MetroPlus in New York health insurance (2026)
MetroPlus sells 12 marketplace plans in 5 of 61 New York counties for 2026, from $785/mo; typical Silver $1,105/mo, before tax credits. Buy on NY State of Health.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
NY is community rated: every adult pays the same, and family prices are set multiples of one adult's price (couple 2×, parent and children 1.7×, family 2.85×). List yourself and your spouse first. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
MetroPlus plans in New York
- Bronze $785–$809
- Silver $1,088–$1,121
- Gold $1,239–$1,310
- Platinum $1,495–$1,595
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 2 plans · $785–$809/mo | ||||||
| BronzePlus-B1, ST, INN, Pediatric Dental, Dep25, Metro-MP Expanded Bronze | HMO | $785in 5 counties | $4,125 | $10,150 | $19,564 | — |
| BronzePlus-B1, ST, INN, Pediatric Dental, Dep29, Metro-MP Expanded Bronze | HMO | $809in 5 counties | $4,125 | $10,150 | $19,852 | — |
| Silver 2 plans · $1,088–$1,121/mo | ||||||
| SilverPlus-S1, ST, INN, Pediatric Dental, Dep25, Metro-MP | HMO | $1,088in 5 counties | $2,450 | $10,150 | $23,207 | — |
| SilverPlus-S1, ST, INN, Pediatric Dental, Dep29, Metro-MP | HMO | $1,121in 5 counties | $2,450 | $10,150 | $23,607 | — |
| Gold 4 plans · $1,239–$1,310/mo | ||||||
| GoldPlus-G1, ST, INN, Pediatric Dental, Dep25, Metro-MP | HMO | $1,239in 5 counties | $775 | $10,150 | $25,018 | — |
| GoldPrime-G2, NS 3PCP Gold, INN, Dep25, Family Dental, Metro-MP | HMO | $1,271in 5 counties | $775 | $10,600 | $25,852 | — |
| GoldPlus-G1, ST, INN, Pediatric Dental, Dep29, Metro-MP | HMO | $1,277in 5 counties | $775 | $10,150 | $25,473 | — |
| GoldPrime-G2, NS 3PCP Gold, INN, Dep29, Family Dental, Metro-MP | HMO | $1,310in 5 counties | $775 | $10,600 | $26,319 | — |
| Platinum 4 plans · $1,495–$1,595/mo | ||||||
| PlatinumPlus-P1, ST, INN, Pediatric Dental, Dep25, Metro-MP | HMO | $1,495in 5 counties | $0 | $2,000 | $19,942 | — |
| PlatinumPlus-P1, ST, INN, Pediatric Dental, Dep29, Metro-MP | HMO | $1,541in 5 counties | $0 | $2,000 | $20,492 | — |
| PlatinumPlus-P2, NS, INN, Family Dental, Family Vision, Dep25, Metro-MP | HMO | $1,548in 5 counties | $0 | $1,850 | $20,426 | — |
| PlatinumPlus-P2, NS, INN, Family Dental, Family Vision, Dep29, Metro-MP | HMO | $1,595in 5 counties | $0 | $1,850 | $20,995 | — |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where MetroPlus sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Bronx County | 12 | $785–$1,595 | $1,105 |
| Kings County | 12 | $785–$1,595 | $1,105 |
| New York County | 12 | $785–$1,595 | $1,105 |
| Queens County | 12 | $785–$1,595 | $1,105 |
| Richmond County | 12 | $785–$1,595 | $1,105 |
Other insurers in New York
- Ambetter (Centene) Silver $753/mo
- Healthfirst PHSP Silver $1,004/mo
- MVP Health Care Silver $1,006/mo
- Independent Health Benefits Silver $1,038/mo
- Excellus BlueCross BlueShield (NY) Silver $1,104/mo
- Anthem Blue Cross Blue Shield (NY) Silver $1,117/mo
- Oscar Health Silver $1,125/mo
- CDPHP Silver $1,179/mo
- Highmark Blue Cross Blue Shield (NY) Silver $1,239/mo
- UnitedHealthcare Silver $1,622/mo
- EmblemHealth Silver $1,835/mo
All New York prices · Sorted by typical Silver price.
Frequently asked questions
How much does MetroPlus health insurance cost in New York?
For plan year 2026, MetroPlus marketplace plans in New York cost $785 to $1,595 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $797, Silver $1,105, Gold $1,274, Platinum $1,544. Prices depend on the county.
What is the cheapest MetroPlus plan in New York?
BronzePlus-B1, ST, INN, Pediatric Dental, Dep25, Metro-MP (Expanded Bronze), from $785 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does MetroPlus sell marketplace plans in New York?
In 5 of New York's 61 counties, including Bronx County, Kings County, New York County, Queens County, Richmond County.
How do I buy a MetroPlus plan in New York?
On NY State of Health (https://nystateofhealth.ny.gov/), the official marketplace for New York, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.