Maine Community Health Options health insurance (2026)
Maine Community Health Options sells 21 marketplace plans in every Maine county for 2026, from $573/mo; typical Silver $778/mo, before tax credits. Buy on CoverME.gov.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Maine Community Health Options plans in Maine
- Bronze $573–$723
- Silver $685–$871
- Gold $732–$951
- Platinum $1,012–$1,163
- Catastrophic $389–$447
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 7 plans · $573–$723/mo | ||||||
| Health Options Essential Bronze $8500 HMO Tiered NE Expanded Bronze | HMO | $573–$659in 16 counties | $8,500 | $10,600 | $17,478–$18,509 | — |
| Health Options Essential Bronze $8500 PPO NE Expanded Bronze | PPO | $582–$669in 16 counties | $8,500 | $10,600 | $17,584–$18,631 | — |
| Health Options Clear Choice Bronze $7500 HMO Tiered NE Expanded Bronze | HMO | $587–$639in 10 counties | $7,500 | $10,000 | $17,038–$17,666 | — |
| Health Options Clear Choice Bronze $7500 PPO NE Expanded Bronze | PPO | $601–$691in 16 counties | $7,500 | $10,000 | $17,211–$18,291 | — |
| Health Options Clear Choice Bronze $8000 HSA Plus PPO NE Expanded Bronze | PPO | $629–$723in 16 counties | $8,000 | $8,000 | $15,546–$16,676 | — |
| Health Options Clear Choice Bronze $6300 HSA PPO NE Expanded Bronze | PPO | $629–$723in 16 counties | $6,300 | $8,000 | $15,548–$16,679 | — |
| Health Options Clear Choice Bronze North Star $7500 HMO Tiered NE Expanded Bronze | HMO | $642–$662in 6 counties | $7,500 | $10,000 | $17,702–$17,944 | — |
| Silver 7 plans · $685–$871/mo | ||||||
| Health Options Clear Choice Silver $5000 HMO Tiered NE | HMO | $685–$746in 10 counties | $5,000 | $8,500 | $16,716–$17,449 | — |
| Health Options Silver $5800 HMO Tiered NE | HMO | $687–$790in 16 counties | $5,800 | $9,500 | $17,741–$18,975 | — |
| Health Options Clear Choice Silver $5000 PPO NE | PPO | $716–$823in 16 counties | $5,000 | $8,500 | $17,091–$18,378 | — |
| Health Options Clear Choice Silver $4000 HMO Tiered NE | HMO | $722–$830in 16 counties | $4,000 | $8,500 | $17,165–$18,464 | — |
| Health Options Clear Choice Silver $4000 PPO NE | PPO | $733–$843in 16 counties | $4,000 | $8,500 | $17,296–$18,614 | — |
| Health Options Clear Choice Silver $4000 PPO National | PPO | $757–$871in 16 counties | $4,000 | $8,500 | $17,590–$18,952 | — |
| Health Options Clear Choice Silver North Star $5000 HMO Tiered NE | HMO | $765–$789in 6 counties | $5,000 | $8,500 | $17,677–$17,966 | — |
| Gold 5 plans · $732–$951/mo | ||||||
| Health Options Clear Choice Gold $2500 HMO Tiered NE | HMO | $732–$841in 16 counties | $2,500 | $6,000 | $14,778–$16,093 | — |
| Health Options Clear Choice Gold $2500 PPO NE | PPO | $743–$854in 16 counties | $2,500 | $6,000 | $14,913–$16,249 | — |
| Health Options Clear Choice Gold $2500 PPO NE Dental | PPO | $748–$860in 16 counties | $2,500 | $6,000 | $14,977–$16,323 | — |
| Health Options Clear Choice Gold $1500 PPO NE | PPO | $800–$920in 16 counties | $1,500 | $5,000 | $14,599–$16,037 | — |
| Health Options Clear Choice Gold $1500 PPO National | PPO | $827–$951in 16 counties | $1,500 | $5,000 | $14,930–$16,418 | — |
| Platinum 1 plan · $1,012–$1,163/mo | ||||||
| Health Options Clear Choice Platinum PPO NE | PPO | $1,012–$1,163in 16 counties | $500 | $3,000 | $15,138–$16,957 | — |
| Catastrophic 1 plan · $389–$447/mo | ||||||
| Health Options Clear Choice Catastrophic HMO NE | HMO | $389–$447in 16 counties | $10,600 | $10,600 | $15,263–$15,962 | — |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Maine Community Health Options sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Androscoggin County | 19 | $624–$1,102 | $783 |
| Aroostook County | 19 | $659–$1,163 | $827 |
| Cumberland County | 19 | $573–$1,012 | $719 |
| Franklin County | 19 | $624–$1,102 | $783 |
| Hancock County | 19 | $659–$1,163 | $827 |
| Kennebec County | 19 | $607–$1,072 | $762 |
| Knox County | 19 | $607–$1,072 | $762 |
| Lincoln County | 19 | $607–$1,072 | $762 |
| Oxford County | 19 | $607–$1,072 | $762 |
| Penobscot County | 19 | $639–$1,128 | $802 |
| Piscataquis County | 19 | $639–$1,128 | $802 |
| Sagadahoc County | 19 | $573–$1,012 | $719 |
| Somerset County | 19 | $639–$1,128 | $802 |
| Waldo County | 19 | $624–$1,102 | $783 |
| Washington County | 19 | $659–$1,163 | $827 |
| York County | 19 | $573–$1,012 | $719 |
Other insurers in Maine
- Anthem Blue Cross Blue Shield (ME) Silver $735/mo
- Taro Health Silver $771/mo
- Harvard Pilgrim / Tufts (Point32Health) Silver $794/mo
All Maine prices · Sorted by typical Silver price.
Frequently asked questions
How much does Maine Community Health Options health insurance cost in Maine?
For plan year 2026, Maine Community Health Options marketplace plans in Maine cost $573 to $1,163 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $645, Silver $778, Gold $828, Platinum $1,102. Prices depend on the county.
What is the cheapest Maine Community Health Options plan in Maine?
Health Options Essential Bronze $8500 HMO Tiered NE (Expanded Bronze), from $573 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Maine Community Health Options sell marketplace plans in Maine?
In all 16 counties of Maine.
How do I buy a Maine Community Health Options plan in Maine?
On CoverME.gov (https://www.coverme.gov/), the official marketplace for Maine, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.