Horizon Blue Cross Blue Shield of New Jersey health insurance (2026)
Horizon Blue Cross Blue Shield of New Jersey sells 8 marketplace plans in every New Jersey county for 2026, from $541/mo; typical Silver $747/mo, before tax credits. Buy on Get Covered New Jersey.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Horizon Blue Cross Blue Shield of New Jersey plans in New Jersey
- Bronze $541–$779
- Silver $562–$989
- Gold $1,045
- Catastrophic $513
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 2 plans · $541–$779/mo | ||||||
| OMNIA Bronze Expanded Bronze | EPO | $541in 21 counties | $3,000 | $10,150 | $16,636 | — |
| Horizon Advantage EPO Bronze Expanded Bronze | EPO | $779in 21 counties | $3,000 | $10,150 | $19,494 | — |
| Silver 4 plans · $562–$989/mo | ||||||
| OMNIA Silver Value | EPO | $562in 21 counties | $2,100 | $10,150 | $16,894 | — |
| OMNIA Silver Saver HSA | EPO | $706in 21 counties | $2,400 | $8,500 | $16,970 | — |
| OMNIA Silver | EPO | $789in 21 counties | $1,700 | $10,000 | $19,465 | — |
| Horizon Advantage EPO Silver | EPO | $989in 21 counties | $2,500 | $10,150 | $22,016 | — |
| Gold 1 plan · $1,045/mo | ||||||
| OMNIA Gold | EPO | $1,045in 21 counties | $550 | $7,500 | $20,042 | — |
| Catastrophic 1 plan · $513/mo | ||||||
| Horizon Advantage EPO Essentials | EPO | $513in 21 counties | $10,150 | $10,150 | $16,307 | — |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Horizon Blue Cross Blue Shield of New Jersey sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Atlantic County | 8 | $541–$1,045 | $747 |
| Bergen County | 8 | $541–$1,045 | $747 |
| Burlington County | 8 | $541–$1,045 | $747 |
| Camden County | 8 | $541–$1,045 | $747 |
| Cape May County | 8 | $541–$1,045 | $747 |
| Cumberland County | 8 | $541–$1,045 | $747 |
| Essex County | 8 | $541–$1,045 | $747 |
| Gloucester County | 8 | $541–$1,045 | $747 |
| Hudson County | 8 | $541–$1,045 | $747 |
| Hunterdon County | 8 | $541–$1,045 | $747 |
| Mercer County | 8 | $541–$1,045 | $747 |
| Middlesex County | 8 | $541–$1,045 | $747 |
| Monmouth County | 8 | $541–$1,045 | $747 |
| Morris County | 8 | $541–$1,045 | $747 |
| Ocean County | 8 | $541–$1,045 | $747 |
| Passaic County | 8 | $541–$1,045 | $747 |
| Salem County | 8 | $541–$1,045 | $747 |
| Somerset County | 8 | $541–$1,045 | $747 |
| Sussex County | 8 | $541–$1,045 | $747 |
| Union County | 8 | $541–$1,045 | $747 |
| Warren County | 8 | $541–$1,045 | $747 |
Other insurers in New Jersey
- Oscar Health Silver $547/mo
- AmeriHealth Insurance Company of New Jersey Silver $611/mo
- Ambetter (Centene) Silver $640/mo
- UnitedHealthcare Silver $674/mo
All New Jersey prices · Sorted by typical Silver price.
Frequently asked questions
How much does Horizon Blue Cross Blue Shield of New Jersey health insurance cost in New Jersey?
For plan year 2026, Horizon Blue Cross Blue Shield of New Jersey marketplace plans in New Jersey cost $541 to $1,045 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $660, Silver $747, Gold $1,045. Prices depend on the county.
What is the cheapest Horizon Blue Cross Blue Shield of New Jersey plan in New Jersey?
OMNIA Bronze (Expanded Bronze), from $541 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Horizon Blue Cross Blue Shield of New Jersey sell marketplace plans in New Jersey?
In all 21 counties of New Jersey.
How do I buy a Horizon Blue Cross Blue Shield of New Jersey plan in New Jersey?
On Get Covered New Jersey (https://nj.gov/getcoverednj/), the official marketplace for New Jersey, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.