Western Health Advantage in California health insurance (2026)
Western Health Advantage sells 10 marketplace plans in 8 of 58 California counties for 2026, from $570/mo; typical Silver $621/mo, before tax credits. Buy on Covered California.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Western Health Advantage plans in California
- Bronze $570–$589
- Silver $611–$632
- Gold $698–$723
- Platinum $774–$801
- Catastrophic $389–$402
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 2 plans · $570–$589/mo | ||||||
| Bronze 60 HMO Expanded Bronze | HMO | $570in 4 counties | $5,800 | $9,800 | $16,635 | — |
| Bronze 60 HMO Expanded Bronze | HMO | $589in 4 counties | $5,800 | $9,800 | $16,873 | — |
| Silver 2 plans · $611–$632/mo | ||||||
| Silver 70 HMO | HMO | $611in 4 counties | $5,200 | $9,800 | $17,129 | — |
| Silver 70 HMO | HMO | $632in 4 counties | $5,200 | $9,800 | $17,386 | — |
| Gold 2 plans · $698–$723/mo | ||||||
| Gold 80 HMO | HMO | $698in 4 counties | $0 | $9,200 | $17,578 | — |
| Gold 80 HMO | HMO | $723in 4 counties | $0 | $9,200 | $17,872 | — |
| Platinum 2 plans · $774–$801/mo | ||||||
| Platinum 90 HMO | HMO | $774in 4 counties | $0 | $5,000 | $14,285 | — |
| Platinum 90 HMO | HMO | $801in 4 counties | $0 | $5,000 | $14,611 | — |
| Catastrophic 2 plans · $389–$402/mo | ||||||
| Minimum Coverage HMO | HMO | $389in 4 counties | $10,600 | $10,600 | $15,268 | — |
| Minimum Coverage HMO | HMO | $402in 4 counties | $10,600 | $10,600 | $15,427 | — |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Western Health Advantage sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| El Dorado County | 5 | $570–$774 | $611 |
| Marin County | 5 | $589–$801 | $632 |
| Napa County | 5 | $589–$801 | $632 |
| Placer County | 5 | $570–$774 | $611 |
| Sacramento County | 5 | $570–$774 | $611 |
| Solano County | 5 | $589–$801 | $632 |
| Sonoma County | 5 | $589–$801 | $632 |
| Yolo County | 5 | $570–$774 | $611 |
Other insurers in California
- L.A. Care Health Plan Silver $403/mo
- Inland Empire Health Plan Silver $465/mo
- Molina Healthcare Silver $480/mo
- Sharp Health Plan Silver $529/mo
- Ambetter (Centene) Silver $581/mo
- Kaiser Permanente Silver $619/mo
- Valley Health Plan (Santa Clara County) Silver $652/mo
- Chinese Community Health Plan Silver $763/mo
- Blue Shield of California Silver $782/mo
- Anthem Blue Cross (CA) Silver $809/mo
All California prices · Sorted by typical Silver price.
Frequently asked questions
How much does Western Health Advantage health insurance cost in California?
For plan year 2026, Western Health Advantage marketplace plans in California cost $570 to $801 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $580, Silver $621, Gold $710, Platinum $787. Prices depend on the county.
What is the cheapest Western Health Advantage plan in California?
Bronze 60 HMO (Expanded Bronze), from $570 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Western Health Advantage sell marketplace plans in California?
In 8 of California's 58 counties, including El Dorado County, Marin County, Napa County, Placer County, Sacramento County, Solano County and others.
How do I buy a Western Health Advantage plan in California?
On Covered California (https://www.coveredca.com/), the official marketplace for California, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.