HMSA (Blue Cross Blue Shield of Hawaii) health insurance (2026)
HMSA (Blue Cross Blue Shield of Hawaii) sells 7 marketplace plans in every Hawaii county for 2026, from $496/mo; typical Silver $695/mo, before tax credits. Buy on HealthCare.gov.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
HMSA (Blue Cross Blue Shield of Hawaii) plans in Hawaii
- Bronze $496–$511
- Silver $695
- Gold $621–$659
- Platinum $726
- Catastrophic $297
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 2 plans · $496–$511/mo | ||||||
| HMSA Bronze PPO I Expanded Bronze | PPO | $496in 5 counties | $7,500 | $10,000 | $15,953 | Benefits summary Find doctors |
| HMSA Bronze PPO II HSA Expanded Bronze | PPO | $511in 5 counties | $7,100 | $7,100 | $13,236 | Benefits summary Find doctors |
| Silver 1 plan · $695/mo | ||||||
| HMSA Silver PPO | PPO | $695in 5 counties | $6,000 | $8,900 | $17,241 | Benefits summary Find doctors |
| Gold 2 plans · $621–$659/mo | ||||||
| HMSA Gold PPO II | PPO | $621in 5 counties | $2,000 | $8,200 | $15,648 | Benefits summary Find doctors |
| HMSA Gold PPO I | PPO | $659in 5 counties | $700 | $8,200 | $16,105 | Benefits summary Find doctors |
| Platinum 1 plan · $726/mo | ||||||
| HMSA Platinum PPO | PPO | $726in 5 counties | $0 | $5,200 | $13,916 | Benefits summary Find doctors |
| Catastrophic 1 plan · $297/mo | ||||||
| HMSA Catastrophic Plan | PPO | $297in 5 counties | $10,600 | $10,600 | $14,162 | Benefits summary Find doctors |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where HMSA (Blue Cross Blue Shield of Hawaii) sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Hawaii County | 7 | $496–$726 | $695 |
| Honolulu County | 7 | $496–$726 | $695 |
| Kalawao County | 7 | $496–$726 | $695 |
| Kauai County | 7 | $496–$726 | $695 |
| Maui County | 7 | $496–$726 | $695 |
Other insurers in Hawaii
- Kaiser Permanente Silver $543/mo
All Hawaii prices · Sorted by typical Silver price.
Frequently asked questions
How much does HMSA (Blue Cross Blue Shield of Hawaii) health insurance cost in Hawaii?
For plan year 2026, HMSA (Blue Cross Blue Shield of Hawaii) marketplace plans in Hawaii cost $496 to $726 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $504, Silver $695, Gold $640, Platinum $726. Prices depend on the county.
What is the cheapest HMSA (Blue Cross Blue Shield of Hawaii) plan in Hawaii?
HMSA Bronze PPO I (Expanded Bronze), from $496 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does HMSA (Blue Cross Blue Shield of Hawaii) sell marketplace plans in Hawaii?
In all 5 counties of Hawaii.
How do I buy a HMSA (Blue Cross Blue Shield of Hawaii) plan in Hawaii?
On HealthCare.gov (https://www.healthcare.gov/see-plans/), the official marketplace for Hawaii, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.