UCare Minnesota health insurance (2026)
UCare Minnesota sells 14 marketplace plans in 77 of 87 Minnesota counties for 2026, from $368/mo; typical Silver $546/mo, before tax credits. Buy on MNsure.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
UCare Minnesota plans in Minnesota
- Bronze $368–$652
- Silver $418–$719
- Gold $523–$856
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 6 plans · $368–$652/mo | ||||||
| UCare M Health Fairview Bronze HSA Expanded Bronze | HMO | $368–$400in 10 counties | $8,500 | $8,500 | $12,912–$13,302 | — |
| UCare M Health Fairview Bronze Expanded Bronze | HMO | $384–$417in 10 counties | $7,500 | $10,150 | $14,753–$15,160 | — |
| UCare Bronze HSA Expanded Bronze | HMO | $408–$602in 77 counties | $8,500 | $8,500 | $13,399–$15,727 | — |
| UCare Bronze Expanded Bronze | HMO | $426–$628in 77 counties | $7,500 | $10,150 | $15,261–$17,689 | — |
| UCare Bronze Access Expanded Bronze | HMO | $440–$649in 77 counties | $8,600 | $10,150 | $15,433–$17,943 | — |
| UCare Easy Compare Bronze Expanded Bronze | HMO | $442–$652in 77 counties | $7,500 | $9,700 | $15,007–$17,529 | — |
| Silver 5 plans · $418–$719/mo | ||||||
| UCare M Health Fairview Silver HSA | HMO | $418–$455in 10 counties | $3,500 | $7,500 | $12,516–$12,960 | — |
| UCare M Health Fairview Silver | HMO | $439–$478in 10 counties | $4,250 | $9,600 | $14,866–$15,332 | — |
| UCare Silver HSA | HMO | $464–$685in 77 counties | $3,500 | $7,500 | $13,070–$15,717 | — |
| UCare Easy Compare Silver and Rx Copay | HMO | $484–$713in 77 counties | $4,500 | $9,200 | $15,003–$17,761 | — |
| UCare Silver | HMO | $487–$719in 77 counties | $4,250 | $9,600 | $15,447–$18,225 | — |
| Gold 3 plans · $523–$856/mo | ||||||
| UCare M Health Fairview Gold | HMO | $523–$569in 10 counties | $1,500 | $8,500 | $14,772–$15,327 | — |
| UCare Easy Compare Gold and Rx Copay | HMO | $555–$819in 77 counties | $2,000 | $8,200 | $14,864–$18,031 | — |
| UCare Gold | HMO | $580–$856in 77 counties | $1,500 | $8,500 | $15,464–$18,773 | — |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where UCare Minnesota sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Aitkin County | 9 | $444–$632 | $526 |
| Anoka County | 14 | $368–$580 | $464 |
| Becker County | 9 | $455–$647 | $539 |
| Beltrami County | 9 | $444–$632 | $526 |
| Benton County | 9 | $408–$580 | $484 |
| Big Stone County | 9 | $468–$665 | $554 |
| Blue Earth County | 9 | $513–$730 | $608 |
| Brown County | 9 | $507–$721 | $601 |
| Carlton County | 9 | $504–$716 | $597 |
| Carver County | 14 | $368–$580 | $464 |
| Cass County | 9 | $444–$632 | $526 |
| Chippewa County | 9 | $468–$665 | $554 |
| Chisago County | 14 | $400–$632 | $505 |
| Clay County | 9 | $455–$647 | $539 |
| Clearwater County | 9 | $461–$656 | $546 |
| Cook County | 9 | $504–$716 | $597 |
| Cottonwood County | 9 | $507–$721 | $601 |
| Crow Wing County | 9 | $444–$632 | $526 |
| Dakota County | 14 | $368–$580 | $464 |
| Douglas County | 9 | $455–$647 | $539 |
| Goodhue County | 9 | $602–$856 | $713 |
| Grant County | 9 | $455–$647 | $539 |
| Hennepin County | 14 | $368–$580 | $464 |
| Houston County | 9 | $602–$856 | $713 |
| Hubbard County | 9 | $444–$632 | $526 |
| Isanti County | 14 | $400–$632 | $505 |
| Itasca County | 9 | $504–$716 | $597 |
| Jackson County | 9 | $507–$721 | $601 |
| Kanabec County | 9 | $444–$632 | $526 |
| Kandiyohi County | 9 | $468–$665 | $554 |
| Kittson County | 9 | $461–$656 | $546 |
| Koochiching County | 9 | $504–$716 | $597 |
| Lac qui Parle County | 9 | $468–$665 | $554 |
| Lake County | 9 | $504–$716 | $597 |
| Lake of the Woods County | 9 | $504–$716 | $597 |
| Le Sueur County | 9 | $513–$730 | $608 |
| Lincoln County | 9 | $507–$721 | $601 |
| Lyon County | 9 | $468–$665 | $554 |
| Mahnomen County | 9 | $461–$656 | $546 |
| Marshall County | 9 | $461–$656 | $546 |
| Martin County | 9 | $513–$730 | $608 |
| McLeod County | 9 | $468–$665 | $554 |
| Meeker County | 9 | $468–$665 | $554 |
| Mille Lacs County | 9 | $444–$632 | $526 |
| Morrison County | 9 | $444–$632 | $526 |
| Nicollet County | 9 | $513–$730 | $608 |
| Nobles County | 9 | $507–$721 | $601 |
| Norman County | 9 | $461–$656 | $546 |
| Otter Tail County | 9 | $455–$647 | $539 |
| Pennington County | 9 | $461–$656 | $546 |
| Pine County | 9 | $444–$632 | $526 |
| Pipestone County | 9 | $507–$721 | $601 |
| Polk County | 9 | $461–$656 | $546 |
| Pope County | 9 | $455–$647 | $539 |
| Ramsey County | 14 | $368–$580 | $464 |
| Red Lake County | 9 | $461–$656 | $546 |
| Redwood County | 9 | $507–$721 | $601 |
| Renville County | 9 | $468–$665 | $554 |
| Rice County | 9 | $513–$730 | $608 |
| Rock County | 9 | $507–$721 | $601 |
| Roseau County | 9 | $444–$632 | $526 |
| Scott County | 14 | $368–$580 | $464 |
| Sherburne County | 14 | $368–$580 | $464 |
| Sibley County | 9 | $468–$665 | $554 |
| St. Louis County | 9 | $504–$716 | $597 |
| Stearns County | 9 | $408–$580 | $484 |
| Stevens County | 9 | $455–$647 | $539 |
| Swift County | 9 | $468–$665 | $554 |
| Todd County | 9 | $444–$632 | $526 |
| Traverse County | 9 | $455–$647 | $539 |
| Wabasha County | 9 | $602–$856 | $713 |
| Wadena County | 9 | $444–$632 | $526 |
| Washington County | 14 | $368–$580 | $464 |
| Wilkin County | 9 | $455–$647 | $539 |
| Winona County | 9 | $602–$856 | $713 |
| Wright County | 9 | $408–$580 | $484 |
| Yellow Medicine County | 9 | $468–$665 | $554 |
Other insurers in Minnesota
- Blue Cross and Blue Shield of Minnesota Silver $512/mo
- HealthPartners Silver $543/mo
- Medica Silver $558/mo
- Quartz Silver $602/mo
All Minnesota prices · Sorted by typical Silver price.
Frequently asked questions
How much does UCare Minnesota health insurance cost in Minnesota?
For plan year 2026, UCare Minnesota marketplace plans in Minnesota cost $368 to $856 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $495, Silver $546, Gold $651. Prices depend on the county.
What is the cheapest UCare Minnesota plan in Minnesota?
UCare M Health Fairview Bronze HSA (Expanded Bronze), from $368 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does UCare Minnesota sell marketplace plans in Minnesota?
In 77 of Minnesota's 87 counties, including Aitkin County, Anoka County, Becker County, Beltrami County, Benton County, Big Stone County and others.
How do I buy a UCare Minnesota plan in Minnesota?
On MNsure (https://www.mnsure.org/), the official marketplace for Minnesota, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.