Guides
Plain-language explainers built from the same 2026 price data as the rest of the site. Every number updates when prices do.
Health sharing vs. health insurance: what a bad year costsHow health sharing and ACA insurance compare when you need care: one, two or three medical needs, with real prices.Bronze vs. Silver vs. Gold: premiums, deductibles and a bad yearWhat each metal level costs in a typical year and a bad year, from every marketplace plan in the U.S.Cheapest and most expensive states for health insuranceEvery state ranked by typical Silver price and cheapest Bronze plan, for one 40-year-old before tax credits.