UPMC Health Plan in Pennsylvania health insurance (2026)
UPMC Health Plan sells 46 marketplace plans in 41 of 67 Pennsylvania counties for 2026, from $308/mo; typical Silver $659/mo, before tax credits. Buy on Pennie.
$308Cheapest plan
$659Typical Silver plan
41of 67 counties
46Plans
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
UPMC Health Plan plans in Pennsylvania
- Bronze $308–$595
- Silver $488–$939
- Gold $378–$818
- Catastrophic $294–$526
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 11 plans · $308–$595/mo | ||||||
| UPMC Advantage Bronze $6,700/$0 - Partner Network | EPO | $308–$394in 16 counties | $6,700 | $10,600 | $14,296–$15,325 | — |
| UPMC Advantage Bronze $6,700/$0 - Select Network | EPO | $326in 6 counties | $6,700 | $10,600 | $14,506 | — |
| UPMC Advantage Bronze $6,700/$0 - Partner Network with Adult Dental and Vision | EPO | $328–$419in 16 counties | $6,700 | $10,600 | $14,538–$15,634 | — |
| UPMC VirtualCare Bronze $4,400/$80 - Partner Network Expanded Bronze | EPO | $335–$429in 16 counties | $4,400 | $9,200 | $13,223–$14,343 | — |
| UPMC Advantage Bronze $6,700/$0 - Select Network with Adult Dental and Vision | EPO | $346in 6 counties | $6,700 | $10,600 | $14,748 | — |
| UPMC VirtualCare Bronze $4,400/$80 - Select Network Expanded Bronze | EPO | $354in 6 counties | $4,400 | $9,200 | $13,453 | — |
| UPMC Advantage Bronze $6,700/$0 - Premium Network | PPO | $431–$551in 26 counties | $6,700 | $10,600 | $15,771–$17,210 | — |
| UPMC Advantage Bronze $6,700/$0 - Premium Network with Adult Dental and Vision | PPO | $451–$577in 26 counties | $6,700 | $10,600 | $16,012–$17,519 | — |
| UPMC Advantage Bronze $6,700/$0 - Standard Network | HMO | $466–$503in 2 counties | $6,700 | $10,600 | $16,192–$16,631 | — |
| UPMC Advantage Bronze $6,700/$0 - Premium Network | PPO | $548–$568in 13 counties | $6,700 | $10,600 | $17,177–$17,418 | — |
| UPMC Advantage Bronze $6,700/$0 - Premium Network with Adult Dental and Vision | PPO | $574–$595in 13 counties | $6,700 | $10,600 | $17,484–$17,737 | — |
| Silver 15 plans · $488–$939/mo | ||||||
| UPMC VirtualCare Silver $4,400/$35 - Partner Network | EPO | $488–$624in 16 counties | $4,400 | $10,600 | $16,459–$18,091 | — |
| UPMC Advantage Silver $7,000/$45 - Partner Network | EPO | $493–$630in 16 counties | $7,000 | $10,600 | $16,515–$18,162 | — |
| UPMC Advantage Silver $7,000/$45 - Partner Network with Adult Dental and Vision | EPO | $513–$656in 16 counties | $7,000 | $10,600 | $16,757–$18,471 | — |
| UPMC VirtualCare Silver $4,400/$35 - Select Network | EPO | $516in 6 counties | $4,400 | $10,600 | $16,794 | — |
| UPMC Advantage Silver $2,600/$50 - Partner Network | EPO | $520–$665in 16 counties | $2,600 | $10,600 | $16,838–$18,574 | — |
| UPMC Advantage Silver $7,000/$45 - Select Network | EPO | $521in 6 counties | $7,000 | $10,600 | $16,852 | — |
| UPMC Advantage Silver $7,000/$45 - Select Network with Adult Dental and Vision | EPO | $541in 6 counties | $7,000 | $10,600 | $17,094 | — |
| UPMC Advantage Silver $2,600/$50 - Select Network | EPO | $549in 6 counties | $2,600 | $10,600 | $17,194 | — |
| UPMC Advantage Silver $7,000/$45 - Premium Network | PPO | $692–$885in 26 counties | $7,000 | $10,600 | $18,905–$21,217 | — |
| UPMC Advantage Silver $7,000/$45 - Premium Network with Adult Dental and Vision | PPO | $712–$911in 26 counties | $7,000 | $10,600 | $19,147–$21,526 | — |
| UPMC Advantage Silver $2,600/$50 - Premium Network | PPO | $732–$936in 26 counties | $2,600 | $10,600 | $19,390–$21,837 | — |
| UPMC Advantage Silver $7,000/$45 - Standard Network | HMO | $746–$804in 2 counties | $7,000 | $10,600 | $19,549–$20,252 | — |
| UPMC Advantage Silver $2,600/$50 - Standard Network | HMO | $787–$848in 2 counties | $2,600 | $10,600 | $20,038–$20,779 | — |
| UPMC Advantage Silver $7,000/$45 - Premium Network | PPO | $880–$913in 13 counties | $7,000 | $10,600 | $21,164–$21,551 | — |
| UPMC Advantage Silver $7,000/$45 - Premium Network with Adult Dental and Vision | PPO | $906–$939in 13 counties | $7,000 | $10,600 | $21,471–$21,870 | — |
| Gold 16 plans · $378–$818/mo | ||||||
| UPMC Advantage Gold HSA $2,900/10% - Partner Network | EPO | $378–$483in 16 counties | $2,900 | $6,000 | $10,537–$11,800 | — |
| UPMC Advantage Gold HSA $2,900/10% - Select Network | EPO | $400in 6 counties | $2,900 | $6,000 | $10,796 | — |
| UPMC Advantage Gold $1,000/$20 - Partner Network | EPO | $427–$546in 16 counties | $1,000 | $7,500 | $12,622–$14,048 | — |
| UPMC Advantage Gold $1,000/$20 - Partner Network with Adult Dental and Vision | EPO | $447–$571in 16 counties | $1,000 | $7,500 | $12,864–$14,357 | — |
| UPMC First Care Gold $0/$20 - Partner Network | EPO | $450–$575in 16 counties | $0 | $8,500 | $13,897–$15,399 | — |
| UPMC Advantage Gold $1,000/$20 - Select Network | EPO | $451in 6 counties | $1,000 | $7,500 | $12,914 | — |
| UPMC Advantage Gold $1,000/$20 - Select Network with Adult Dental and Vision | EPO | $471in 6 counties | $1,000 | $7,500 | $13,156 | — |
| UPMC First Care Gold $0/$20 - Select Network | EPO | $475in 6 counties | $0 | $8,500 | $14,205 | — |
| UPMC Advantage Gold HSA $2,900/10% - Premium Network | PPO | $529–$676in 26 counties | $2,900 | $6,000 | $12,350–$14,118 | — |
| UPMC Advantage Gold HSA $2,900/10% - Standard Network | HMO | $572–$617in 2 counties | $2,900 | $6,000 | $12,865–$13,404 | — |
| UPMC Advantage Gold $1,000/$20 - Premium Network | PPO | $600–$767in 26 counties | $1,000 | $7,500 | $14,699–$16,703 | — |
| UPMC Advantage Gold $1,000/$20 - Premium Network with Adult Dental and Vision | PPO | $620–$793in 26 counties | $1,000 | $7,500 | $14,941–$17,012 | — |
| UPMC First Care Gold $0/$20 - Premium Network | PPO | $636–$813in 26 counties | $0 | $8,500 | $16,128–$18,252 | — |
| UPMC Advantage Gold $1,000/$20 - Standard Network | HMO | $646–$697in 2 counties | $1,000 | $7,500 | $15,250–$15,858 | — |
| UPMC Advantage Gold $1,000/$20 - Premium Network | PPO | $763–$791in 13 counties | $1,000 | $7,500 | $16,657–$16,992 | — |
| UPMC Advantage Gold $1,000/$20 - Premium Network with Adult Dental and Vision | PPO | $789–$818in 13 counties | $1,000 | $7,500 | $16,964–$17,311 | — |
| Catastrophic 4 plans · $294–$526/mo | ||||||
| UPMC Advantage Catastrophic $10,600/$0 - Partner Network | EPO | $294–$376in 16 counties | $10,600 | $10,600 | $14,127–$15,109 | — |
| UPMC Advantage Catastrophic $10,600/$0 - Select Network | EPO | $311in 6 counties | $10,600 | $10,600 | $14,328 | — |
| UPMC Advantage Catastrophic $10,600/$0 - Premium Network | PPO | $411–$526in 26 counties | $10,600 | $10,600 | $15,536–$16,910 | — |
| UPMC Advantage Catastrophic $10,600/$0 - Standard Network | HMO | $445–$480in 2 counties | $10,600 | $10,600 | $15,936–$16,355 | — |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where UPMC Health Plan sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Allegheny County | 34 | $308–$732 | $521 |
| Armstrong County | 10 | $431–$732 | $712 |
| Beaver County | 22 | $326–$732 | $549 |
| Bedford County | 22 | $332–$790 | $561 |
| Blair County | 22 | $332–$790 | $561 |
| Bradford County | 6 | $548–$906 | $893 |
| Butler County | 34 | $308–$732 | $521 |
| Cambria County | 10 | $465–$790 | $768 |
| Cameron County | 10 | $551–$936 | $911 |
| Carbon County | 6 | $548–$906 | $893 |
| Clarion County | 10 | $431–$732 | $712 |
| Clearfield County | 6 | $503–$848 | $826 |
| Clinton County | 18 | $392–$906 | $657 |
| Crawford County | 6 | $466–$787 | $766 |
| Cumberland County | 6 | $568–$939 | $926 |
| Dauphin County | 6 | $568–$939 | $926 |
| Elk County | 10 | $551–$936 | $911 |
| Erie County | 22 | $308–$732 | $520 |
| Fayette County | 22 | $326–$732 | $549 |
| Forest County | 10 | $431–$732 | $712 |
| Greene County | 22 | $308–$732 | $520 |
| Huntingdon County | 10 | $465–$790 | $768 |
| Indiana County | 10 | $431–$732 | $712 |
| Jefferson County | 10 | $465–$790 | $768 |
| Lackawanna County | 6 | $548–$906 | $893 |
| Lawrence County | 22 | $308–$732 | $520 |
| Lebanon County | 6 | $568–$939 | $926 |
| Luzerne County | 6 | $548–$906 | $893 |
| Lycoming County | 18 | $392–$906 | $657 |
| McKean County | 22 | $308–$732 | $520 |
| Mercer County | 22 | $308–$732 | $520 |
| Perry County | 6 | $568–$939 | $926 |
| Potter County | 22 | $394–$936 | $665 |
| Somerset County | 22 | $332–$790 | $561 |
| Sullivan County | 6 | $548–$906 | $893 |
| Tioga County | 18 | $392–$906 | $657 |
| Venango County | 22 | $308–$732 | $520 |
| Warren County | 10 | $431–$732 | $712 |
| Washington County | 34 | $308–$732 | $521 |
| Westmoreland County | 22 | $326–$732 | $549 |
| Wyoming County | 6 | $548–$906 | $893 |
Other insurers in Pennsylvania
- Jefferson Health Plans Silver $546/mo
- Independence Blue Cross (PA) Silver $582/mo
- Oscar Health Silver $660/mo
- Ambetter (Centene) Silver $690/mo
- Geisinger Silver $830/mo
- Highmark Blue Cross Blue Shield (PA) Silver $861/mo
- Capital Blue Cross (PA) Silver $889/mo
All Pennsylvania prices · Sorted by typical Silver price.
Frequently asked questions
How much does UPMC Health Plan health insurance cost in Pennsylvania?
For plan year 2026, UPMC Health Plan marketplace plans in Pennsylvania cost $308 to $939 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $423, Silver $659, Gold $571. Prices depend on the county.
What is the cheapest UPMC Health Plan plan in Pennsylvania?
UPMC Advantage Bronze $6,700/$0 - Partner Network (Bronze), from $308 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does UPMC Health Plan sell marketplace plans in Pennsylvania?
In 41 of Pennsylvania's 67 counties, including Allegheny County, Armstrong County, Beaver County, Bedford County, Blair County, Bradford County and others.
How do I buy a UPMC Health Plan plan in Pennsylvania?
On Pennie (https://pennie.com/), the official marketplace for Pennsylvania, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.