast MN | PPO | $738in 10 counties | $2,000 | $8,200 | $17,061 | — |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Blue Cross and Blue Shield of Minnesota sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Aitkin County | 9 | $442–$589 | $514 |
| Anoka County | 13 | $342–$515 | $438 |
| Becker County | 9 | $433–$576 | $504 |
| Beltrami County | 9 | $442–$589 | $514 |
| Benton County | 9 | $387–$515 | $450 |
| Big Stone County | 9 | $430–$573 | $501 |
| Blue Earth County | 6 | $553–$736 | $644 |
| Brown County | 13 | $408–$571 | $487 |
| Carlton County | 9 | $472–$628 | $549 |
| Carver County | 13 | $342–$515 | $438 |
| Cass County | 9 | $442–$589 | $514 |
| Chippewa County | 9 | $430–$573 | $501 |
| Chisago County | 13 | $381–$589 | $501 |
| Clay County | 9 | $433–$576 | $504 |
| Clearwater County | 9 | $436–$580 | $507 |
| Cook County | 9 | $472–$628 | $549 |
| Cottonwood County | 9 | $429–$571 | $499 |
| Crow Wing County | 9 | $442–$589 | $514 |
| Dakota County | 13 | $342–$515 | $438 |
| Dodge County | 6 | $555–$738 | $645 |
| Douglas County | 9 | $433–$576 | $504 |
| Faribault County | 6 | $553–$736 | $644 |
| Fillmore County | 6 | $555–$738 | $645 |
| Freeborn County | 6 | $555–$738 | $645 |
| Goodhue County | 6 | $555–$738 | $645 |
| Grant County | 9 | $433–$576 | $504 |
| Hennepin County | 13 | $342–$515 | $438 |
| Houston County | 6 | $555–$738 | $645 |
| Hubbard County | 9 | $442–$589 | $514 |
| Isanti County | 13 | $381–$589 | $501 |
| Itasca County | 9 | $472–$628 | $549 |
| Jackson County | 9 | $429–$571 | $499 |
| Kanabec County | 13 | $381–$589 | $501 |
| Kandiyohi County | 9 | $430–$573 | $501 |
| Kittson County | 9 | $436–$580 | $507 |
| Koochiching County | 9 | $472–$628 | $549 |
| Lac qui Parle County | 9 | $430–$573 | $501 |
| Lake County | 9 | $472–$628 | $549 |
| Lake of the Woods County | 9 | $472–$628 | $549 |
| Le Sueur County | 6 | $553–$736 | $644 |
| Lincoln County | 9 | $429–$571 | $499 |
| Lyon County | 9 | $430–$573 | $501 |
| Mahnomen County | 9 | $436–$580 | $507 |
| Marshall County | 9 | $436–$580 | $507 |
| Martin County | 6 | $553–$736 | $644 |
| McLeod County | 13 | $415–$573 | $488 |
| Meeker County | 9 | $430–$573 | $501 |
| Mille Lacs County | 9 | $442–$589 | $514 |
| Morrison County | 9 | $442–$589 | $514 |
| Mower County | 6 | $555–$738 | $645 |
| Murray County | 9 | $429–$571 | $499 |
| Nicollet County | 10 | $453–$736 | $627 |
| Nobles County | 9 | $429–$571 | $499 |
| Norman County | 9 | $436–$580 | $507 |
| Olmsted County | 6 | $555–$738 | $645 |
| Otter Tail County | 9 | $433–$576 | $504 |
| Pennington County | 9 | $436–$580 | $507 |
| Pine County | 9 | $442–$589 | $514 |
| Pipestone County | 9 | $429–$571 | $499 |
| Polk County | 9 | $436–$580 | $507 |
| Pope County | 9 | $433–$576 | $504 |
| Ramsey County | 13 | $342–$515 | $438 |
| Red Lake County | 9 | $436–$580 | $507 |
| Redwood County | 9 | $429–$571 | $499 |
| Renville County | 9 | $430–$573 | $501 |
| Rice County | 6 | $553–$736 | $644 |
| Rock County | 9 | $429–$571 | $499 |
| Roseau County | 9 | $442–$589 | $514 |
| Scott County | 13 | $342–$515 | $438 |
| Sherburne County | 13 | $342–$515 | $438 |
| Sibley County | 13 | $415–$573 | $488 |
| St. Louis County | 9 | $472–$628 | $549 |
| Stearns County | 9 | $387–$515 | $450 |
| Steele County | 6 | $555–$738 | $645 |
| Stevens County | 9 | $433–$576 | $504 |
| Swift County | 9 | $430–$573 | $501 |
| Todd County | 9 | $442–$589 | $514 |
| Traverse County | 9 | $433–$576 | $504 |
| Wabasha County | 6 | $555–$738 | $645 |
| Wadena County | 9 | $442–$589 | $514 |
| Waseca County | 6 | $553–$736 | $644 |
| Washington County | 13 | $342–$515 | $438 |
| Watonwan County | 6 | $553–$736 | $644 |
| Wilkin County | 9 | $433–$576 | $504 |
| Winona County | 6 | $555–$738 | $645 |
| Wright County | 13 | $342–$515 | $438 |
| Yellow Medicine County | 9 | $430–$573 | $501 |
Other insurers in Minnesota
- HealthPartners Silver $543/mo
- UCare Minnesota Silver $546/mo
- Medica Silver $558/mo
- Quartz Silver $602/mo
All Minnesota prices · Sorted by typical Silver price.
Frequently asked questions
How much does Blue Cross and Blue Shield of Minnesota health insurance cost in Minnesota?
For plan year 2026, Blue Cross and Blue Shield of Minnesota marketplace plans in Minnesota cost $342 to $738 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $453, Silver $512, Gold $569. Prices depend on the county.
What is the cheapest Blue Cross and Blue Shield of Minnesota plan in Minnesota?
Blue Plus Metro MN HSA Bronze (Expanded Bronze), from $342 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Blue Cross and Blue Shield of Minnesota sell marketplace plans in Minnesota?
In all 87 counties of Minnesota.
How do I buy a Blue Cross and Blue Shield of Minnesota plan in Minnesota?
On MNsure (https://www.mnsure.org/), the official marketplace for Minnesota, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.