Blue Cross and Blue Shield of NC in North Carolina health insurance (2026)
Blue Cross and Blue Shield of NC sells 117 marketplace plans in every North Carolina county for 2026, from $446/mo; typical Silver $834/mo, before tax credits. Buy on HealthCare.gov.
$446Cheapest plan
$834Typical Silver plan
100of 100 counties
117Plans
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Blue Cross and Blue Shield of NC plans in North Carolina
- Bronze $446–$751
- Silver $584–$941
- Gold $613–$964
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 48 plans · $446–$751/mo | ||||||
| Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with UNC Health Alliance Expanded Bronze | EPO | $446in 3 counties | $7,000 | $10,600 | $15,949 | Benefits summary Find doctors |
| Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Novant Health Expanded Bronze | EPO | $447in 4 counties | $7,000 | $10,600 | $15,962 | Benefits summary Find doctors |
| Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with UNC Health Alliance Expanded Bronze | EPO | $460in 7 counties | $7,000 | $10,600 | $16,119 | Benefits summary Find doctors |
| Blue Home Bronze Standard | with UNC Health Alliance Expanded Bronze | EPO | $464in 3 counties | $7,500 | $10,000 | $15,564 | Benefits summary Find doctors |
| Blue Local Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Atrium Health Expanded Bronze | EPO | $464in 2 counties | $7,000 | $10,600 | $16,168 | Benefits summary Find doctors |
| Blue Home Bronze Standard | with Novant Health Expanded Bronze | EPO | $465in 4 counties | $7,500 | $10,000 | $15,579 | Benefits summary Find doctors |
| Blue Home Bronze Complete | $60 PCP | $20 Tier 1 Rx | with UNC Health Alliance Expanded Bronze | EPO | $470in 3 counties | $4,000 | $10,600 | $16,239 | Benefits summary Find doctors |
| Blue Home Bronze Standard | with UNC Health Alliance Expanded Bronze | EPO | $478in 7 counties | $7,500 | $10,000 | $15,742 | Benefits summary Find doctors |
| Blue Local Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Atrium Health Expanded Bronze | EPO | $479in 5 counties | $7,000 | $10,600 | $16,343 | Benefits summary Find doctors |
| Blue Home Bronze HSA Eligible | Integrated | with UNC Health Alliance Expanded Bronze | EPO | $482in 3 counties | $8,500 | $8,500 | $14,285 | Benefits summary Find doctors |
| Blue Local Bronze Standard | with Atrium Health Expanded Bronze | EPO | $483in 2 counties | $7,500 | $10,000 | $15,793 | Benefits summary Find doctors |
| Blue Home Bronze Complete | $60 PCP | $20 Tier 1 Rx | with UNC Health Alliance Expanded Bronze | EPO | $485in 7 counties | $4,000 | $10,600 | $16,419 | Benefits summary Find doctors |
| Blue Home Bronze HSA Eligible | Integrated | with UNC Health Alliance Expanded Bronze | EPO | $497in 7 counties | $8,500 | $8,500 | $14,469 | Benefits summary Find doctors |
| Blue Local Bronze Standard | with Atrium Health Expanded Bronze | EPO | $498in 5 counties | $7,500 | $10,000 | $15,975 | Benefits summary Find doctors |
| Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Novant Health Expanded Bronze | EPO | $509in 4 counties | $7,000 | $10,600 | $16,709 | Benefits summary Find doctors |
| Blue Local Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Atrium Health Expanded Bronze | EPO | $514in 1 county | $7,000 | $10,600 | $16,774 | Benefits summary Find doctors |
| Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with UNC Health Alliance Expanded Bronze | EPO | $515in 1 county | $7,000 | $10,600 | $16,776 | Benefits summary Find doctors |
| Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Cone Health Expanded Bronze | EPO | $517in 3 counties | $7,000 | $10,600 | $16,804 | Benefits summary Find doctors |
| Blue Value Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Limited Statewide Doctors Expanded Bronze | POS | $530–$551in 12 counties | $7,000 | $10,600 | $16,954–$17,214 | Benefits summary Find doctors |
| Blue Home Bronze Standard | with Novant Health Expanded Bronze | EPO | $530in 4 counties | $7,500 | $10,000 | $16,355 | Benefits summary Find doctors |
| Blue Local Bronze Standard | with Atrium Health Expanded Bronze | EPO | $535in 1 county | $7,500 | $10,000 | $16,423 | Benefits summary Find doctors |
| Blue Home Bronze Standard | with UNC Health Alliance Expanded Bronze | EPO | $535in 1 county | $7,500 | $10,000 | $16,424 | Benefits summary Find doctors |
| Blue Home Bronze Standard | with Cone Health Expanded Bronze | EPO | $538in 3 counties | $7,500 | $10,000 | $16,452 | Benefits summary Find doctors |
| Blue Local Bronze Complete | $60 PCP | $20 Tier 1 Rx | with Atrium Health Expanded Bronze | EPO | $542in 1 county | $4,000 | $10,600 | $17,109 | Benefits summary Find doctors |
| Blue Home Bronze Complete | $60 PCP | $20 Tier 1 Rx | with UNC Health Alliance Expanded Bronze | EPO | $543in 1 county | $4,000 | $10,600 | $17,111 | Benefits summary Find doctors |
| Blue Value Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Limited Statewide Doctors Expanded Bronze | POS | $550in 3 counties | $7,000 | $10,600 | $17,198 | Benefits summary Find doctors |
| Blue Value Bronze Standard | Limited Statewide Doctors Expanded Bronze | POS | $551–$573in 12 counties | $7,500 | $10,000 | $16,611–$16,881 | Benefits summary Find doctors |
| Blue Local Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Atrium Health Expanded Bronze | EPO | $555in 6 counties | $7,000 | $10,600 | $17,258 | Benefits summary Find doctors |
| Blue Local Bronze HSA Eligible | Integrated | with Atrium Health Expanded Bronze | EPO | $556in 1 county | $8,500 | $8,500 | $15,176 | Benefits summary Find doctors |
| Blue Home Bronze HSA Eligible | Integrated | with UNC Health Alliance Expanded Bronze | EPO | $557in 1 county | $8,500 | $8,500 | $15,179 | Benefits summary Find doctors |
| Blue Value Bronze Complete | $60 PCP | $20 Tier 1 Rx | Limited Statewide Doctors Expanded Bronze | POS | $559–$582in 12 counties | $4,000 | $10,600 | $17,305–$17,579 | Benefits summary Find doctors |
| Blue Local Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Atrium Health Expanded Bronze | EPO | $571in 3 counties | $7,000 | $10,600 | $17,448 | Benefits summary Find doctors |
| Blue Value Bronze Standard | Limited Statewide Doctors Expanded Bronze | POS | $572in 3 counties | $7,500 | $10,000 | $16,864 | Benefits summary Find doctors |
| Blue Value Bronze HSA Eligible | Integrated | Limited Statewide Doctors Expanded Bronze | POS | $573–$596in 12 counties | $8,500 | $8,500 | $15,377–$15,658 | Benefits summary Find doctors |
| Blue Local Bronze Standard | with Atrium Health Expanded Bronze | EPO | $577in 6 counties | $7,500 | $10,000 | $16,928 | Benefits summary Find doctors |
| Blue Value Bronze Complete | $60 PCP | $20 Tier 1 Rx | Limited Statewide Doctors Expanded Bronze | POS | $580in 3 counties | $4,000 | $10,600 | $17,562 | Benefits summary Find doctors |
| Blue Local Bronze Standard | with Atrium Health Expanded Bronze | EPO | $594in 3 counties | $7,500 | $10,000 | $17,126 | Benefits summary Find doctors |
| Blue Value Bronze HSA Eligible | Integrated | Limited Statewide Doctors Expanded Bronze | POS | $595in 3 counties | $8,500 | $8,500 | $15,640 | Benefits summary Find doctors |
| Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Statewide Doctors Expanded Bronze | HMO | $599–$674in 90 counties | $7,000 | $10,600 | $17,785–$18,683 | Benefits summary Find doctors |
| Blue Local Bronze Complete | $60 PCP | $20 Tier 1 Rx | with Atrium Health Expanded Bronze | EPO | $602in 3 counties | $4,000 | $10,600 | $17,822 | Benefits summary Find doctors |
| Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Nationwide Doctors Expanded Bronze | PPO | $617–$694in 90 counties | $7,000 | $10,600 | $18,006–$18,932 | Benefits summary Find doctors |
| Blue Local Bronze HSA Eligible | Integrated | with Atrium Health Expanded Bronze | EPO | $617in 3 counties | $8,500 | $8,500 | $15,908 | Benefits summary Find doctors |
| Blue Care Bronze Standard | Statewide Doctors Expanded Bronze | HMO | $624–$702in 90 counties | $7,500 | $10,000 | $17,492–$18,428 | Benefits summary Find doctors |
| Blue Care Bronze Complete | $60 PCP | $20 Tier 1 Rx | Statewide Doctors Expanded Bronze | HMO | $632–$710in 90 counties | $4,000 | $10,600 | $18,178–$19,125 | Benefits summary Find doctors |
| Blue Advantage Bronze Standard | Nationwide Doctors Expanded Bronze | PPO | $642–$722in 90 counties | $7,500 | $10,000 | $17,702–$18,664 | Benefits summary Find doctors |
| Blue Care Bronze HSA Eligible | Integrated | Statewide Doctors Expanded Bronze | HMO | $647–$728in 90 counties | $8,500 | $8,500 | $16,268–$17,239 | Benefits summary Find doctors |
| Blue Advantage Bronze Complete | $60 PCP | $20 Tier 1 Rx | Nationwide Doctors Expanded Bronze | PPO | $651–$732in 90 counties | $4,000 | $10,600 | $18,410–$19,386 | Benefits summary Find doctors |
| Blue Advantage Bronze HSA Eligible | Integrated | Nationwide Doctors Expanded Bronze | PPO | $667–$751in 90 counties | $8,500 | $8,500 | $16,506–$17,507 | Benefits summary Find doctors |
| Silver 39 plans · $584–$941/mo | ||||||
| Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with UNC Health Alliance | EPO | $584in 3 counties | $2,800 | $10,600 | $17,612 | Benefits summary Find doctors |
| Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Novant Health | EPO | $586in 4 counties | $2,800 | $10,600 | $17,630 | Benefits summary Find doctors |
| Blue Home Silver Standard | with UNC Health Alliance | EPO | $591in 3 counties | $6,000 | $8,900 | $15,989 | Benefits summary Find doctors |
| Blue Home Silver Standard | with Novant Health | EPO | $592in 4 counties | $6,000 | $8,900 | $16,007 | Benefits summary Find doctors |
| Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with UNC Health Alliance | EPO | $603in 7 counties | $2,800 | $10,600 | $17,835 | Benefits summary Find doctors |
| Blue Home Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | with UNC Health Alliance | EPO | $604in 3 counties | $3,000 | $10,600 | $17,847 | Benefits summary Find doctors |
| Blue Local Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health | EPO | $608in 2 counties | $2,800 | $10,600 | $17,900 | Benefits summary Find doctors |
| Blue Home Silver Standard | with UNC Health Alliance | EPO | $610in 7 counties | $6,000 | $8,900 | $16,215 | Benefits summary Find doctors |
| Blue Local Silver Standard | with Atrium Health | EPO | $615in 2 counties | $6,000 | $8,900 | $16,280 | Benefits summary Find doctors |
| Blue Home Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | with UNC Health Alliance | EPO | $623in 7 counties | $3,000 | $10,600 | $18,078 | Benefits summary Find doctors |
| Blue Local Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health | EPO | $627in 5 counties | $2,800 | $10,600 | $18,128 | Benefits summary Find doctors |
| Blue Local Silver Standard | with Atrium Health | EPO | $634in 5 counties | $6,000 | $8,900 | $16,512 | Benefits summary Find doctors |
| Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Novant Health | EPO | $667in 4 counties | $2,800 | $10,600 | $18,608 | Benefits summary Find doctors |
| Blue Local Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health | EPO | $674in 1 county | $2,800 | $10,600 | $18,693 | Benefits summary Find doctors |
| Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with UNC Health Alliance | EPO | $675in 1 county | $2,800 | $10,600 | $18,695 | Benefits summary Find doctors |
| Blue Home Silver Standard | with Novant Health | EPO | $675in 4 counties | $6,000 | $8,900 | $16,997 | Benefits summary Find doctors |
| Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Cone Health | EPO | $677in 3 counties | $2,800 | $10,600 | $18,729 | Benefits summary Find doctors |
| Blue Local Silver Standard | with Atrium Health | EPO | $682in 1 county | $6,000 | $8,900 | $17,083 | Benefits summary Find doctors |
| Blue Home Silver Standard | with UNC Health Alliance | EPO | $682in 1 county | $6,000 | $8,900 | $17,084 | Benefits summary Find doctors |
| Blue Home Silver Standard | with Cone Health | EPO | $685in 3 counties | $6,000 | $8,900 | $17,118 | Benefits summary Find doctors |
| Blue Value Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Limited Statewide Doctors | POS | $694–$723in 12 counties | $2,800 | $10,600 | $18,930–$19,270 | Benefits summary Find doctors |
| Blue Local Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | with Atrium Health | EPO | $697in 1 county | $3,000 | $10,600 | $18,964 | Benefits summary Find doctors |
| Blue Home Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | with UNC Health Alliance | EPO | $697in 1 county | $3,000 | $10,600 | $18,967 | Benefits summary Find doctors |
| Blue Value Silver Standard | Limited Statewide Doctors | POS | $702–$731in 12 counties | $6,000 | $8,900 | $17,324–$17,668 | Benefits summary Find doctors |
| Blue Value Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Limited Statewide Doctors | POS | $718–$747in 12 counties | $3,000 | $10,600 | $19,215–$19,566 | Benefits summary Find doctors |
| Blue Value Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Limited Statewide Doctors | POS | $721in 3 counties | $2,800 | $10,600 | $19,249 | Benefits summary Find doctors |
| Blue Local Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health | EPO | $727in 6 counties | $2,800 | $10,600 | $19,329 | Benefits summary Find doctors |
| Blue Value Silver Standard | Limited Statewide Doctors | POS | $729in 3 counties | $6,000 | $8,900 | $17,647 | Benefits summary Find doctors |
| Blue Local Silver Standard | with Atrium Health | EPO | $735in 6 counties | $6,000 | $8,900 | $17,724 | Benefits summary Find doctors |
| Blue Value Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Limited Statewide Doctors | POS | $745in 3 counties | $3,000 | $10,600 | $19,544 | Benefits summary Find doctors |
| Blue Local Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health | EPO | $748in 3 counties | $2,800 | $10,600 | $19,578 | Benefits summary Find doctors |
| Blue Local Silver Standard | with Atrium Health | EPO | $756in 3 counties | $6,000 | $8,900 | $17,976 | Benefits summary Find doctors |
| Blue Local Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | with Atrium Health | EPO | $773in 3 counties | $3,000 | $10,600 | $19,879 | Benefits summary Find doctors |
| Blue Care Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Statewide Doctors | HMO | $785–$883in 90 counties | $2,800 | $10,600 | $20,016–$21,193 | Benefits summary Find doctors |
| Blue Care Silver Standard | Statewide Doctors | HMO | $795–$895in 90 counties | $6,000 | $8,900 | $18,443–$19,636 | Benefits summary Find doctors |
| Blue Advantage Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Nationwide Doctors | PPO | $809–$910in 90 counties | $2,800 | $10,600 | $20,305–$21,518 | Benefits summary Find doctors |
| Blue Care Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Statewide Doctors | HMO | $811–$913in 90 counties | $3,000 | $10,600 | $20,334–$21,550 | Benefits summary Find doctors |
| Blue Advantage Silver Standard | Nationwide Doctors | PPO | $818–$920in 90 counties | $6,000 | $8,900 | $18,710–$19,936 | Benefits summary Find doctors |
| Blue Advantage Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Nationwide Doctors | PPO | $836–$941in 90 counties | $3,000 | $10,600 | $20,632–$21,887 | Benefits summary Find doctors |
| Gold 30 plans · $613–$964/mo | ||||||
| Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with UNC Health Alliance | EPO | $613in 3 counties | $1,800 | $10,600 | $17,957 | Benefits summary Find doctors |
| Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Novant Health | EPO | $615in 4 counties | $1,800 | $10,600 | $17,976 | Benefits summary Find doctors |
| Blue Home Gold Standard A | with UNC Health Alliance | EPO | $619in 3 counties | $2,000 | $8,200 | $15,632 | Benefits summary Find doctors |
| Blue Home Gold Standard A | with Novant Health | EPO | $621in 4 counties | $2,000 | $8,200 | $15,651 | Benefits summary Find doctors |
| Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with UNC Health Alliance | EPO | $633in 7 counties | $1,800 | $10,600 | $18,191 | Benefits summary Find doctors |
| Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health | EPO | $638in 2 counties | $1,800 | $10,600 | $18,259 | Benefits summary Find doctors |
| Blue Home Gold Standard A | with UNC Health Alliance | EPO | $639in 7 counties | $2,000 | $8,200 | $15,869 | Benefits summary Find doctors |
| Blue Local Gold Standard A | with Atrium Health | EPO | $645in 2 counties | $2,000 | $8,200 | $15,937 | Benefits summary Find doctors |
| Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health | EPO | $658in 5 counties | $1,800 | $10,600 | $18,499 | Benefits summary Find doctors |
| Blue Local Gold Standard A | with Atrium Health | EPO | $665in 5 counties | $2,000 | $8,200 | $16,179 | Benefits summary Find doctors |
| Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Novant Health | EPO | $700in 4 counties | $1,800 | $10,600 | $19,003 | Benefits summary Find doctors |
| Blue Home Gold Standard A | with Novant Health | EPO | $707in 4 counties | $2,000 | $8,200 | $16,688 | Benefits summary Find doctors |
| Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health | EPO | $708in 1 county | $1,800 | $10,600 | $19,091 | Benefits summary Find doctors |
| Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with UNC Health Alliance | EPO | $708in 1 county | $1,800 | $10,600 | $19,094 | Benefits summary Find doctors |
| Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Cone Health | EPO | $711in 3 counties | $1,800 | $10,600 | $19,131 | Benefits summary Find doctors |
| Blue Local Gold Standard A | with Atrium Health | EPO | $715in 1 county | $2,000 | $8,200 | $16,778 | Benefits summary Find doctors |
| Blue Home Gold Standard A | with UNC Health Alliance | EPO | $715in 1 county | $2,000 | $8,200 | $16,781 | Benefits summary Find doctors |
| Blue Home Gold Standard A | with Cone Health | EPO | $718in 3 counties | $2,000 | $8,200 | $16,816 | Benefits summary Find doctors |
| Blue Value Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Limited Statewide Doctors | POS | $729–$759in 12 counties | $1,800 | $10,600 | $19,349–$19,706 | Benefits summary Find doctors |
| Blue Value Gold Standard A | Limited Statewide Doctors | POS | $737–$767in 12 counties | $2,000 | $8,200 | $17,038–$17,399 | Benefits summary Find doctors |
| Blue Value Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Limited Statewide Doctors | POS | $757in 3 counties | $1,800 | $10,600 | $19,684 | Benefits summary Find doctors |
| Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health | EPO | $763in 6 counties | $1,800 | $10,600 | $19,759 | Benefits summary Find doctors |
| Blue Value Gold Standard A | Limited Statewide Doctors | POS | $765in 3 counties | $2,000 | $8,200 | $17,377 | Benefits summary Find doctors |
| Blue Local Gold Standard A | with Atrium Health | EPO | $771in 6 counties | $2,000 | $8,200 | $17,452 | Benefits summary Find doctors |
| Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health | EPO | $785in 3 counties | $1,800 | $10,600 | $20,021 | Benefits summary Find doctors |
| Blue Local Gold Standard A | with Atrium Health | EPO | $793in 3 counties | $2,000 | $8,200 | $17,716 | Benefits summary Find doctors |
| Blue Care Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Statewide Doctors | HMO | $823–$926in 90 counties | $1,800 | $10,600 | $20,481–$21,716 | Benefits summary Find doctors |
| Blue Care Gold Standard A | Statewide Doctors | HMO | $834–$938in 90 counties | $2,000 | $8,200 | $18,205–$19,455 | Benefits summary Find doctors |
| Blue Advantage Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Nationwide Doctors | PPO | $849–$955in 90 counties | $1,800 | $10,600 | $20,784–$22,057 | Benefits summary Find doctors |
| Blue Advantage Gold Standard A | Nationwide Doctors | PPO | $857–$964in 90 counties | $2,000 | $8,200 | $18,486–$19,771 | Benefits summary Find doctors |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Blue Cross and Blue Shield of NC sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Alamance County | 9 | $460–$639 | $610 |
| Alexander County | 27 | $546–$902 | $837 |
| Alleghany County | 18 | $624–$893 | $844 |
| Anson County | 24 | $555–$938 | $877 |
| Ashe County | 18 | $624–$893 | $844 |
| Avery County | 18 | $617–$884 | $835 |
| Beaufort County | 18 | $636–$911 | $861 |
| Bertie County | 18 | $630–$902 | $852 |
| Bladen County | 18 | $630–$902 | $852 |
| Brunswick County | 27 | $551–$911 | $845 |
| Buncombe County | 18 | $617–$884 | $835 |
| Burke County | 27 | $546–$902 | $837 |
| Cabarrus County | 30 | $447–$938 | $864 |
| Caldwell County | 27 | $546–$902 | $837 |
| Camden County | 18 | $630–$902 | $852 |
| Carteret County | 18 | $636–$911 | $861 |
| Caswell County | 9 | $460–$639 | $610 |
| Catawba County | 27 | $546–$902 | $837 |
| Chatham County | 9 | $460–$639 | $610 |
| Cherokee County | 18 | $617–$884 | $835 |
| Chowan County | 18 | $630–$902 | $852 |
| Clay County | 18 | $617–$884 | $835 |
| Cleveland County | 36 | $550–$964 | $828 |
| Columbus County | 27 | $551–$911 | $845 |
| Craven County | 18 | $636–$911 | $861 |
| Cumberland County | 18 | $630–$902 | $852 |
| Currituck County | 18 | $630–$902 | $852 |
| Dare County | 18 | $636–$911 | $861 |
| Davidson County | 30 | $479–$875 | $806 |
| Davie County | 24 | $479–$875 | $819 |
| Duplin County | 27 | $551–$911 | $845 |
| Durham County | 9 | $460–$639 | $610 |
| Edgecombe County | 18 | $624–$893 | $844 |
| Forsyth County | 30 | $479–$875 | $806 |
| Franklin County | 9 | $446–$619 | $591 |
| Gaston County | 36 | $550–$964 | $828 |
| Gates County | 18 | $630–$902 | $852 |
| Graham County | 18 | $617–$884 | $835 |
| Granville County | 18 | $655–$938 | $886 |
| Greene County | 18 | $624–$893 | $844 |
| Guilford County | 30 | $464–$857 | $790 |
| Halifax County | 18 | $630–$902 | $852 |
| Harnett County | 18 | $630–$902 | $852 |
| Haywood County | 18 | $617–$884 | $835 |
| Henderson County | 18 | $617–$884 | $835 |
| Hertford County | 18 | $630–$902 | $852 |
| Hoke County | 18 | $630–$902 | $852 |
| Hyde County | 18 | $636–$911 | $861 |
| Iredell County | 27 | $546–$902 | $837 |
| Jackson County | 18 | $617–$884 | $835 |
| Johnston County | 9 | $446–$619 | $591 |
| Jones County | 18 | $636–$911 | $861 |
| Lee County | 9 | $460–$639 | $610 |
| Lenoir County | 18 | $636–$911 | $861 |
| Lincoln County | 36 | $550–$964 | $828 |
| Macon County | 18 | $617–$884 | $835 |
| Madison County | 18 | $617–$884 | $835 |
| Martin County | 18 | $630–$902 | $852 |
| McDowell County | 18 | $617–$884 | $835 |
| Mecklenburg County | 30 | $447–$938 | $864 |
| Mitchell County | 18 | $617–$884 | $835 |
| Montgomery County | 18 | $617–$884 | $835 |
| Moore County | 18 | $617–$884 | $835 |
| Nash County | 27 | $515–$893 | $828 |
| New Hanover County | 27 | $551–$911 | $845 |
| Northampton County | 18 | $630–$902 | $852 |
| Onslow County | 27 | $551–$911 | $845 |
| Orange County | 9 | $460–$639 | $610 |
| Pamlico County | 18 | $636–$911 | $861 |
| Pasquotank County | 18 | $630–$902 | $852 |
| Pender County | 27 | $551–$911 | $845 |
| Perquimans County | 18 | $630–$902 | $852 |
| Person County | 9 | $460–$639 | $610 |
| Pitt County | 18 | $624–$893 | $844 |
| Polk County | 18 | $617–$884 | $835 |
| Randolph County | 30 | $464–$857 | $790 |
| Richmond County | 18 | $630–$902 | $852 |
| Robeson County | 18 | $630–$902 | $852 |
| Rockingham County | 24 | $517–$857 | $802 |
| Rowan County | 30 | $447–$938 | $864 |
| Rutherford County | 18 | $617–$884 | $835 |
| Sampson County | 18 | $630–$902 | $852 |
| Scotland County | 18 | $630–$902 | $852 |
| Stanly County | 24 | $555–$938 | $877 |
| Stokes County | 30 | $479–$875 | $806 |
| Surry County | 27 | $530–$875 | $812 |
| Swain County | 18 | $617–$884 | $835 |
| Transylvania County | 18 | $617–$884 | $835 |
| Tyrrell County | 18 | $636–$911 | $861 |
| Union County | 30 | $447–$938 | $864 |
| Vance County | 18 | $655–$938 | $886 |
| Wake County | 9 | $446–$619 | $591 |
| Warren County | 18 | $655–$938 | $886 |
| Washington County | 18 | $636–$911 | $861 |
| Watauga County | 18 | $624–$893 | $844 |
| Wayne County | 18 | $624–$893 | $844 |
| Wilkes County | 27 | $514–$893 | $828 |
| Wilson County | 18 | $624–$893 | $844 |
| Yadkin County | 30 | $479–$875 | $806 |
| Yancey County | 18 | $617–$884 | $835 |
Other insurers in North Carolina
- Oscar Health Silver $635/mo
- Ambetter (Centene) Silver $650/mo
- AmeriHealth Caritas Next Silver $722/mo
- UnitedHealthcare Silver $883/mo
- Cigna Healthcare Silver $906/mo
All North Carolina prices · Sorted by typical Silver price.
Frequently asked questions
How much does Blue Cross and Blue Shield of NC health insurance cost in North Carolina?
For plan year 2026, Blue Cross and Blue Shield of NC marketplace plans in North Carolina cost $446 to $964 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $651, Silver $834, Gold $866. Prices depend on the county.
What is the cheapest Blue Cross and Blue Shield of NC plan in North Carolina?
Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with UNC Health Alliance (Expanded Bronze), from $446 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Blue Cross and Blue Shield of NC sell marketplace plans in North Carolina?
In all 100 counties of North Carolina.
How do I buy a Blue Cross and Blue Shield of NC plan in North Carolina?
On HealthCare.gov (https://www.healthcare.gov/see-plans/), the official marketplace for North Carolina, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.