UnitedHealthcare health insurance cost (2026)
UnitedHealthcare sells 447 marketplace plans in 30 states for 2026, from $283/mo; typical Silver $801/mo, for one 40-year-old before tax credits.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
UnitedHealthcare prices by state
| State | Counties | Plans | Cheapest plan | Typical Silver |
|---|---|---|---|---|
| Alabama | 56 of 67 | 13 | $366 | $700 |
| Arizona | 7 of 15 | 14 | $436 | $605 |
| Coloradoas Rocky Mountain Health Plans (UnitedHealthcare) | 50 of 64 | 38 | $462 | $651 |
| Florida | 32 of 67 | 17 | $539 | $876 |
| Georgia | 53 of 158 | 14 | $609 | $1,013 |
| Illinois | 31 of 101 | 16 | $379 | $663 |
| Indiana | 5 of 92 | 15 | $487 | $629 |
| Iowa | 17 of 99 | 12 | $480 | $620 |
| Kansas | 35 of 105 | 15 | $442 | $710 |
| Louisiana | 48 of 64 | 13 | $522 | $826 |
| Maryland | 24 of 24 | 9 | $283 | $414 |
| Massachusetts | 14 of 14 | 5 | $645 | $955 |
| Michigan | 12 of 83 | 13 | $378 | $532 |
| Mississippi | 69 of 82 | 15 | $563 | $843 |
| Missouri | 115 of 115 | 13 | $452 | $740 |
| Nebraska | 93 of 93 | 14 | $573 | $927 |
| Nevadaas Health Plan of Nevada (UnitedHealthcare) | 17 of 17 | 37 | $391 | $594 |
| New Jersey | 21 of 21 | 6 | $584 | $674 |
| New Mexico | 33 of 33 | 6 | $664 | $815 |
| New York | 14 of 61 | 13 | $1,116 | $1,622 |
| North Carolina | 37 of 100 | 13 | $511 | $883 |
| Ohio | 42 of 88 | 17 | $491 | $702 |
| Oklahoma | 57 of 77 | 13 | $495 | $745 |
| South Carolina | 17 of 46 | 17 | $411 | $777 |
| Tennessee | 95 of 95 | 12 | $480 | $829 |
| Texas | 218 of 254 | 31 | $447 | $795 |
| Virginia | 44 of 133 | 13 | $407 | $627 |
| Washington | 13 of 39 | 8 | $505 | $922 |
| Wisconsin | 13 of 72 | 13 | $491 | $663 |
| Wyoming | 20 of 23 | 12 | $868 | $1,149 |
Open a state for every UnitedHealthcare plan there, prices by county, and prices for your household's ages.
Other insurers in several states
- WellSense Health Plan Silver $476/mo
- Wellmark Blue Cross Blue Shield Silver $553/mo
- Kaiser Permanente Silver $556/mo
- Antidote Health Silver $563/mo
- HealthPartners Silver $566/mo
- Sanford Health Plan Silver $571/mo
- CareFirst BlueCross BlueShield Silver $587/mo
- Molina Healthcare Silver $594/mo
- SelectHealth Silver $595/mo
- Avera Health Plans Silver $607/mo
- Moda Health Silver $612/mo
- PacificSource Silver $620/mo
- Alliant Health Plans Silver $628/mo
- Regence BlueCross BlueShield (Cambia) Silver $640/mo
- AmeriHealth Caritas Next Silver $646/mo
- MercyCare Silver $646/mo
- CHRISTUS Health Plan Silver $658/mo
- Imperial Health Plan Silver $666/mo
- Anthem Blue Cross Blue Shield (Elevance Health) Silver $673/mo
- Blue Cross and Blue Shield of Kansas City Silver $680/mo
- CareSource Silver $682/mo
- Oscar Health Silver $684/mo
- Medica Silver $685/mo
- Ambetter (Centene) Silver $691/mo
- Mountain Health CO-OP Silver $711/mo
- Quartz Silver $712/mo
- Cigna Healthcare Silver $747/mo
- Wellpoint (Elevance Health) Silver $756/mo
- Harvard Pilgrim / Tufts (Point32Health) Silver $772/mo
- BridgeSpan (Cambia) Silver $852/mo
- Blue Cross and Blue Shield (HCSC) Silver $869/mo
- Highmark Blue Cross Blue Shield Silver $994/mo
- MVP Health Care Silver $1,012/mo
- Premera Blue Cross Silver $1,112/mo
All insurers · Sorted by typical Silver price.
Frequently asked questions
How much does UnitedHealthcare cost per month?
For plan year 2026, UnitedHealthcare marketplace plans cost $283 to $2,685 a month for one 40-year-old before tax credits, across 30 states (Catastrophic plans not counted). Typical (median) prices: Bronze $571, Silver $801, Gold $793, Platinum $1,137. Prices depend on the state, county and age.
Where is UnitedHealthcare cheapest?
Its typical Silver plan costs least in Maryland ($414 a month for a 40-year-old) and most in New York ($1,622), before tax credits.
Which states does UnitedHealthcare sell marketplace plans in?
30 states for 2026: Alabama, Arizona, Colorado, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Louisiana, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Nebraska, Nevada, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin, Wyoming.
How do I buy an UnitedHealthcare plan?
Through HealthCare.gov or your state's own marketplace, where you also apply for a tax credit. Each state page here links to the official marketplace. HealthCoveragePrices does not sell plans.