Blue Cross & Blue Shield of Rhode Island health insurance (2026)
Blue Cross & Blue Shield of Rhode Island sells 14 marketplace plans in every Rhode Island county for 2026, from $474/mo; typical Silver $640/mo, before tax credits. Buy on HealthSource RI.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Blue Cross & Blue Shield of Rhode Island plans in Rhode Island
- Bronze $474–$504
- Silver $552–$704
- Gold $586–$778
- Platinum $879–$880
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 3 plans · $474–$504/mo | ||||||
| BlueSolutions for HSA Direct 6300/12600 WPD Expanded Bronze | PPO | $474in 5 counties | $6,300 | $8,050 | $13,733 | — |
| BlueSolutions for HSA Direct 6300/12600 WPDAB Expanded Bronze | PPO | $474in 5 counties | $6,300 | $8,050 | $13,741 | — |
| BlueCHiP Direct 7000/14000 WPD Expanded Bronze | POS | $504in 5 counties | $7,000 | $10,600 | $16,642 | — |
| Silver 4 plans · $552–$704/mo | ||||||
| BlueCHiP Direct Advance 4950/9900 WPD | POS | $552in 5 counties | $4,950 | $8,200 | $14,829 | — |
| BlueSolutions for HSA Direct 4100/8200 WPD | PPO | $638in 5 counties | $4,100 | $7,500 | $15,156 | — |
| BlueCHiP Direct 5000/10000 WPD | POS | $642in 5 counties | $5,000 | $8,000 | $15,706 | — |
| VantageBlue Direct Plan 6000/12000 WPD | PPO | $704in 5 counties | $6,000 | $9,400 | $17,844 | — |
| Gold 5 plans · $586–$778/mo | ||||||
| BlueCHiP Direct Advance 2300/4600 WPD | POS | $586in 5 counties | $2,300 | $4,900 | $11,937 | — |
| BlueCHiP Direct 2300/4600 WPDAcu | POS | $680in 5 counties | $2,300 | $4,900 | $13,066 | — |
| BlueSolutions for HSA Direct 1900/3800 WPDAcu | PPO | $702in 5 counties | $1,900 | $5,600 | $14,026 | — |
| BasicBlue Direct 2500/5000 WPDAcu | PPO | $732in 5 counties | $2,500 | $5,900 | $14,680 | — |
| VantageBlue Direct 1500/3000 WPDAcu | PPO | $778in 5 counties | $1,500 | $8,000 | $17,335 | — |
| Platinum 2 plans · $879–$880/mo | ||||||
| VantageBlue Direct Plan 950/1900 WPDAcu Modified | PPO | $879in 5 counties | $950 | $2,500 | $13,048 | — |
| VantageBlue Direct Plan 950/1900 WPDAcu | PPO | $880in 5 counties | $950 | $2,500 | $13,066 | — |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Blue Cross & Blue Shield of Rhode Island sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Bristol County | 14 | $474–$880 | $640 |
| Kent County | 14 | $474–$880 | $640 |
| Newport County | 14 | $474–$880 | $640 |
| Providence County | 14 | $474–$880 | $640 |
| Washington County | 14 | $474–$880 | $640 |
Other insurers in Rhode Island
- Neighborhood Health Plan of Rhode Island Silver $506/mo
All Rhode Island prices · Sorted by typical Silver price.
Frequently asked questions
How much does Blue Cross & Blue Shield of Rhode Island health insurance cost in Rhode Island?
For plan year 2026, Blue Cross & Blue Shield of Rhode Island marketplace plans in Rhode Island cost $474 to $880 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $474, Silver $640, Gold $702, Platinum $880. Prices depend on the county.
What is the cheapest Blue Cross & Blue Shield of Rhode Island plan in Rhode Island?
BlueSolutions for HSA Direct 6300/12600 WPD (Expanded Bronze), from $474 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Blue Cross & Blue Shield of Rhode Island sell marketplace plans in Rhode Island?
In all 5 counties of Rhode Island.
How do I buy a Blue Cross & Blue Shield of Rhode Island plan in Rhode Island?
On HealthSource RI (https://healthsourceri.com/), the official marketplace for Rhode Island, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.