Blue Cross of Idaho health insurance (2026)
Blue Cross of Idaho sells 63 marketplace plans in every Idaho county for 2026, from $345/mo; typical Silver $537/mo, before tax credits. Buy on Your Health Idaho.
$345Cheapest plan
$537Typical Silver plan
44of 44 counties
63Plans
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Blue Cross of Idaho plans in Idaho
- Bronze $345–$408
- Silver $468–$571
- Gold $523–$607
- Catastrophic $273–$319
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 16 plans · $345–$408/mo | ||||||
| CPN North Central Bronze 8000 Expanded Bronze | POS | $345in 5 counties | $8,000 | $10,600 | $14,746 | — |
| CPN North Central Bronze HSA 6250 Expanded Bronze | POS | $349in 5 counties | $6,250 | $7,500 | $11,683 | — |
| Hometown North Bronze 8000 Expanded Bronze | POS | $358–$363in 6 counties | $8,000 | $10,600 | $14,897–$14,951 | — |
| Hometown North Bronze HSA 6250 Expanded Bronze | POS | $361–$366in 6 counties | $6,250 | $7,500 | $11,835–$11,890 | — |
| MVN East Bronze Connect 8000 Expanded Bronze | POS | $365–$384in 10 counties | $8,000 | $10,600 | $14,974–$15,204 | — |
| MVN East Bronze Connect HSA 6250 Expanded Bronze | POS | $368–$387in 10 counties | $6,250 | $7,500 | $11,913–$12,145 | — |
| IDID Southwest Bronze 8000 Expanded Bronze | POS | $373in 8 counties | $8,000 | $10,600 | $15,081 | — |
| Hometown East Bronze 8000 Expanded Bronze | POS | $374–$394in 18 counties | $8,000 | $10,600 | $15,093–$15,329 | — |
| IDID Southwest Bronze HSA 6250 Expanded Bronze | POS | $377in 8 counties | $6,250 | $7,500 | $12,021 | — |
| Hometown East Bronze HSA 6250 Expanded Bronze | POS | $378–$398in 18 counties | $6,250 | $7,500 | $12,033–$12,271 | — |
| PQA Southeast Bronze Connect 8000 Expanded Bronze | POS | $381in 7 counties | $8,000 | $10,600 | $15,176 | — |
| SLHP Bronze CarePoint 8000 Expanded Bronze | POS | $384–$401in 21 counties | $8,000 | $10,600 | $15,211–$15,409 | — |
| PQA Southeast Bronze HSA Connect 6250 Expanded Bronze | POS | $385in 7 counties | $6,250 | $7,500 | $12,117 | — |
| Hometown Southwest Bronze 8000 Expanded Bronze | POS | $388–$404in 21 counties | $8,000 | $10,600 | $15,251–$15,451 | — |
| SLHP Bronze HSA CarePoint 6250 Expanded Bronze | POS | $388–$404in 21 counties | $6,250 | $7,500 | $12,152–$12,352 | — |
| Hometown Southwest Bronze HSA 6250 Expanded Bronze | POS | $391–$408in 21 counties | $6,250 | $7,500 | $12,192–$12,394 | — |
| Silver 32 plans · $468–$571/mo | ||||||
| CPN North Central Silver 7100 | POS | $468in 5 counties | $7,100 | $8,850 | $14,467 | — |
| CPN North Central Silver 5500 | POS | $484in 5 counties | $5,500 | $9,200 | $15,002 | — |
| CPN North Central Silver 4000 | POS | $484in 5 counties | $4,000 | $9,200 | $15,003 | — |
| Hometown North Silver 7100 | POS | $485–$491in 6 counties | $7,100 | $8,850 | $14,672–$14,746 | — |
| CPN North Central Silver Copay 3200 | POS | $488in 5 counties | $3,200 | $9,200 | $15,054 | — |
| MVN East Silver Connect 7100 | POS | $494–$520in 10 counties | $7,100 | $8,850 | $14,776–$15,087 | — |
| Hometown North Silver 5500 | POS | $501–$507in 6 counties | $5,500 | $9,200 | $15,213–$15,290 | — |
| Hometown North Silver 4000 | POS | $501–$508in 6 counties | $4,000 | $9,200 | $15,214–$15,290 | — |
| Hometown North Silver Copay 3200 | POS | $506–$512in 6 counties | $3,200 | $9,200 | $15,267–$15,344 | — |
| IDID Southwest Silver 7100 | POS | $506in 8 counties | $7,100 | $8,850 | $14,922 | — |
| Hometown East Silver 7100 | POS | $507–$534in 18 counties | $7,100 | $8,850 | $14,938–$15,257 | — |
| MVN East Silver Connect 5500 | POS | $510–$537in 10 counties | $5,500 | $9,200 | $15,322–$15,643 | — |
| MVN East Silver Connect 4000 | POS | $510–$537in 10 counties | $4,000 | $9,200 | $15,322–$15,643 | — |
| MVN East Silver Copay Connect 3200 | POS | $515–$542in 10 counties | $3,200 | $9,200 | $15,377–$15,701 | — |
| PQA Southeast Silver Connect 7100 | POS | $517in 7 counties | $7,100 | $8,850 | $15,051 | — |
| SLHP Silver CarePoint 7100 | POS | $521–$543in 21 counties | $7,100 | $8,850 | $15,097–$15,366 | — |
| IDID Southwest Silver 5500 | POS | $523in 8 counties | $5,500 | $9,200 | $15,472 | — |
| IDID Southwest Silver 4000 | POS | $523in 8 counties | $4,000 | $9,200 | $15,472 | — |
| Hometown East Silver 5500 | POS | $524–$552in 18 counties | $5,500 | $9,200 | $15,488–$15,818 | — |
| Hometown East Silver 4000 | POS | $524–$552in 18 counties | $4,000 | $9,200 | $15,489–$15,819 | — |
| Hometown Southwest Silver 7100 | POS | $525–$548in 21 counties | $7,100 | $8,850 | $15,151–$15,423 | — |
| IDID Southwest Silver Copay 3200 | POS | $527in 8 counties | $3,200 | $9,200 | $15,528 | — |
| Hometown East Silver Copay 3200 | POS | $529–$556in 18 counties | $3,200 | $9,200 | $15,545–$15,878 | — |
| PQA Southeast Silver Connect 5500 | POS | $534in 7 counties | $5,500 | $9,200 | $15,605 | — |
| PQA Southeast Silver Connect 4000 | POS | $534in 7 counties | $4,000 | $9,200 | $15,606 | — |
| SLHP Silver CarePoint 5500 | POS | $538–$561in 21 counties | $5,500 | $9,200 | $15,653–$15,931 | — |
| SLHP Silver CarePoint 4000 | POS | $538–$561in 21 counties | $4,000 | $9,200 | $15,653–$15,931 | — |
| PQA Southeast Silver Copay Connect 3200 | POS | $539in 7 counties | $3,200 | $9,200 | $15,662 | — |
| Hometown Southwest Silver 5500 | POS | $542–$566in 21 counties | $5,500 | $9,200 | $15,709–$15,989 | — |
| Hometown Southwest Silver 4000 | POS | $542–$566in 21 counties | $4,000 | $9,200 | $15,710–$15,990 | — |
| SLHP Silver Copay CarePoint 3200 | POS | $543–$566in 21 counties | $3,200 | $9,200 | $15,711–$15,991 | — |
| Hometown Southwest Silver Copay 3200 | POS | $547–$571in 21 counties | $3,200 | $9,200 | $15,767–$16,050 | — |
| Gold 7 plans · $523–$607/mo | ||||||
| CPN North Central Gold 2000 | POS | $523in 5 counties | $2,000 | $8,000 | $14,277 | — |
| Hometown North Gold 2000 | POS | $542in 5 counties | $2,000 | $8,000 | $14,505 | — |
| MVN East Gold Connect 2000 | POS | $552in 2 counties | $2,000 | $8,000 | $14,622 | — |
| IDID Southwest Gold 2000 | POS | $565in 6 counties | $2,000 | $8,000 | $14,785 | — |
| Hometown East Gold 2000 | POS | $567–$597in 14 counties | $2,000 | $8,000 | $14,803–$15,160 | — |
| PQA Southeast Gold Connect 2000 | POS | $577in 2 counties | $2,000 | $8,000 | $14,929 | — |
| SLHP Gold CarePoint 2000 | POS | $583–$607in 10 counties | $2,000 | $8,000 | $14,996–$15,281 | — |
| Catastrophic 8 plans · $273–$319/mo | ||||||
| CPN North Central Catastrophic 10600 | POS | $273in 5 counties | $10,600 | $10,600 | $13,875 | — |
| Hometown North Catastrophic 10600 | POS | $283–$286in 6 counties | $10,600 | $10,600 | $13,994–$14,037 | — |
| MVN East Catastrophic Connect 10600 | POS | $288–$303in 10 counties | $10,600 | $10,600 | $14,055–$14,236 | — |
| IDID Southwest Catastrophic 10600 | POS | $295in 8 counties | $10,600 | $10,600 | $14,140 | — |
| Hometown East Catastrophic 10600 | POS | $296–$311in 18 counties | $10,600 | $10,600 | $14,149–$14,335 | — |
| PQA Southeast Catastrophic Connect 10600 | POS | $301in 7 counties | $10,600 | $10,600 | $14,215 | — |
| SLHP Catastrophic CarePoint 10600 | POS | $303–$317in 21 counties | $10,600 | $10,600 | $14,242–$14,399 | — |
| Hometown Southwest Catastrophic 10600 | POS | $306–$319in 21 counties | $10,600 | $10,600 | $14,274–$14,432 | — |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Blue Cross of Idaho sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Ada County | 22 | $373–$565 | $533 |
| Adams County | 15 | $385–$583 | $541 |
| Bannock County | 15 | $381–$577 | $536 |
| Bear Lake County | 15 | $381–$597 | $536 |
| Benewah County | 8 | $358–$542 | $501 |
| Bingham County | 22 | $381–$577 | $537 |
| Blaine County | 15 | $401–$607 | $563 |
| Boise County | 22 | $373–$583 | $533 |
| Bonner County | 8 | $358–$542 | $501 |
| Bonneville County | 15 | $365–$552 | $512 |
| Boundary County | 8 | $358–$542 | $501 |
| Butte County | 29 | $365–$567 | $525 |
| Camas County | 15 | $401–$607 | $563 |
| Canyon County | 22 | $373–$565 | $533 |
| Caribou County | 15 | $381–$597 | $536 |
| Cassia County | 22 | $391–$591 | $556 |
| Clark County | 15 | $365–$567 | $512 |
| Clearwater County | 8 | $345–$523 | $484 |
| Custer County | 29 | $365–$567 | $525 |
| Elmore County | 22 | $373–$583 | $533 |
| Franklin County | 15 | $381–$597 | $536 |
| Fremont County | 15 | $365–$567 | $512 |
| Gem County | 22 | $373–$565 | $533 |
| Gooding County | 15 | $401–$607 | $563 |
| Idaho County | 22 | $345–$559 | $543 |
| Jefferson County | 15 | $365–$552 | $512 |
| Jerome County | 15 | $401–$607 | $563 |
| Kootenai County | 8 | $358–$542 | $501 |
| Latah County | 8 | $345–$523 | $484 |
| Lemhi County | 15 | $365–$567 | $512 |
| Lewis County | 8 | $345–$523 | $484 |
| Lincoln County | 15 | $401–$607 | $563 |
| Madison County | 15 | $365–$567 | $512 |
| Minidoka County | 22 | $391–$591 | $556 |
| Nez Perce County | 15 | $345–$523 | $490 |
| Oneida County | 15 | $381–$597 | $536 |
| Owyhee County | 22 | $373–$565 | $533 |
| Payette County | 22 | $373–$565 | $533 |
| Power County | 15 | $381–$597 | $536 |
| Shoshone County | 8 | $358–$542 | $501 |
| Teton County | 15 | $365–$567 | $512 |
| Twin Falls County | 15 | $401–$607 | $563 |
| Valley County | 15 | $385–$583 | $541 |
| Washington County | 22 | $373–$565 | $533 |
Other insurers in Idaho
- Molina Healthcare Silver $513/mo
- Regence BlueCross BlueShield (ID) Silver $514/mo
- St. Luke's Health Plan Silver $515/mo
- SelectHealth Silver $560/mo
- PacificSource Silver $580/mo
- Moda Health Silver $586/mo
- Mountain Health CO-OP Silver $641/mo
All Idaho prices · Sorted by typical Silver price.
Frequently asked questions
How much does Blue Cross of Idaho health insurance cost in Idaho?
For plan year 2026, Blue Cross of Idaho marketplace plans in Idaho cost $345 to $607 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $387, Silver $537, Gold $572. Prices depend on the county.
What is the cheapest Blue Cross of Idaho plan in Idaho?
CPN North Central Bronze 8000 (Expanded Bronze), from $345 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Blue Cross of Idaho sell marketplace plans in Idaho?
In all 44 counties of Idaho.
How do I buy a Blue Cross of Idaho plan in Idaho?
On Your Health Idaho (https://yourhealthidaho.org/), the official marketplace for Idaho, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.