Excellus BlueCross BlueShield (NY) in New York health insurance (2026)
Excellus BlueCross BlueShield (NY) sells 49 marketplace plans in 38 of 61 New York counties for 2026, from $677/mo; typical Silver $1,104/mo, before tax credits. Buy on NY State of Health.
$677Cheapest plan
$1,104Typical Silver plan
38of 61 counties
49Plans
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
NY is community rated: every adult pays the same, and family prices are set multiples of one adult's price (couple 2×, parent and children 1.7×, family 2.85×). List yourself and your spouse first. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Excellus BlueCross BlueShield (NY) plans in New York
- Bronze $677–$949
- Silver $875–$1,232
- Gold $1,191–$1,571
- Platinum $1,460–$1,861
- Catastrophic $456–$475
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 16 plans · $677–$949/mo | ||||||
| Bronze Secure Plus 3, Expanded Bronze, NS, INN, Univera EPO Local, Dep25, Adult/Family Dental, Adult Vision, Acupuncture Expanded Bronze | EPO | $677in 8 counties | $10,600 | $10,600 | $18,727 | — |
| Bronze Secure Plus 3, Expanded Bronze, NS, INN, Univera EPO Local, Dep29, Adult/Family Dental, Adult Vision, Acupuncture Expanded Bronze | EPO | $690in 8 counties | $10,600 | $10,600 | $18,881 | — |
| Bronze Select, Expanded Bronze, NS, INN, Univera EPO Local, Dep25, Adult/Family Dental, Adult Vision, Preventive Rx, Acupuncture Expanded Bronze | EPO | $735in 8 counties | $5,500 | $7,500 | $16,319 | — |
| Bronze Select, Expanded Bronze, NS, INN, Univera EPO Local, Dep29, Adult/Family Dental, Adult Vision, Preventive Rx, Acupuncture Expanded Bronze | EPO | $749in 8 counties | $5,500 | $7,500 | $16,486 | — |
| Bronze Standard HSA, Expanded Bronze, ST, INN, Univera EPO Local, Dep25, Pediatric Dental Expanded Bronze | EPO | $751in 8 counties | $5,500 | $8,050 | $17,064 | — |
| Bronze Standard, Expanded Bronze, ST, INN, Univera EPO Local, Dep25, Pediatric Dental Expanded Bronze | EPO | $751in 8 counties | $4,125 | $10,150 | $19,165 | — |
| Bronze Standard HSA, Expanded Bronze, ST, INN, Univera EPO Local, Dep29, Pediatric Dental Expanded Bronze | EPO | $765in 8 counties | $5,500 | $8,050 | $17,235 | — |
| Bronze Standard, Expanded Bronze, ST, INN, Univera EPO Local, Dep29, Pediatric Dental Expanded Bronze | EPO | $765in 8 counties | $4,125 | $10,150 | $19,336 | — |
| Bronze Secure Plus 3, Expanded Bronze, NS, INN, Excellus BCBS EPO, Dep25, Adult/Family Dental, Adult Vision, Acupuncture Expanded Bronze | EPO | $768–$840in 30 counties | $10,600 | $10,600 | $19,816–$20,677 | — |
| Bronze Secure Plus 3, Expanded Bronze, NS, INN, Excellus BCBS EPO, Dep29, Adult/Family Dental, Adult Vision, Acupuncture Expanded Bronze | EPO | $783–$856in 30 counties | $10,600 | $10,600 | $19,991–$20,868 | — |
| Bronze Select, Expanded Bronze, NS, INN, Excellus BCBS EPO, Dep25, Adult/Family Dental, Adult Vision, Preventive Rx, Acupuncture Expanded Bronze | EPO | $833–$911in 30 counties | $5,500 | $7,500 | $17,498–$18,431 | — |
| Bronze Select, Expanded Bronze, NS, INN, Excellus BCBS EPO, Dep29, Adult/Family Dental, Adult Vision, Preventive Rx, Acupuncture Expanded Bronze | EPO | $849–$928in 30 counties | $5,500 | $7,500 | $17,687–$18,639 | — |
| Bronze Standard HSA, Expanded Bronze, ST, INN, Excellus BCBS EPO, Dep25, Pediatric Dental Expanded Bronze | EPO | $852–$931in 30 counties | $5,500 | $8,050 | $18,269–$19,223 | — |
| Bronze Standard, Expanded Bronze, ST, INN, Excellus BCBS EPO, Dep25, Pediatric Dental Expanded Bronze | EPO | $852–$931in 30 counties | $4,125 | $10,150 | $20,369–$21,324 | — |
| Bronze Standard HSA, Expanded Bronze, ST, INN, Excellus BCBS EPO, Dep29, Pediatric Dental Expanded Bronze | EPO | $868–$949in 30 counties | $5,500 | $8,050 | $18,463–$19,435 | — |
| Bronze Standard, Expanded Bronze, ST, INN, Excellus BCBS EPO, Dep29, Pediatric Dental Expanded Bronze | EPO | $868–$949in 30 counties | $4,125 | $10,150 | $20,563–$21,536 | — |
| Silver 14 plans · $875–$1,232/mo | ||||||
| Silver Select 2, Silver, NS, INN, Univera EPO Local, Dep25, Adult/Family Dental, Adult Vision, Preventive Rx, Acupuncture | EPO | $875in 8 counties | $4,500 | $7,000 | $17,499 | — |
| Silver Select 2, Silver, NS, INN, Univera EPO Local, Dep29, Adult/Family Dental, Adult Vision, Preventive Rx, Acupuncture | EPO | $892in 8 counties | $4,500 | $7,000 | $17,698 | — |
| Silver Select, Silver, NS, INN, Univera EPO Local, Dep25, Adult/Family Dental, Adult Vision, Preventive Rx, Acupuncture | EPO | $954in 8 counties | $3,200 | $8,200 | $19,653 | — |
| Silver Select, Silver, NS, INN, Univera EPO Local, Dep29, Adult/Family Dental, Adult Vision, Preventive Rx, Acupuncture | EPO | $973in 8 counties | $3,200 | $8,200 | $19,871 | — |
| Silver Standard, Silver, ST, INN, Univera EPO Local, Dep25, Pediatric Dental | EPO | $976in 8 counties | $2,450 | $10,150 | $21,857 | — |
| Bassett Preferred Silver, NS, INN, Dep25, Adult/Family Dental, Adult Vision, Tiered Network, Acupuncture | EPO | $978in 3 counties | $3,000 | $9,500 | $21,236 | — |
| Silver Select 2, Silver, NS, INN, Excellus BCBS EPO, Dep25, Adult/Family Dental, Adult Vision, Preventive Rx, Acupuncture | EPO | $992–$1,084in 27 counties | $4,500 | $7,000 | $18,900–$20,012 | — |
| Silver Standard, Silver, ST, INN, Univera EPO Local, Dep29, Pediatric Dental | EPO | $994in 8 counties | $2,450 | $10,150 | $22,079 | — |
| Bassett Preferred Silver, NS, INN, Dep29, Adult/Family Dental, Adult Vision, Tiered Network, Acupuncture | EPO | $997in 3 counties | $3,000 | $9,500 | $21,459 | — |
| Silver Select 2, Silver, NS, INN, Excellus BCBS EPO, Dep29, Adult/Family Dental, Adult Vision, Preventive Rx, Acupuncture | EPO | $1,011–$1,105in 27 counties | $4,500 | $7,000 | $19,126–$20,259 | — |
| Silver Select, Silver, NS, INN, Excellus BCBS EPO, Dep25, Adult/Family Dental, Adult Vision, Preventive Rx, Acupuncture | EPO | $1,082–$1,183in 30 counties | $3,200 | $8,200 | $21,182–$22,394 | — |
| Silver Select, Silver, NS, INN, Excellus BCBS EPO, Dep29, Adult/Family Dental, Adult Vision, Preventive Rx, Acupuncture | EPO | $1,102–$1,205in 30 counties | $3,200 | $8,200 | $21,428–$22,663 | — |
| Silver Standard, Silver, ST, INN, Excellus BCBS EPO, Dep25, Pediatric Dental | EPO | $1,106–$1,209in 30 counties | $2,450 | $10,150 | $23,419–$24,658 | — |
| Silver Standard, Silver, ST, INN, Excellus BCBS EPO, Dep29, Pediatric Dental | EPO | $1,127–$1,232in 30 counties | $2,450 | $10,150 | $23,671–$24,933 | — |
| Gold 10 plans · $1,191–$1,571/mo | ||||||
| Gold Select, Gold, NS, INN, Univera EPO Local, Dep25, Adult/Family Dental, Adult Vision, Acupuncture | EPO | $1,191in 8 counties | $1,350 | $9,000 | $23,296 | — |
| Bassett Preferred Gold, NS, INN, Dep25, Adult/Family Dental, Adult Vision, Tiered Network, Acupuncture | EPO | $1,206in 3 counties | $1,000 | $9,000 | $23,478 | — |
| Gold Select, Gold, NS, INN, Univera EPO Local, Dep29, Adult/Family Dental, Adult Vision, Acupuncture | EPO | $1,214in 8 counties | $1,350 | $9,000 | $23,568 | — |
| Bassett Preferred Gold, NS, INN, Dep29, Adult/Family Dental, Adult Vision, Tiered Network, Acupuncture | EPO | $1,229in 3 counties | $1,000 | $9,000 | $23,752 | — |
| Gold Standard, Gold, ST, INN, Univera EPO Local, Dep25, Pediatric Dental | EPO | $1,244in 8 counties | $775 | $10,150 | $25,074 | — |
| Gold Standard, Gold, ST, INN, Univera EPO Local, Dep29, Pediatric Dental | EPO | $1,267in 8 counties | $775 | $10,150 | $25,358 | — |
| Gold Select, Gold, NS, INN, Excellus BCBS EPO, Dep25, Adult/Family Dental, Adult Vision, Acupuncture | EPO | $1,350–$1,476in 30 counties | $1,350 | $9,000 | $25,204–$26,718 | — |
| Gold Select, Gold, NS, INN, Excellus BCBS EPO, Dep29, Adult/Family Dental, Adult Vision, Acupuncture | EPO | $1,376–$1,504in 30 counties | $1,350 | $9,000 | $25,512–$27,054 | — |
| Gold Standard, Gold, ST, INN, Excellus BCBS EPO, Dep25, Pediatric Dental | EPO | $1,410–$1,541in 30 counties | $775 | $10,150 | $27,066–$28,646 | — |
| Gold Standard, Gold, ST, INN, Excellus BCBS EPO, Dep29, Pediatric Dental | EPO | $1,436–$1,571in 30 counties | $775 | $10,150 | $27,387–$28,997 | — |
| Platinum 8 plans · $1,460–$1,861/mo | ||||||
| Platinum Select, Platinum, NS, INN, Univera EPO Local, Dep25, Adult/Family Dental, Adult Vision, Acupuncture | EPO | $1,460in 8 counties | — | $6,350 | $23,875 | — |
| Platinum Standard, Platinum, ST, INN, Univera EPO Local, Dep25, Pediatric Dental | EPO | $1,474in 8 counties | — | $2,000 | $19,682 | — |
| Platinum Select, Platinum, NS, INN, Univera EPO Local, Dep29, Adult/Family Dental, Adult Vision, Acupuncture | EPO | $1,488in 8 counties | — | $6,350 | $24,208 | — |
| Platinum Standard, Platinum, ST, INN, Univera EPO Local, Dep29, Pediatric Dental | EPO | $1,501in 8 counties | — | $2,000 | $20,018 | — |
| Platinum Select, Platinum, NS, INN, Excellus BCBS EPO, Dep25, Adult/Family Dental, Adult Vision, Acupuncture | EPO | $1,655–$1,810in 30 counties | — | $6,350 | $26,214–$28,069 | — |
| Platinum Standard, Platinum, ST, INN, Excellus BCBS EPO, Dep25, Pediatric Dental | EPO | $1,670–$1,826in 30 counties | — | $2,000 | $22,042–$23,913 | — |
| Platinum Select, Platinum, NS, INN, Excellus BCBS EPO, Dep29, Adult/Family Dental, Adult Vision, Acupuncture | EPO | $1,687–$1,844in 30 counties | — | $6,350 | $26,591–$28,481 | — |
| Platinum Standard, Platinum, ST, INN, Excellus BCBS EPO, Dep29, Pediatric Dental | EPO | $1,702–$1,861in 30 counties | — | $2,000 | $22,422–$24,329 | — |
| Catastrophic 1 plan · $456–$475/mo | ||||||
| Base Catastrophic, ST, INN, Excellus BCBS EPO, Dep25, Pediatric Dental | EPO | $456–$475in 5 counties | $10,600 | $10,600 | $16,072–$16,299 | — |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Excellus BlueCross BlueShield (NY) sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Allegany County | 22 | $677–$1,501 | $964 |
| Broome County | 22 | $806–$1,787 | $1,146 |
| Cattaraugus County | 22 | $677–$1,501 | $964 |
| Cayuga County | 22 | $806–$1,787 | $1,146 |
| Chautauqua County | 22 | $677–$1,501 | $964 |
| Chemung County | 22 | $806–$1,787 | $1,146 |
| Chenango County | 22 | $840–$1,861 | $1,194 |
| Clinton County | 23 | $840–$1,861 | $1,194 |
| Cortland County | 22 | $806–$1,787 | $1,146 |
| Erie County | 22 | $677–$1,501 | $964 |
| Essex County | 22 | $840–$1,861 | $1,194 |
| Franklin County | 22 | $840–$1,861 | $1,194 |
| Fulton County | 22 | $840–$1,861 | $1,194 |
| Genesee County | 22 | $677–$1,501 | $964 |
| Hamilton County | 22 | $840–$1,861 | $1,194 |
| Herkimer County | 25 | $840–$1,861 | $1,194 |
| Jefferson County | 22 | $840–$1,861 | $1,194 |
| Lewis County | 22 | $840–$1,861 | $1,194 |
| Livingston County | 22 | $768–$1,702 | $1,092 |
| Madison County | 22 | $840–$1,861 | $1,194 |
| Monroe County | 22 | $768–$1,702 | $1,092 |
| Montgomery County | 23 | $840–$1,861 | $1,194 |
| Niagara County | 22 | $677–$1,501 | $964 |
| Oneida County | 24 | $840–$1,861 | $1,194 |
| Onondaga County | 22 | $806–$1,787 | $1,146 |
| Ontario County | 22 | $768–$1,702 | $1,092 |
| Orleans County | 22 | $677–$1,501 | $964 |
| Oswego County | 22 | $840–$1,861 | $1,194 |
| Otsego County | 25 | $840–$1,861 | $1,194 |
| Schuyler County | 22 | $806–$1,787 | $1,146 |
| Seneca County | 22 | $768–$1,702 | $1,092 |
| St. Lawrence County | 22 | $840–$1,861 | $1,194 |
| Steuben County | 22 | $806–$1,787 | $1,146 |
| Tioga County | 22 | $806–$1,787 | $1,146 |
| Tompkins County | 23 | $806–$1,787 | $1,146 |
| Wayne County | 22 | $768–$1,702 | $1,092 |
| Wyoming County | 22 | $677–$1,501 | $964 |
| Yates County | 22 | $768–$1,702 | $1,092 |
Other insurers in New York
- Ambetter (Centene) Silver $753/mo
- Healthfirst PHSP Silver $1,004/mo
- MVP Health Care Silver $1,006/mo
- Independent Health Benefits Silver $1,038/mo
- MetroPlus Silver $1,105/mo
- Anthem Blue Cross Blue Shield (NY) Silver $1,117/mo
- Oscar Health Silver $1,125/mo
- CDPHP Silver $1,179/mo
- Highmark Blue Cross Blue Shield (NY) Silver $1,239/mo
- UnitedHealthcare Silver $1,622/mo
- EmblemHealth Silver $1,835/mo
All New York prices · Sorted by typical Silver price.
Frequently asked questions
How much does Excellus BlueCross BlueShield (NY) health insurance cost in New York?
For plan year 2026, Excellus BlueCross BlueShield (NY) marketplace plans in New York cost $677 to $1,861 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $862, Silver $1,104, Gold $1,440, Platinum $1,762. Prices depend on the county.
What is the cheapest Excellus BlueCross BlueShield (NY) plan in New York?
Bronze Secure Plus 3, Expanded Bronze, NS, INN, Univera EPO Local, Dep25, Adult/Family Dental, Adult Vision, Acupuncture (Expanded Bronze), from $677 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Excellus BlueCross BlueShield (NY) sell marketplace plans in New York?
In 38 of New York's 61 counties, including Allegany County, Broome County, Cattaraugus County, Cayuga County, Chautauqua County, Chemung County and others.
How do I buy a Excellus BlueCross BlueShield (NY) plan in New York?
On NY State of Health (https://nystateofhealth.ny.gov/), the official marketplace for New York, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.