McLaren Health Plan Community in Michigan health insurance (2026)
McLaren Health Plan Community sells 9 marketplace plans in 60 of 83 Michigan counties for 2026, from $417/mo; typical Silver $699/mo, before tax credits. Buy on HealthCare.gov.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
McLaren Health Plan Community plans in Michigan
- Bronze $417–$617
- Silver $618–$873
- Gold $639–$879
- Catastrophic $377–$514
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 3 plans · $417–$617/mo | ||||||
| MHP Bronze | HMO | $417–$568in 60 counties | $8,250 | $10,150 | $15,150–$16,970 | Benefits summary Find doctors |
| MHP Expanded Bronze Standard Expanded Bronze | HMO | $450–$614in 60 counties | $7,500 | $10,000 | $15,402–$17,368 | Benefits summary Find doctors |
| MHP Bronze Saver (Expanded) Expanded Bronze | HMO | $452–$617in 60 counties | $8,500 | $8,500 | $13,928–$15,904 | Benefits summary Find doctors |
| Silver 3 plans · $618–$873/mo | ||||||
| MHP Silver Exchange Rewards | HMO | $618–$843in 60 counties | $2,000 | $9,000 | $16,417–$19,118 | Benefits summary Find doctors |
| MHP Silver Exchange | HMO | $632–$862in 60 counties | $4,250 | $10,150 | $17,737–$20,499 | Benefits summary Find doctors |
| MHP Silver Standard | HMO | $640–$873in 60 counties | $6,000 | $8,900 | $16,582–$19,379 | Benefits summary Find doctors |
| Gold 2 plans · $639–$879/mo | ||||||
| MHP Gold | HMO | $639–$871in 60 counties | $2,100 | $8,000 | $15,666–$18,458 | Benefits summary Find doctors |
| MHP Gold Standard | HMO | $645–$879in 60 counties | $2,000 | $8,200 | $15,937–$18,753 | Benefits summary Find doctors |
| Catastrophic 1 plan · $377–$514/mo | ||||||
| MHP Young Adult/Catastrophic | HMO | $377–$514in 60 counties | $10,600 | $10,600 | $15,119–$16,764 | Benefits summary Find doctors |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where McLaren Health Plan Community sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Alcona County | 9 | $452–$699 | $686 |
| Allegan County | 9 | $526–$814 | $799 |
| Alpena County | 9 | $452–$699 | $686 |
| Antrim County | 9 | $452–$699 | $686 |
| Arenac County | 9 | $445–$689 | $676 |
| Barry County | 9 | $526–$814 | $799 |
| Bay County | 9 | $445–$689 | $676 |
| Benzie County | 9 | $452–$699 | $686 |
| Calhoun County | 9 | $526–$814 | $799 |
| Charlevoix County | 9 | $452–$699 | $686 |
| Cheboygan County | 9 | $452–$699 | $686 |
| Clare County | 9 | $526–$814 | $799 |
| Clinton County | 9 | $417–$645 | $632 |
| Crawford County | 9 | $452–$699 | $686 |
| Eaton County | 9 | $417–$645 | $632 |
| Emmet County | 9 | $452–$699 | $686 |
| Genesee County | 9 | $426–$658 | $646 |
| Gladwin County | 9 | $526–$814 | $799 |
| Grand Traverse County | 9 | $452–$699 | $686 |
| Gratiot County | 9 | $445–$689 | $676 |
| Hillsdale County | 9 | $417–$645 | $632 |
| Huron County | 9 | $445–$689 | $676 |
| Ingham County | 9 | $417–$645 | $632 |
| Ionia County | 9 | $526–$814 | $799 |
| Iosco County | 9 | $452–$699 | $686 |
| Isabella County | 9 | $526–$814 | $799 |
| Jackson County | 9 | $417–$645 | $632 |
| Kalamazoo County | 9 | $526–$814 | $799 |
| Kalkaska County | 9 | $452–$699 | $686 |
| Kent County | 9 | $526–$814 | $799 |
| Lake County | 9 | $526–$814 | $799 |
| Lapeer County | 9 | $426–$658 | $646 |
| Leelanau County | 9 | $452–$699 | $686 |
| Livingston County | 9 | $568–$879 | $862 |
| Macomb County | 9 | $461–$713 | $699 |
| Manistee County | 9 | $452–$699 | $686 |
| Mason County | 9 | $526–$814 | $799 |
| Mecosta County | 9 | $526–$814 | $799 |
| Midland County | 9 | $526–$814 | $799 |
| Missaukee County | 9 | $452–$699 | $686 |
| Montcalm County | 9 | $526–$814 | $799 |
| Montmorency County | 9 | $452–$699 | $686 |
| Newaygo County | 9 | $526–$814 | $799 |
| Oakland County | 9 | $461–$713 | $699 |
| Ogemaw County | 9 | $452–$699 | $686 |
| Osceola County | 9 | $526–$814 | $799 |
| Oscoda County | 9 | $452–$699 | $686 |
| Otsego County | 9 | $452–$699 | $686 |
| Ottawa County | 9 | $526–$814 | $799 |
| Presque Isle County | 9 | $452–$699 | $686 |
| Roscommon County | 9 | $452–$699 | $686 |
| Saginaw County | 9 | $445–$689 | $676 |
| Sanilac County | 9 | $445–$689 | $676 |
| Shiawassee County | 9 | $426–$658 | $646 |
| St. Clair County | 9 | $426–$658 | $646 |
| St. Joseph County | 9 | $526–$814 | $799 |
| Tuscola County | 9 | $445–$689 | $676 |
| Washtenaw County | 9 | $568–$879 | $862 |
| Wayne County | 9 | $568–$879 | $862 |
| Wexford County | 9 | $452–$699 | $686 |
Other insurers in Michigan
- Ambetter (Centene) Silver $461/mo
- Oscar Health Silver $471/mo
- UnitedHealthcare Silver $532/mo
- Priority Health Silver $689/mo
- Blue Cross Blue Shield of Michigan Silver $740/mo
All Michigan prices · Sorted by typical Silver price.
Frequently asked questions
How much does McLaren Health Plan Community health insurance cost in Michigan?
For plan year 2026, McLaren Health Plan Community marketplace plans in Michigan cost $417 to $879 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $498, Silver $699, Gold $709. Prices depend on the county.
What is the cheapest McLaren Health Plan Community plan in Michigan?
MHP Bronze (Bronze), from $417 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does McLaren Health Plan Community sell marketplace plans in Michigan?
In 60 of Michigan's 83 counties, including Alcona County, Allegan County, Alpena County, Antrim County, Arenac County, Barry County and others.
How do I buy a McLaren Health Plan Community plan in Michigan?
On HealthCare.gov (https://www.healthcare.gov/see-plans/), the official marketplace for Michigan, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.