Blue Cross and Blue Shield of Massachusetts health insurance (2026)
Blue Cross and Blue Shield of Massachusetts sells 6 marketplace plans in every Massachusetts county for 2026, from $614/mo; typical Silver $901/mo, before tax credits. Buy on Massachusetts Health Connector.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Blue Cross and Blue Shield of Massachusetts plans in Massachusetts
- Bronze $614–$725
- Silver $814–$961
- Gold $889–$1,204
- Platinum $1,126–$1,330
- Catastrophic $455–$538
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 1 plan · $614–$725/mo | ||||||
| HMO Blue Basic Deductible Expanded Bronze | HMO | $614–$725in 14 counties | $2,900 | $9,800 | $17,163–$18,498 | — |
| Silver 1 plan · $814–$961/mo | ||||||
| HMO Blue Basic II | HMO | $814–$961in 14 counties | $2,000 | $9,800 | $19,565–$21,334 | — |
| Gold 2 plans · $889–$1,204/mo | ||||||
| HMO Blue Deductible with Copayment | HMO | $889–$1,051in 14 counties | $2,000 | $6,000 | $16,673–$18,607 | — |
| HMO Blue Value Deductible | HMO | $1,020–$1,204in 14 counties | $0 | $6,650 | $18,886–$21,103 | — |
| Platinum 1 plan · $1,126–$1,330/mo | ||||||
| HMO Blue Premium | HMO | $1,126–$1,330in 14 counties | $0 | $2,650 | $16,160–$18,608 | — |
| Catastrophic 1 plan · $455–$538/mo | ||||||
| HMO Blue Essential | HMO | $455–$538in 14 counties | $10,250 | $10,250 | $15,711–$16,701 | — |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Blue Cross and Blue Shield of Massachusetts sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Barnstable County | 6 | $725–$1,330 | $961 |
| Berkshire County | 6 | $614–$1,126 | $814 |
| Bristol County | 6 | $680–$1,247 | $901 |
| Dukes County | 6 | $725–$1,330 | $961 |
| Essex County | 6 | $673–$1,235 | $893 |
| Franklin County | 6 | $614–$1,126 | $814 |
| Hampden County | 6 | $614–$1,126 | $814 |
| Hampshire County | 6 | $614–$1,126 | $814 |
| Middlesex County | 6 | $673–$1,277 | $914 |
| Nantucket County | 6 | $725–$1,330 | $961 |
| Norfolk County | 6 | $680–$1,277 | $914 |
| Plymouth County | 6 | $680–$1,264 | $907 |
| Suffolk County | 6 | $696–$1,277 | $923 |
| Worcester County | 6 | $674–$1,264 | $904 |
Other insurers in Massachusetts
- WellSense Health Plan Silver $476/mo
- Fallon Community Health Plan Silver $487/mo
- Health New England Silver $651/mo
- Harvard Pilgrim / Tufts (Point32Health) Silver $723/mo
- Mass General Brigham Health Plan Silver $749/mo
- UnitedHealthcare Silver $955/mo
All Massachusetts prices · Sorted by typical Silver price.
Frequently asked questions
How much does Blue Cross and Blue Shield of Massachusetts health insurance cost in Massachusetts?
For plan year 2026, Blue Cross and Blue Shield of Massachusetts marketplace plans in Massachusetts cost $614 to $1,330 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $680, Silver $901, Gold $1,035, Platinum $1,247. Prices depend on the county.
What is the cheapest Blue Cross and Blue Shield of Massachusetts plan in Massachusetts?
HMO Blue Basic Deductible (Expanded Bronze), from $614 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Blue Cross and Blue Shield of Massachusetts sell marketplace plans in Massachusetts?
In all 14 counties of Massachusetts.
How do I buy a Blue Cross and Blue Shield of Massachusetts plan in Massachusetts?
On Massachusetts Health Connector (https://www.mahealthconnector.org/), the official marketplace for Massachusetts, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.