Blue Cross Blue Shield of North Dakota health insurance (2026)
Blue Cross Blue Shield of North Dakota sells 14 marketplace plans in every North Dakota county for 2026, from $434/mo; typical Silver $699/mo, before tax credits. Buy on HealthCare.gov.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Blue Cross Blue Shield of North Dakota plans in North Dakota
- Bronze $434–$461
- Silver $604–$731
- Gold $548–$659
- Catastrophic $374
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 3 plans · $434–$461/mo | ||||||
| BlueCare Bronze HSA Eligible $50 PCP Copay ($5 Value Based Drug List) Expanded Bronze | PPO | $434in 53 counties | $6,000 | $10,150 | $15,358 | Benefits summary Find doctors |
| BlueValue Bronze HSA Eligible $50 PCP Copay (Standardized plan) Expanded Bronze | PPO | $450in 53 counties | $7,500 | $10,000 | $15,397 | Benefits summary Find doctors |
| BlueDirect Bronze 100 HSA Eligible ($8000 Deductible / $5 Preventive Drug List) Expanded Bronze | PPO | $461in 53 counties | $8,000 | $8,000 | $13,528 | Benefits summary Find doctors |
| Silver 5 plans · $604–$731/mo | ||||||
| DakotaBlue Altru Silver ($5 Value Based Drug List) | PPO | $604in 11 counties | $3,500 | $9,500 | $16,746 | Benefits summary Find doctors |
| DakotaBlue Trinity Silver ($5 Value Based Drug List) | PPO | $604in 11 counties | $3,500 | $9,500 | $16,746 | Benefits summary Find doctors |
| BlueValue Silver $40 PCP Copay (Standardized plan) | PPO | $688in 53 counties | $6,000 | $8,900 | $17,153 | Benefits summary Find doctors |
| BlueCare Silver $20 PCP Copay ($5 Value Based Drug List) | PPO | $710in 31 counties | $3,500 | $9,500 | $18,025 | Benefits summary Find doctors |
| BlueDirect Silver 80 HSA Eligible ($3500 Deductible / $5 Preventive Drug List) | PPO | $731in 53 counties | $3,500 | $7,500 | $16,272 | Benefits summary Find doctors |
| Gold 5 plans · $548–$659/mo | ||||||
| DakotaBlue Altru Gold ($5 Value Based Drug List) | PPO | $548in 11 counties | $2,000 | $8,000 | $14,576 | Benefits summary Find doctors |
| DakotaBlue Trinity Gold ($5 Value Based Drug List) | PPO | $548in 11 counties | $2,000 | $8,000 | $14,576 | Benefits summary Find doctors |
| BlueDirect Gold 90 HSA Eligible ($2600 Deductible / $5 Preventive Drug List) | PPO | $632in 53 counties | $2,600 | $4,300 | $11,885 | Benefits summary Find doctors |
| BlueCare Gold $10 PCP Copay ($5 Value Based Drug List) | PPO | $642in 31 counties | $2,000 | $8,000 | $15,702 | Benefits summary Find doctors |
| BlueValue Gold $30 PCP Copay (Standardized plan) | PPO | $659in 53 counties | $2,000 | $8,200 | $16,111 | Benefits summary Find doctors |
| Catastrophic 1 plan · $374/mo | ||||||
| BlueEssential Catastrophic 100 HSA Eligible $10600 Deductible | PPO | $374in 53 counties | $10,600 | $10,600 | $15,086 | Benefits summary Find doctors |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Blue Cross Blue Shield of North Dakota sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Adams County | 10 | $434–$731 | $710 |
| Barnes County | 10 | $434–$731 | $710 |
| Benson County | 10 | $434–$731 | $688 |
| Billings County | 10 | $434–$731 | $710 |
| Bottineau County | 10 | $434–$731 | $688 |
| Bowman County | 10 | $434–$731 | $710 |
| Burke County | 10 | $434–$731 | $688 |
| Burleigh County | 10 | $434–$731 | $710 |
| Cass County | 10 | $434–$731 | $710 |
| Cavalier County | 10 | $434–$731 | $688 |
| Dickey County | 10 | $434–$731 | $710 |
| Divide County | 10 | $434–$731 | $688 |
| Dunn County | 10 | $434–$731 | $710 |
| Eddy County | 10 | $434–$731 | $688 |
| Emmons County | 10 | $434–$731 | $710 |
| Foster County | 10 | $434–$731 | $710 |
| Golden Valley County | 10 | $434–$731 | $710 |
| Grand Forks County | 10 | $434–$731 | $688 |
| Grant County | 10 | $434–$731 | $710 |
| Griggs County | 10 | $434–$731 | $688 |
| Hettinger County | 10 | $434–$731 | $710 |
| Kidder County | 10 | $434–$731 | $710 |
| LaMoure County | 10 | $434–$731 | $710 |
| Logan County | 10 | $434–$731 | $710 |
| McHenry County | 10 | $434–$731 | $688 |
| McIntosh County | 10 | $434–$731 | $710 |
| McKenzie County | 10 | $434–$731 | $688 |
| McLean County | 10 | $434–$731 | $688 |
| Mercer County | 10 | $434–$731 | $710 |
| Morton County | 10 | $434–$731 | $710 |
| Mountrail County | 10 | $434–$731 | $688 |
| Nelson County | 10 | $434–$731 | $688 |
| Oliver County | 10 | $434–$731 | $710 |
| Pembina County | 10 | $434–$731 | $688 |
| Pierce County | 10 | $434–$731 | $688 |
| Ramsey County | 10 | $434–$731 | $688 |
| Ransom County | 10 | $434–$731 | $710 |
| Renville County | 10 | $434–$731 | $688 |
| Richland County | 10 | $434–$731 | $710 |
| Rolette County | 10 | $434–$731 | $688 |
| Sargent County | 10 | $434–$731 | $710 |
| Sheridan County | 10 | $434–$731 | $710 |
| Sioux County | 10 | $434–$731 | $710 |
| Slope County | 10 | $434–$731 | $710 |
| Stark County | 10 | $434–$731 | $710 |
| Steele County | 10 | $434–$731 | $688 |
| Stutsman County | 10 | $434–$731 | $710 |
| Towner County | 10 | $434–$731 | $688 |
| Traill County | 10 | $434–$731 | $710 |
| Walsh County | 10 | $434–$731 | $688 |
| Ward County | 10 | $434–$731 | $688 |
| Wells County | 10 | $434–$731 | $710 |
| Williams County | 10 | $434–$731 | $710 |
Other insurers in North Dakota
- Sanford Health Plan Silver $549/mo
- Medica Silver $659/mo
All North Dakota prices · Sorted by typical Silver price.
Frequently asked questions
How much does Blue Cross Blue Shield of North Dakota health insurance cost in North Dakota?
For plan year 2026, Blue Cross Blue Shield of North Dakota marketplace plans in North Dakota cost $434 to $731 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $450, Silver $699, Gold $637. Prices depend on the county.
What is the cheapest Blue Cross Blue Shield of North Dakota plan in North Dakota?
BlueCare Bronze HSA Eligible $50 PCP Copay ($5 Value Based Drug List) (Expanded Bronze), from $434 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Blue Cross Blue Shield of North Dakota sell marketplace plans in North Dakota?
In all 53 counties of North Dakota.
How do I buy a Blue Cross Blue Shield of North Dakota plan in North Dakota?
On HealthCare.gov (https://www.healthcare.gov/see-plans/), the official marketplace for North Dakota, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.