Blue Cross and Blue Shield of Alabama health insurance (2026)
Blue Cross and Blue Shield of Alabama sells 14 marketplace plans in every Alabama county for 2026, from $416/mo; typical Silver $657/mo, before tax credits. Buy on HealthCare.gov.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Blue Cross and Blue Shield of Alabama plans in Alabama
- Bronze $416–$520
- Silver $583–$769
- Gold $737–$934
- Catastrophic $381–$437
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 3 plans · $416–$520/mo | ||||||
| Blue Saver Bronze Expanded Bronze | PPO | $416–$477in 67 counties | $8,500 | $10,600 | $15,588–$16,325 | Benefits summary Find doctors |
| Blue Standardized Bronze Expanded Bronze | PPO | $419–$481in 67 counties | $7,500 | $10,000 | $15,025–$15,767 | Benefits summary Find doctors |
| Blue HSA Bronze Expanded Bronze | PPO | $453–$520in 67 counties | $7,200 | $7,200 | $12,641–$13,445 | Benefits summary Find doctors |
| Silver 7 plans · $583–$769/mo | ||||||
| Blue Statewide Silver EPO | EPO | $583–$669in 67 counties | $3,500 | $9,450 | $16,447–$17,481 | Benefits summary Find doctors |
| Blue Standardized Statewide Silver EPO | EPO | $598–$686in 67 counties | $6,000 | $8,900 | $16,075–$17,135 | Benefits summary Find doctors |
| Blue Cross Select Silver | PPO | $600–$688in 67 counties | $5,000 | $10,600 | $17,795–$18,857 | Benefits summary Find doctors |
| Blue Standardized Silver | PPO | $604–$693in 67 counties | $6,000 | $8,900 | $16,148–$17,219 | Benefits summary Find doctors |
| Blue Saver Silver EPO | EPO | $625in 7 counties | $4,000 | $9,450 | $16,951 | Benefits summary Find doctors |
| Blue Standardized Silver EPO | EPO | $652in 7 counties | $6,000 | $8,900 | $16,729 | Benefits summary Find doctors |
| Blue Value Silver | PPO | $670–$769in 67 counties | $3,700 | $10,600 | $18,637–$19,824 | Benefits summary Find doctors |
| Gold 3 plans · $737–$934/mo | ||||||
| Blue Standardized Gold | PPO | $737–$846in 67 counties | $2,000 | $8,200 | $17,047–$18,354 | Benefits summary Find doctors |
| Blue Cross Select Gold | PPO | $774–$889in 67 counties | $850 | $6,000 | $15,291–$16,664 | Benefits summary Find doctors |
| Blue Value Gold | PPO | $814–$934in 67 counties | $750 | $6,000 | $15,764–$17,207 | Benefits summary Find doctors |
| Catastrophic 1 plan · $381–$437/mo | ||||||
| Blue Protect | PPO | $381–$437in 67 counties | $10,600 | $10,600 | $15,168–$15,843 | Benefits summary Find doctors |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Blue Cross and Blue Shield of Alabama sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Autauga County | 12 | $442–$865 | $637 |
| Baldwin County | 12 | $456–$892 | $657 |
| Barbour County | 12 | $456–$892 | $657 |
| Bibb County | 14 | $472–$925 | $679 |
| Blount County | 14 | $472–$925 | $679 |
| Bullock County | 12 | $456–$892 | $657 |
| Butler County | 12 | $456–$892 | $657 |
| Calhoun County | 12 | $435–$851 | $627 |
| Chambers County | 12 | $456–$892 | $657 |
| Cherokee County | 12 | $456–$892 | $657 |
| Chilton County | 14 | $472–$925 | $679 |
| Choctaw County | 12 | $456–$892 | $657 |
| Clarke County | 12 | $456–$892 | $657 |
| Clay County | 12 | $456–$892 | $657 |
| Cleburne County | 12 | $456–$892 | $657 |
| Coffee County | 12 | $456–$892 | $657 |
| Colbert County | 12 | $456–$892 | $657 |
| Conecuh County | 12 | $456–$892 | $657 |
| Coosa County | 12 | $456–$892 | $657 |
| Covington County | 12 | $456–$892 | $657 |
| Crenshaw County | 12 | $456–$892 | $657 |
| Cullman County | 12 | $456–$892 | $657 |
| Dale County | 12 | $456–$892 | $657 |
| Dallas County | 12 | $456–$892 | $657 |
| DeKalb County | 12 | $456–$892 | $657 |
| Elmore County | 12 | $442–$865 | $637 |
| Escambia County | 12 | $456–$892 | $657 |
| Etowah County | 12 | $435–$851 | $627 |
| Fayette County | 12 | $456–$892 | $657 |
| Franklin County | 12 | $456–$892 | $657 |
| Geneva County | 12 | $437–$855 | $630 |
| Greene County | 12 | $416–$814 | $600 |
| Hale County | 12 | $416–$814 | $600 |
| Henry County | 12 | $437–$855 | $630 |
| Houston County | 12 | $437–$855 | $630 |
| Jackson County | 12 | $456–$892 | $657 |
| Jefferson County | 14 | $472–$925 | $679 |
| Lamar County | 12 | $456–$892 | $657 |
| Lauderdale County | 12 | $456–$892 | $657 |
| Lawrence County | 12 | $456–$892 | $657 |
| Lee County | 12 | $477–$934 | $688 |
| Limestone County | 12 | $475–$929 | $685 |
| Lowndes County | 12 | $442–$865 | $637 |
| Macon County | 12 | $456–$892 | $657 |
| Madison County | 12 | $475–$929 | $685 |
| Marengo County | 12 | $456–$892 | $657 |
| Marion County | 12 | $456–$892 | $657 |
| Marshall County | 12 | $456–$892 | $657 |
| Mobile County | 12 | $451–$883 | $651 |
| Monroe County | 12 | $456–$892 | $657 |
| Montgomery County | 12 | $442–$865 | $637 |
| Morgan County | 12 | $456–$892 | $657 |
| Perry County | 12 | $456–$892 | $657 |
| Pickens County | 12 | $456–$892 | $657 |
| Pike County | 12 | $456–$892 | $657 |
| Randolph County | 12 | $456–$892 | $657 |
| Russell County | 12 | $477–$934 | $688 |
| Shelby County | 14 | $472–$925 | $679 |
| St. Clair County | 14 | $472–$925 | $679 |
| Sumter County | 12 | $456–$892 | $657 |
| Talladega County | 12 | $456–$892 | $657 |
| Tallapoosa County | 12 | $456–$892 | $657 |
| Tuscaloosa County | 12 | $416–$814 | $600 |
| Walker County | 14 | $472–$925 | $679 |
| Washington County | 12 | $456–$892 | $657 |
| Wilcox County | 12 | $456–$892 | $657 |
| Winston County | 12 | $456–$892 | $657 |
Other insurers in Alabama
- UnitedHealthcare Silver $700/mo
- Ambetter (Centene) Silver $709/mo
- Oscar Health Silver $758/mo
All Alabama prices · Sorted by typical Silver price.
Frequently asked questions
How much does Blue Cross and Blue Shield of Alabama health insurance cost in Alabama?
For plan year 2026, Blue Cross and Blue Shield of Alabama marketplace plans in Alabama cost $416 to $934 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $472, Silver $657, Gold $846. Prices depend on the county.
What is the cheapest Blue Cross and Blue Shield of Alabama plan in Alabama?
Blue Saver Bronze (Expanded Bronze), from $416 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Blue Cross and Blue Shield of Alabama sell marketplace plans in Alabama?
In all 67 counties of Alabama.
How do I buy a Blue Cross and Blue Shield of Alabama plan in Alabama?
On HealthCare.gov (https://www.healthcare.gov/see-plans/), the official marketplace for Alabama, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.