Health First Commercial Plans in Florida health insurance (2026)
Health First Commercial Plans sells 24 marketplace plans in 5 of 67 Florida counties for 2026, from $445/mo; typical Silver $685/mo, before tax credits. Buy on HealthCare.gov.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Health First Commercial Plans plans in Florida
- Bronze $445–$657
- Silver $572–$773
- Gold $545–$764
- Catastrophic $282–$338
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 7 plans · $445–$657/mo | ||||||
| Bronze Value 1814 (High Value Network Savings, Open Access) Expanded Bronze | HMO | $445in 1 county | $9,800 | $10,000 | $15,334 | Benefits summary Find doctors |
| Bronze Savings 1820 (Primary Care Copay Visits 1-5, Open Access) Expanded Bronze | HMO | $452–$532in 4 counties | $9,800 | $10,150 | $15,574–$16,533 | Benefits summary Find doctors |
| Bronze Value 1814 + Adult Dental + Adult Vision (High Value Network Savings, Open Access) Expanded Bronze | HMO | $469in 1 county | $9,800 | $10,000 | $15,632 | Benefits summary Find doctors |
| Bronze Standard 1828 Expanded Bronze | HMO | $472–$567in 5 counties | $7,500 | $10,000 | $15,667–$16,801 | Benefits summary Find doctors |
| Bronze Savings 1820 + Adult Dental + Adult Vision (Primary Care Copay Visits 1-5, Open Access) Expanded Bronze | HMO | $477–$562in 4 counties | $9,800 | $10,150 | $15,878–$16,890 | Benefits summary Find doctors |
| Bronze 1826 ($0 Medical Deductible, $0 Primary Care Copay- Visits 1 & 2, Specialist & Urgent Care Copay, Open Access) Expanded Bronze | HMO | $523–$627in 5 counties | $0 | $10,150 | $16,421–$17,676 | Benefits summary Find doctors |
| Bronze 1826 + Adult Dental + Adult Vision ($0 Medical Deductible, $0 Primary Care Copay- Visits 1 & 2, Specialist & Urgent Care Copay, Open Access) Expanded Bronze | HMO | $547–$657in 5 counties | $0 | $10,150 | $16,719–$18,034 | Benefits summary Find doctors |
| Silver 8 plans · $572–$773/mo | ||||||
| Silver Value 1815 ($25 Tier 1 Primary Care Copay, Specialist & Urgent Care Copays, High Value Network Savings) | HMO | $572in 1 county | $4,700 | $8,000 | $14,862 | Benefits summary Find doctors |
| Silver Value 1815 + Enhanced Diabetes Benefits ($25 Tier 1 Primary Care Copay, Specialist & Urgent Care Copays, High Value Network Savings) | HMO | $574in 1 county | $4,700 | $8,000 | $14,883 | Benefits summary Find doctors |
| Silver Standard 1829 | HMO | $585–$702in 5 counties | $6,000 | $8,900 | $15,917–$17,321 | Benefits summary Find doctors |
| Silver Savings 1821 (Primary Care Copay, Open Access) | HMO | $592–$697in 4 counties | $4,500 | $8,000 | $15,103–$16,358 | Benefits summary Find doctors |
| Silver Value 1815 + Adult Dental + Adult Vision ($25 Tier 1 Primary Care Copay, Specialist & Urgent Care Copays, High Value Network Savings) | HMO | $597in 1 county | $4,700 | $8,000 | $15,160 | Benefits summary Find doctors |
| Silver Savings 1821 + Adult Dental + Adult Vision (Primary Care Copay, Open Access) | HMO | $617–$726in 4 counties | $4,500 | $8,000 | $15,407–$16,716 | Benefits summary Find doctors |
| Silver 1664 (Primary Care & Specialist Copays, Open Access) | HMO | $620–$744in 5 counties | $4,550 | $7,600 | $15,034–$16,522 | Benefits summary Find doctors |
| Silver 1664 + Adult Dental + Adult Vision (Primary Care & Specialist Copays, Open Access) | HMO | $644–$773in 5 counties | $4,550 | $7,600 | $15,332–$16,880 | Benefits summary Find doctors |
| Gold 8 plans · $545–$764/mo | ||||||
| Gold Value 1819 ($2,200 Tier 1 Medical Deductible, High Value Network Savings, Open Access) | HMO | $545in 1 county | $2,200 | $7,950 | $14,487 | Benefits summary Find doctors |
| Gold Value 1819 + Enhanced Diabetes Benefits ($2,200 Tier 1 Medical Deductible, High Value Network Savings, Open Access) | HMO | $545in 1 county | $2,200 | $7,950 | $14,494 | Benefits summary Find doctors |
| Gold Savings 1825 ($25 Primary Care Copay, $50 Specialist Copay, Open Access) | HMO | $562–$662in 4 counties | $3,050 | $8,100 | $14,850–$16,042 | Benefits summary Find doctors |
| Gold Value 1819 + Adult Dental + Adult Vision ($2,200 Tier 1 Medical Deductible, High Value Network Savings, Open Access) | HMO | $570in 1 county | $2,200 | $7,950 | $14,785 | Benefits summary Find doctors |
| Gold Standard 1833 | HMO | $580–$696in 5 counties | $2,000 | $8,200 | $15,162–$16,555 | Benefits summary Find doctors |
| Gold Savings 1825 + Adult Dental + Adult Vision ($25 Primary Care Copay, $50 Specialist Copay, Open Access) | HMO | $588–$692in 4 counties | $3,050 | $8,100 | $15,153–$16,400 | Benefits summary Find doctors |
| Gold 1742 (Emergency Room & Inpatient Hospitalization Copay, $0 Outpatient Labs, $0 MRI, Open Access) | HMO | $612–$734in 5 counties | $3,000 | $8,250 | $15,592–$17,062 | Benefits summary Find doctors |
| Gold 1742 + Adult Dental + Adult Vision (Emergency Room & Inpatient Hospitalization Copay, $0 Outpatient Labs, $0 MRI, Open Access) | HMO | $637–$764in 5 counties | $3,000 | $8,250 | $15,890–$17,420 | Benefits summary Find doctors |
| Catastrophic 1 plan · $282–$338/mo | ||||||
| Catastrophic 1746 (Primary Care Copay Visits 1-3, Open Access) | HMO | $282–$338in 5 counties | $10,600 | $10,600 | $13,983–$14,660 | Benefits summary Find doctors |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Health First Commercial Plans sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Brevard County | 18 | $445–$644 | $591 |
| Flagler County | 16 | $532–$773 | $726 |
| Indian River County | 16 | $452–$657 | $617 |
| Orange County | 16 | $519–$755 | $709 |
| Volusia County | 16 | $522–$760 | $713 |
Other insurers in Florida
- Capital Health Plan Silver $680/mo
- AmeriHealth Caritas Next Silver $721/mo
- Oscar Health Silver $721/mo
- Ambetter (Centene) Silver $737/mo
- 22 Health Silver $742/mo
- Wellpoint (Elevance Health) Silver $753/mo
- Molina Healthcare Silver $758/mo
- Florida Health Care Plans Silver $785/mo
- Florida Blue Silver $813/mo
- AvMed Silver $826/mo
- Cigna Healthcare Silver $854/mo
- UnitedHealthcare Silver $876/mo
All Florida prices · Sorted by typical Silver price.
Frequently asked questions
How much does Health First Commercial Plans health insurance cost in Florida?
For plan year 2026, Health First Commercial Plans marketplace plans in Florida cost $445 to $773 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $548, Silver $685, Gold $656. Prices depend on the county.
What is the cheapest Health First Commercial Plans plan in Florida?
Bronze Value 1814 (High Value Network Savings, Open Access) (Expanded Bronze), from $445 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Health First Commercial Plans sell marketplace plans in Florida?
In 5 of Florida's 67 counties, including Brevard County, Flagler County, Indian River County, Orange County, Volusia County.
How do I buy a Health First Commercial Plans plan in Florida?
On HealthCare.gov (https://www.healthcare.gov/see-plans/), the official marketplace for Florida, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.