Healthfirst PHSP in New York health insurance (2026)
Healthfirst PHSP sells 21 marketplace plans in 8 of 61 New York counties for 2026, from $695/mo; typical Silver $1,004/mo, before tax credits. Buy on NY State of Health.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
NY is community rated: every adult pays the same, and family prices are set multiples of one adult's price (couple 2×, parent and children 1.7×, family 2.85×). List yourself and your spouse first. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Healthfirst PHSP plans in New York
- Bronze $695–$807
- Silver $928–$1,085
- Gold $1,121–$1,315
- Platinum $1,412–$1,639
- Catastrophic $428–$476
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 4 plans · $695–$807/mo | ||||||
| Healthfirst Bronze Leaf, Bronze, ST, INN, Dep25, Pediatric Dental, Fitness & Wellness Rewards, PCP 3 Expanded Bronze | HMO | $695–$772in 8 counties | $4,125 | $10,150 | $18,485–$19,411 | — |
| Healthfirst Bronze Leaf, Bronze, ST, INN, Dep29, Pediatric Dental, Fitness & Wellness Rewards, PCP 3 Expanded Bronze | HMO | $701–$779in 8 counties | $4,125 | $10,150 | $18,568–$19,503 | — |
| Healthfirst Bronze Leaf Premier, Bronze, NS, INN, Dep25, Family Dental, Family Vision, Telemedicine, Fitness & Wellness Rewards Expanded Bronze | HMO | $719–$799in 8 counties | $5,000 | $9,600 | $18,225–$19,183 | — |
| Healthfirst Bronze Leaf Premier, Bronze, NS, INN, Dep29, Family Dental, Family Vision, Telemedicine, Fitness & Wellness Rewards Expanded Bronze | HMO | $726–$807in 8 counties | $5,000 | $9,600 | $18,311–$19,279 | — |
| Silver 6 plans · $928–$1,085/mo | ||||||
| Healthfirst Silver Leaf, Silver, ST, INN, Dep25, Pediatric Dental, Fitness & Wellness Rewards, PCP 1 | HMO | $928–$1,032in 8 counties | $2,450 | $10,150 | $21,290–$22,528 | — |
| Healthfirst Silver Leaf, Silver, ST, INN, Dep29, Pediatric Dental, Fitness & Wellness Rewards, PCP 1 | HMO | $938–$1,042in 8 counties | $2,450 | $10,150 | $21,402–$22,652 | — |
| Healthfirst Silver Leaf Premier Plus, Silver, NS, INN, Dep25, Family Dental, Family Vision, Free Telemedicine, Fitness & Wellness Rewards, PCP 1 | HMO | $966–$1,073in 8 counties | $2,100 | $9,200 | $20,790–$22,077 | — |
| Healthfirst Silver Leaf Premier, Silver, NS, INN, Dep25, Family Dental, Family Vision, No Deductible PCP Visits, Free Telemedicine, Fitness & Wellness Rewards | HMO | $967–$1,075in 8 counties | $3,500 | $9,200 | $20,806–$22,095 | — |
| Healthfirst Silver Leaf Premier Plus, Silver, NS, INN, Dep29, Family Dental, Family Vision, Free Telemedicine, Fitness & Wellness Rewards, PCP 1 | HMO | $976–$1,084in 8 counties | $2,100 | $9,200 | $20,906–$22,206 | — |
| Healthfirst Silver Leaf Premier, Silver, NS, INN, Dep29, Family Dental, Family Vision, No Deductible PCP Visits, Free Telemedicine, Fitness & Wellness Rewards | HMO | $977–$1,085in 8 counties | $3,500 | $9,200 | $20,922–$22,225 | — |
| Gold 6 plans · $1,121–$1,315/mo | ||||||
| Healthfirst Gold Leaf, Gold, ST, INN, Dep25, Pediatric Dental, Fitness & Wellness Rewards | HMO | $1,121–$1,246in 8 counties | $775 | $10,150 | $23,607–$25,102 | — |
| Healthfirst Gold Leaf, Gold, ST, INN, Dep29, Pediatric Dental, Fitness & Wellness Rewards | HMO | $1,133–$1,258in 8 counties | $775 | $10,150 | $23,741–$25,251 | — |
| Healthfirst Gold Leaf Premier Plus, NS, INN, Dep25, Family Dental, Family Vision, Free Telemedicine, Fitness & Wellness Rewards, PCP 1 | HMO | $1,169–$1,299in 8 counties | $950 | $6,600 | $20,632–$22,191 | — |
| Healthfirst Gold Leaf Premier, Gold, NS, INN, Dep25, Family Dental, Family Vision, No Deductible PCP Visits, Free Telemedicine, Fitness & Wellness Rewards | HMO | $1,172–$1,302in 8 counties | $1,175 | $7,400 | $21,458–$23,020 | — |
| Healthfirst Gold Leaf Premier Plus, NS, INN, Dep29, Family Dental, Family Vision, Free Telemedicine, Fitness & Wellness Rewards, PCP 1 | HMO | $1,181–$1,312in 8 counties | $950 | $6,600 | $20,773–$22,347 | — |
| Healthfirst Gold Leaf Premier, Gold, NS, INN, Dep29, Family Dental, Family Vision, No Deductible PCP Visits, Free Telemedicine, Fitness & Wellness Rewards | HMO | $1,183–$1,315in 8 counties | $1,175 | $7,400 | $21,599–$23,176 | — |
| Platinum 4 plans · $1,412–$1,639/mo | ||||||
| Healthfirst Platinum Leaf, Platinum, ST, INN, Dep25, Pediatric Dental, Fitness & Wellness Rewards | HMO | $1,412–$1,568in 8 counties | $0 | $2,000 | $18,939–$20,820 | — |
| Healthfirst Platinum Leaf, Platinum, ST, INN, Dep29, Pediatric Dental, Fitness & Wellness Rewards | HMO | $1,426–$1,584in 8 counties | $0 | $2,000 | $19,108–$21,009 | — |
| Healthfirst Platinum Leaf Premier, Platinum, NS, INN, Dep25, Family Dental, Family Vision, Free Telemedicine, Fitness & Wellness Rewards | HMO | $1,461–$1,623in 8 counties | $0 | $2,000 | $19,528–$21,476 | — |
| Healthfirst Platinum Leaf Premier, Platinum, NS, INN, Dep29, Family Dental, Family Vision, Free Telemedicine, Fitness & Wellness Rewards | HMO | $1,475–$1,639in 8 counties | $0 | $2,000 | $19,703–$21,670 | — |
| Catastrophic 1 plan · $428–$476/mo | ||||||
| Healthfirst Green Leaf, Catastrophic, ST, INN, Pediatric Dental, Fitness & Wellness Rewards, PCP 3 | HMO | $428–$476in 8 counties | $10,600 | $10,600 | $15,742–$16,313 | — |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Healthfirst PHSP sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Bronx County | 21 | $772–$1,639 | $1,074 |
| Kings County | 21 | $772–$1,639 | $1,074 |
| Nassau County | 21 | $695–$1,475 | $966 |
| New York County | 21 | $772–$1,639 | $1,074 |
| Queens County | 21 | $772–$1,639 | $1,074 |
| Richmond County | 21 | $772–$1,639 | $1,074 |
| Suffolk County | 21 | $695–$1,475 | $966 |
| Westchester County | 21 | $772–$1,639 | $1,074 |
Other insurers in New York
- Ambetter (Centene) Silver $753/mo
- MVP Health Care Silver $1,006/mo
- Independent Health Benefits Silver $1,038/mo
- Excellus BlueCross BlueShield (NY) Silver $1,104/mo
- MetroPlus Silver $1,105/mo
- Anthem Blue Cross Blue Shield (NY) Silver $1,117/mo
- Oscar Health Silver $1,125/mo
- CDPHP Silver $1,179/mo
- Highmark Blue Cross Blue Shield (NY) Silver $1,239/mo
- UnitedHealthcare Silver $1,622/mo
- EmblemHealth Silver $1,835/mo
All New York prices · Sorted by typical Silver price.
Frequently asked questions
How much does Healthfirst PHSP health insurance cost in New York?
For plan year 2026, Healthfirst PHSP marketplace plans in New York cost $695 to $1,639 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $749, Silver $1,004, Gold $1,215, Platinum $1,522. Prices depend on the county.
What is the cheapest Healthfirst PHSP plan in New York?
Healthfirst Bronze Leaf, Bronze, ST, INN, Dep25, Pediatric Dental, Fitness & Wellness Rewards, PCP 3 (Expanded Bronze), from $695 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Healthfirst PHSP sell marketplace plans in New York?
In 8 of New York's 61 counties, including Bronx County, Kings County, Nassau County, New York County, Queens County, Richmond County and others.
How do I buy a Healthfirst PHSP plan in New York?
On NY State of Health (https://nystateofhealth.ny.gov/), the official marketplace for New York, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.