Oscar Health health insurance cost (2026)
Oscar Health sells 400 marketplace plans in 20 states for 2026, from $329/mo; typical Silver $684/mo, for one 40-year-old before tax credits.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Oscar Health prices by state
| State | Counties | Plans | Cheapest plan | Typical Silver |
|---|---|---|---|---|
| Alabama | 5 of 67 | 9 | $548 | $758 |
| Arizona | 4 of 15 | 17 | $387 | $505 |
| Florida | 32 of 67 | 34 | $473 | $721 |
| Georgia | 73 of 158 | 27 | $384 | $662 |
| Illinois | 6 of 101 | 17 | $329 | $584 |
| Iowa | 75 of 99 | 26 | $338 | $503 |
| Kansas | 16 of 105 | 6 | $448 | $579 |
| Michigan | 4 of 83 | 8 | $356 | $471 |
| Mississippi | 11 of 82 | 7 | $577 | $636 |
| Missouri | 15 of 115 | 11 | $430 | $616 |
| Nebraska | 93 of 93 | 20 | $517 | $812 |
| New Jersey | 21 of 21 | 8 | $470 | $547 |
| New York | 8 of 61 | 12 | $813 | $1,125 |
| North Carolina | 23 of 100 | 22 | $449 | $635 |
| Ohio | 44 of 88 | 32 | $356 | $546 |
| Oklahoma | 12 of 77 | 14 | $431 | $583 |
| Pennsylvania | 13 of 67 | 10 | $443 | $660 |
| Tennessee | 46 of 95 | 15 | $482 | $750 |
| Texas | 47 of 254 | 100 | $414 | $730 |
| Virginia | 25 of 133 | 5 | $352 | $482 |
Open a state for every Oscar Health plan there, prices by county, and prices for your household's ages.
Other insurers in several states
- WellSense Health Plan Silver $476/mo
- Wellmark Blue Cross Blue Shield Silver $553/mo
- Kaiser Permanente Silver $556/mo
- Antidote Health Silver $563/mo
- HealthPartners Silver $566/mo
- Sanford Health Plan Silver $571/mo
- CareFirst BlueCross BlueShield Silver $587/mo
- Molina Healthcare Silver $594/mo
- SelectHealth Silver $595/mo
- Avera Health Plans Silver $607/mo
- Moda Health Silver $612/mo
- PacificSource Silver $620/mo
- Alliant Health Plans Silver $628/mo
- Regence BlueCross BlueShield (Cambia) Silver $640/mo
- AmeriHealth Caritas Next Silver $646/mo
- MercyCare Silver $646/mo
- CHRISTUS Health Plan Silver $658/mo
- Imperial Health Plan Silver $666/mo
- Anthem Blue Cross Blue Shield (Elevance Health) Silver $673/mo
- Blue Cross and Blue Shield of Kansas City Silver $680/mo
- CareSource Silver $682/mo
- Medica Silver $685/mo
- Ambetter (Centene) Silver $691/mo
- Mountain Health CO-OP Silver $711/mo
- Quartz Silver $712/mo
- Cigna Healthcare Silver $747/mo
- Wellpoint (Elevance Health) Silver $756/mo
- Harvard Pilgrim / Tufts (Point32Health) Silver $772/mo
- UnitedHealthcare Silver $801/mo
- BridgeSpan (Cambia) Silver $852/mo
- Blue Cross and Blue Shield (HCSC) Silver $869/mo
- Highmark Blue Cross Blue Shield Silver $994/mo
- MVP Health Care Silver $1,012/mo
- Premera Blue Cross Silver $1,112/mo
All insurers · Sorted by typical Silver price.
Frequently asked questions
How much does Oscar Health cost per month?
For plan year 2026, Oscar Health marketplace plans cost $329 to $1,866 a month for one 40-year-old before tax credits, across 20 states (Catastrophic plans not counted). Typical (median) prices: Bronze $520, Silver $684, Gold $637, Platinum $1,749. Prices depend on the state, county and age.
Where is Oscar Health cheapest?
Its typical Silver plan costs least in Michigan ($471 a month for a 40-year-old) and most in New York ($1,125), before tax credits.
Which states does Oscar Health sell marketplace plans in?
20 states for 2026: Alabama, Arizona, Florida, Georgia, Illinois, Iowa, Kansas, Michigan, Mississippi, Missouri, Nebraska, New Jersey, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Tennessee, Texas, Virginia.
How do I buy an Oscar Health plan?
Through HealthCare.gov or your state's own marketplace, where you also apply for a tax credit. Each state page here links to the official marketplace. HealthCoveragePrices does not sell plans.