LifeWise (Premera) in Washington health insurance (2026)
LifeWise (Premera) sells 11 marketplace plans in 35 of 39 Washington counties for 2026, from $388/mo; typical Silver $811/mo, before tax credits. Buy on Washington Healthplanfinder.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
LifeWise (Premera) plans in Washington
- Bronze $388–$541
- Silver $632–$895
- Gold $508–$751
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 3 plans · $388–$541/mo | ||||||
| LifeWise Cascade Select Bronze Expanded Bronze | EPO | $388–$421in 24 counties | $6,000 | $10,150 | $14,802–$15,201 | — |
| LifeWise Essential Bronze Expanded Bronze | EPO | $486–$528in 20 counties | $6,500 | $9,200 | $15,032–$15,532 | — |
| LifeWise Cascade Bronze Expanded Bronze | EPO | $498–$541in 15 counties | $6,000 | $10,150 | $16,132–$16,645 | — |
| Silver 3 plans · $632–$895/mo | ||||||
| LifeWise Cascade Select Silver | EPO | $632–$686in 24 counties | $2,500 | $9,750 | $17,336–$17,987 | — |
| LifeWise Essential Silver | EPO | $776–$843in 20 counties | $3,000 | $8,375 | $17,690–$18,490 | — |
| LifeWise Cascade Silver | EPO | $824–$895in 15 counties | $2,500 | $9,750 | $19,640–$20,489 | — |
| Gold 5 plans · $508–$751/mo | ||||||
| LifeWise Cascade Select Vital Gold | EPO | $508–$551in 24 counties | $1,900 | $8,800 | $14,892–$15,415 | — |
| LifeWise Cascade Select Complete Gold | EPO | $532–$578in 24 counties | $1,000 | $7,000 | $13,389–$13,937 | — |
| LifeWise Essential Gold | EPO | $630–$684in 20 counties | $800 | $7,600 | $15,158–$15,806 | — |
| LifeWise Cascade Vital Gold | EPO | $658–$715in 15 counties | $1,900 | $8,800 | $16,700–$17,377 | — |
| LifeWise Cascade Complete Gold | EPO | $691–$751in 15 counties | $1,000 | $7,000 | $15,296–$16,008 | — |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where LifeWise (Premera) sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Adams County | 7 | $405–$811 | $735 |
| Asotin County | 7 | $520–$882 | $856 |
| Benton County | 7 | $400–$802 | $727 |
| Chelan County | 4 | $405–$660 | $660 |
| Clark County | 4 | $419–$684 | $684 |
| Columbia County | 7 | $520–$882 | $856 |
| Cowlitz County | 4 | $414–$676 | $676 |
| Douglas County | 4 | $405–$660 | $660 |
| Ferry County | 7 | $388–$776 | $704 |
| Franklin County | 4 | $400–$653 | $653 |
| Garfield County | 7 | $520–$882 | $856 |
| Grant County | 7 | $508–$861 | $836 |
| Grays Harbor County | 4 | $414–$676 | $676 |
| Island County | 7 | $391–$783 | $711 |
| King County | 7 | $507–$860 | $835 |
| Kitsap County | 4 | $414–$676 | $676 |
| Kittitas County | 7 | $502–$851 | $827 |
| Klickitat County | 4 | $419–$684 | $684 |
| Lewis County | 11 | $414–$881 | $830 |
| Lincoln County | 4 | $388–$632 | $632 |
| Okanogan County | 7 | $508–$861 | $836 |
| Pacific County | 4 | $414–$676 | $676 |
| Pend Oreille County | 7 | $388–$776 | $704 |
| Pierce County | 11 | $421–$895 | $843 |
| Skagit County | 4 | $391–$638 | $638 |
| Skamania County | 4 | $419–$684 | $684 |
| Snohomish County | 7 | $490–$832 | $808 |
| Spokane County | 11 | $388–$824 | $776 |
| Stevens County | 7 | $486–$824 | $800 |
| Thurston County | 11 | $421–$895 | $843 |
| Wahkiakum County | 4 | $414–$676 | $676 |
| Walla Walla County | 7 | $520–$882 | $856 |
| Whatcom County | 4 | $391–$638 | $638 |
| Whitman County | 7 | $520–$882 | $856 |
| Yakima County | 4 | $400–$653 | $653 |
Other insurers in Washington
- Community Health Plan of Washington Silver $581/mo
- Ambetter (Centene) Silver $612/mo
- Wellpoint (Elevance Health) Silver $697/mo
- Molina Healthcare Silver $736/mo
- Kaiser Permanente Silver $749/mo
- UnitedHealthcare Silver $922/mo
- Regence BlueCross BlueShield (WA) Silver $935/mo
- BridgeSpan (Cambia) Silver $989/mo
- Premera Blue Cross (WA) Silver $1,175/mo
All Washington prices · Sorted by typical Silver price.
Frequently asked questions
How much does LifeWise (Premera) health insurance cost in Washington?
For plan year 2026, LifeWise (Premera) marketplace plans in Washington cost $388 to $895 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $503, Silver $811, Gold $658. Prices depend on the county.
What is the cheapest LifeWise (Premera) plan in Washington?
LifeWise Cascade Select Bronze (Expanded Bronze), from $388 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does LifeWise (Premera) sell marketplace plans in Washington?
In 35 of Washington's 39 counties, including Adams County, Asotin County, Benton County, Chelan County, Clark County, Columbia County and others.
How do I buy a LifeWise (Premera) plan in Washington?
On Washington Healthplanfinder (https://www.wahealthplanfinder.org/), the official marketplace for Washington, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.