EmblemHealth in New York health insurance (2026)
EmblemHealth sells 17 marketplace plans in 27 of 61 New York counties for 2026, from $1,115/mo; typical Silver $1,835/mo, before tax credits. Buy on NY State of Health.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
NY is community rated: every adult pays the same, and family prices are set multiples of one adult's price (couple 2×, parent and children 1.7×, family 2.85×). List yourself and your spouse first. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
EmblemHealth plans in New York
- Bronze $1,115–$1,447
- Silver $1,458–$1,891
- Gold $1,764–$2,288
- Platinum $2,134–$2,769
- Catastrophic $857
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 4 plans · $1,115–$1,447/mo | ||||||
| EmblemHealth Millennium, Bronze, ST, INN, Millennium Network, Dep25, Pediatric Dental Expanded Bronze | HMO | $1,115–$1,205in 9 counties | $4,125 | $10,150 | $23,536–$24,615 | — |
| EmblemHealth Millennium, Bronze, ST, INN, Millennium Network, Dep29, Pediatric Dental Expanded Bronze | HMO | $1,149–$1,242in 9 counties | $4,125 | $10,150 | $23,937–$25,049 | — |
| EmblemHealth Select Care, Bronze, ST, INN, Select Care Network, Dep25, Pediatric Dental Expanded Bronze | HMO | $1,404–$1,405in 18 counties | $4,125 | $10,150 | $27,002–$27,009 | — |
| EmblemHealth Select Care, Bronze, ST, INN, Select Care Network, Dep29, Pediatric Dental Expanded Bronze | HMO | $1,446–$1,447in 18 counties | $4,125 | $10,150 | $27,508–$27,515 | — |
| Silver 4 plans · $1,458–$1,891/mo | ||||||
| EmblemHealth Millennium, Silver, ST, INN, Millennium Network, Dep25, Pediatric Dental | HMO | $1,458–$1,575in 9 counties | $2,450 | $10,150 | $27,644–$29,055 | — |
| EmblemHealth Millennium, Silver, ST, INN, Millennium Network, Dep29, Pediatric Dental | HMO | $1,502–$1,623in 9 counties | $2,450 | $10,150 | $28,169–$29,622 | — |
| EmblemHealth Select Care, Silver, ST, INN, Select Care Network, Dep25, Pediatric Dental | HMO | $1,835–$1,836in 18 counties | $2,450 | $10,150 | $32,175–$32,185 | — |
| EmblemHealth Select Care, Silver, ST, INN, Select Care Network, Dep29, Pediatric Dental | HMO | $1,891in 18 counties | $2,450 | $10,150 | $32,836–$32,846 | — |
| Gold 4 plans · $1,764–$2,288/mo | ||||||
| EmblemHealth Millennium, Gold, ST, INN, Millennium Network, Dep25, Pediatric Dental | HMO | $1,764–$1,906in 9 counties | $775 | $10,150 | $31,313–$33,019 | — |
| EmblemHealth Millennium, Gold, ST, INN, Millennium Network, Dep29, Pediatric Dental | HMO | $1,816–$1,963in 9 counties | $775 | $10,150 | $31,948–$33,705 | — |
| EmblemHealth Select Care, Gold, ST, INN, Select Care Network, Dep25, Pediatric Dental | HMO | $2,220–$2,221in 18 counties | $775 | $10,150 | $36,795–$36,806 | — |
| EmblemHealth Select Care, Gold, ST, INN, Select Care Network, Dep29, Pediatric Dental | HMO | $2,287–$2,288in 18 counties | $775 | $10,150 | $37,594–$37,606 | — |
| Platinum 4 plans · $2,134–$2,769/mo | ||||||
| EmblemHealth Millennium, Platinum, ST, INN, Millennium Network, Dep25, Pediatric Dental | HMO | $2,134–$2,306in 9 counties | $0 | $2,000 | $27,608–$29,673 | — |
| EmblemHealth Millennium, Platinum, ST, INN, Millennium Network, Dep29, Pediatric Dental | HMO | $2,198–$2,375in 9 counties | $0 | $2,000 | $28,376–$30,503 | — |
| EmblemHealth Select Care, Platinum, ST, INN, Select Care Network, Dep25, Pediatric Dental | HMO | $2,687–$2,688in 18 counties | $0 | $2,000 | $34,242–$34,255 | — |
| EmblemHealth Select Care, Platinum, ST, INN, Select Care Network, Dep29, Pediatric Dental | HMO | $2,767–$2,769in 18 counties | $0 | $2,000 | $35,209–$35,223 | — |
| Catastrophic 1 plan · $857/mo | ||||||
| EmblemHealth Select Care, Catastrophic, ST, INN, Select Care Network, Pediatric Dental | HMO | $857in 3 counties | $10,600 | $10,600 | $20,885 | — |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where EmblemHealth sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Albany County | 8 | $1,404–$2,767 | $1,863 |
| Bronx County | 8 | $1,115–$2,198 | $1,480 |
| Broome County | 8 | $1,404–$2,767 | $1,863 |
| Columbia County | 8 | $1,404–$2,767 | $1,863 |
| Dutchess County | 8 | $1,405–$2,769 | $1,864 |
| Fulton County | 8 | $1,404–$2,767 | $1,863 |
| Greene County | 8 | $1,404–$2,767 | $1,863 |
| Kings County | 8 | $1,115–$2,198 | $1,480 |
| Montgomery County | 9 | $1,404–$2,767 | $1,863 |
| Nassau County | 8 | $1,205–$2,375 | $1,599 |
| New York County | 8 | $1,115–$2,198 | $1,480 |
| Orange County | 8 | $1,405–$2,769 | $1,864 |
| Otsego County | 9 | $1,404–$2,767 | $1,863 |
| Putnam County | 8 | $1,405–$2,769 | $1,864 |
| Queens County | 8 | $1,115–$2,198 | $1,480 |
| Rensselaer County | 8 | $1,404–$2,767 | $1,863 |
| Richmond County | 8 | $1,115–$2,198 | $1,480 |
| Rockland County | 8 | $1,115–$2,198 | $1,480 |
| Saratoga County | 8 | $1,404–$2,767 | $1,863 |
| Schenectady County | 8 | $1,404–$2,767 | $1,863 |
| Schoharie County | 9 | $1,404–$2,767 | $1,863 |
| Suffolk County | 8 | $1,205–$2,375 | $1,599 |
| Sullivan County | 8 | $1,405–$2,769 | $1,864 |
| Ulster County | 8 | $1,405–$2,769 | $1,864 |
| Warren County | 8 | $1,404–$2,767 | $1,863 |
| Washington County | 8 | $1,404–$2,767 | $1,863 |
| Westchester County | 8 | $1,115–$2,198 | $1,480 |
Other insurers in New York
- Ambetter (Centene) Silver $753/mo
- Healthfirst PHSP Silver $1,004/mo
- MVP Health Care Silver $1,006/mo
- Independent Health Benefits Silver $1,038/mo
- Excellus BlueCross BlueShield (NY) Silver $1,104/mo
- MetroPlus Silver $1,105/mo
- Anthem Blue Cross Blue Shield (NY) Silver $1,117/mo
- Oscar Health Silver $1,125/mo
- CDPHP Silver $1,179/mo
- Highmark Blue Cross Blue Shield (NY) Silver $1,239/mo
- UnitedHealthcare Silver $1,622/mo
All New York prices · Sorted by typical Silver price.
Frequently asked questions
How much does EmblemHealth health insurance cost in New York?
For plan year 2026, EmblemHealth marketplace plans in New York cost $1,115 to $2,769 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $1,404, Silver $1,835, Gold $2,220, Platinum $2,687. Prices depend on the county.
What is the cheapest EmblemHealth plan in New York?
EmblemHealth Millennium, Bronze, ST, INN, Millennium Network, Dep25, Pediatric Dental (Expanded Bronze), from $1,115 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does EmblemHealth sell marketplace plans in New York?
In 27 of New York's 61 counties, including Albany County, Bronx County, Broome County, Columbia County, Dutchess County, Fulton County and others.
How do I buy a EmblemHealth plan in New York?
On NY State of Health (https://nystateofhealth.ny.gov/), the official marketplace for New York, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.