Florida Health Care Plans health insurance (2026)
Florida Health Care Plans sells 23 marketplace plans in 5 of 67 Florida counties for 2026, from $427/mo; typical Silver $785/mo, before tax credits. Buy on HealthCare.gov.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Florida Health Care Plans plans in Florida
- Bronze $427–$767
- Silver $619–$941
- Gold $642–$1,049
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 8 plans · $427–$767/mo | ||||||
| Gym Access IND Bronze HMO 1340 Expanded Bronze | HMO | $427–$541in 5 counties | $10,150 | $10,150 | $15,271–$16,646 | Benefits summary Find doctors |
| Gym Access IND Bronze HMO OA Standard 2450 Expanded Bronze | HMO | $467–$592in 5 counties | $7,500 | $10,000 | $15,603–$17,107 | Benefits summary Find doctors |
| Gym Access IND Bronze Standardized HMO Expanded Bronze | HMO | $485–$615in 5 counties | $7,150 | $10,150 | $15,970–$17,533 | Benefits summary Find doctors |
| Gym Access IND Bronze HMO OA 1211 Expanded Bronze | HMO | $526–$667in 5 counties | $0 | $10,150 | $16,459–$18,154 | Benefits summary Find doctors |
| Gym Access IND Bronze POS OA Standard 2450 Expanded Bronze | POS | $537–$681in 5 counties | $7,500 | $10,000 | $16,443–$18,173 | Benefits summary Find doctors |
| Gym Access IND Bronze POS 1042 Expanded Bronze | POS | $558–$708in 5 counties | $5,500 | $10,150 | $16,844–$18,642 | Benefits summary Find doctors |
| Gym Access IND Bronze POS BC 3841 Expanded Bronze | POS | $564–$715in 5 counties | $6,000 | $10,000 | $16,767–$18,584 | Benefits summary Find doctors |
| Gym Access IND Bronze POS OA 1211 Expanded Bronze | POS | $605–$767in 5 counties | $0 | $10,150 | $17,406–$19,354 | Benefits summary Find doctors |
| Silver 8 plans · $619–$941/mo | ||||||
| Gym Access IND Silver HMO OA Standard 1440 | HMO | $619–$785in 5 counties | $6,000 | $8,900 | $16,327–$18,321 | Benefits summary Find doctors |
| Gym Access IND Silver HMO BC 7741 | HMO | $631–$801in 5 counties | $3,500 | $8,900 | $16,475–$18,509 | Benefits summary Find doctors |
| Gym Access IND Silver HMO BC 0941 | HMO | $639–$811in 5 counties | $5,000 | $8,350 | $16,022–$18,082 | Benefits summary Find doctors |
| Gym Access IND Silver HMO OA 1009 | HMO | $645–$818in 5 counties | $0 | $9,000 | $16,741–$18,819 | Benefits summary Find doctors |
| Gym Access IND Silver POS OA Standard 1440 | POS | $712–$903in 5 counties | $6,000 | $8,900 | $17,441–$19,734 | Benefits summary Find doctors |
| Gym Access IND Silver POS BC 7741 | POS | $726–$921in 5 counties | $3,500 | $8,900 | $17,612–$19,950 | Benefits summary Find doctors |
| Gym Access IND Silver POS BC 0941 | POS | $735–$933in 5 counties | $5,000 | $8,350 | $17,174–$19,543 | Benefits summary Find doctors |
| Gym Access IND Silver POS OA 1009 | POS | $742–$941in 5 counties | $0 | $9,000 | $17,902–$20,292 | Benefits summary Find doctors |
| Gold 7 plans · $642–$1,049/mo | ||||||
| Gym Access IND Gold HMO H.S.A 9010 | HMO | $642–$814in 5 counties | $2,000 | $6,500 | $14,204–$16,272 | Benefits summary Find doctors |
| Gym Access IND Gold HMO OA Standard 3450 | HMO | $662–$840in 5 counties | $2,000 | $8,200 | $16,146–$18,279 | Benefits summary Find doctors |
| Gym Access IND Gold HMO 4500 | HMO | $686–$870in 5 counties | $2,550 | $5,600 | $13,835–$16,046 | Benefits summary Find doctors |
| Gym Access IND Gold HMO BC 5651 | HMO | $719–$912in 5 counties | $0 | $7,800 | $16,427–$18,744 | Benefits summary Find doctors |
| Gym Access IND Gold POS OA Standard 3450 | POS | $761–$966in 5 counties | $2,000 | $8,200 | $17,338–$19,791 | Benefits summary Find doctors |
| Gym Access IND Gold POS 55001 | POS | $794–$1,007in 5 counties | $2,800 | $8,100 | $17,631–$20,189 | Benefits summary Find doctors |
| Gym Access IND Gold POS BC 5651 | POS | $827–$1,049in 5 counties | $0 | $7,800 | $17,721–$20,385 | Benefits summary Find doctors |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Florida Health Care Plans sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Brevard County | 23 | $427–$827 | $678 |
| Flagler County | 23 | $519–$1,005 | $824 |
| Seminole County | 23 | $541–$1,049 | $861 |
| St. Johns County | 23 | $481–$932 | $765 |
| Volusia County | 23 | $496–$962 | $789 |
Other insurers in Florida
- Capital Health Plan Silver $680/mo
- Health First Commercial Plans Silver $685/mo
- AmeriHealth Caritas Next Silver $721/mo
- Oscar Health Silver $721/mo
- Ambetter (Centene) Silver $737/mo
- 22 Health Silver $742/mo
- Wellpoint (Elevance Health) Silver $753/mo
- Molina Healthcare Silver $758/mo
- Florida Blue Silver $813/mo
- AvMed Silver $826/mo
- Cigna Healthcare Silver $854/mo
- UnitedHealthcare Silver $876/mo
All Florida prices · Sorted by typical Silver price.
Frequently asked questions
How much does Florida Health Care Plans health insurance cost in Florida?
For plan year 2026, Florida Health Care Plans marketplace plans in Florida cost $427 to $1,049 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $605, Silver $785, Gold $834. Prices depend on the county.
What is the cheapest Florida Health Care Plans plan in Florida?
Gym Access IND Bronze HMO 1340 (Expanded Bronze), from $427 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Florida Health Care Plans sell marketplace plans in Florida?
In 5 of Florida's 67 counties, including Brevard County, Flagler County, Seminole County, St. Johns County, Volusia County.
How do I buy a Florida Health Care Plans plan in Florida?
On HealthCare.gov (https://www.healthcare.gov/see-plans/), the official marketplace for Florida, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.