Rocky Mountain Health Plans (UnitedHealthcare) in Colorado health insurance (2026)
Rocky Mountain Health Plans (UnitedHealthcare) sells 38 marketplace plans in 50 of 64 Colorado counties for 2026, from $462/mo; typical Silver $651/mo, before tax credits. Buy on Connect for Health Colorado.
$462Cheapest plan
$651Typical Silver plan
50of 64 counties
38Plans
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Rocky Mountain Health Plans (UnitedHealthcare) plans in Colorado
- Bronze $462–$851
- Silver $556–$1,000
- Gold $539–$970
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 19 plans · $462–$851/mo | ||||||
| RMHP Colorado Doctors Plan Bronze Essential ($0 Virtual Urgent Care, No Referrals) | HMO | $462–$492in 18 counties | $10,600 | $10,600 | $16,149–$16,507 | — |
| RMHP Monument One Colorado Option Bronze Expanded Bronze | HMO | $464–$512in 4 counties | $7,500 | $10,000 | $15,572–$16,146 | — |
| RMHP Colorado Doctors Plan Colorado Option Bronze Expanded Bronze | HMO | $478–$509in 18 counties | $7,500 | $10,000 | $15,733–$16,103 | — |
| RMHP Colorado Doctors Plan Bronze Value ($0 Virtual Urgent Care, No Referrals) Expanded Bronze | HMO | $486–$518in 18 counties | $7,000 | $10,600 | $16,434–$16,811 | — |
| RMHP Colorado Doctors Plan Bronze Value HSA (No Referrals) Expanded Bronze | HMO | $490–$522in 18 counties | $8,050 | $8,050 | $13,935–$14,315 | — |
| RMHP Colorado Doctors Plan Bronze Value ($0 Virtual Urgent Care, No Referrals, Rx Copay) Expanded Bronze | HMO | $502–$534in 18 counties | $8,000 | $10,600 | $16,624–$17,013 | — |
| RMHP Valley Colorado Option Bronze Expanded Bronze | HMO | $509–$697in 28 counties | $7,500 | $10,000 | $16,106–$18,360 | — |
| RMHP Colorado Doctors Plan Bronze Copay Focus ($0 Virtual Urgent Care, No Referrals) Expanded Bronze | HMO | $514–$547in 18 counties | $0 | $10,600 | $16,766–$17,164 | — |
| RMHP Monument One Bronze Essential ($0 Virtual Urgent Care, No Referrals) | HMO | $515–$568in 4 counties | $10,600 | $10,600 | $16,778–$17,414 | — |
| RMHP Monument One Bronze Value HSA (No Referrals) Expanded Bronze | HMO | $543–$599in 4 counties | $8,050 | $8,050 | $14,567–$15,238 | — |
| RMHP Monument One Bronze Value ($0 Virtual Urgent Care, No Referrals, Rx Copay) Expanded Bronze | HMO | $552–$609in 4 counties | $8,000 | $10,600 | $17,223–$17,905 | — |
| RMHP Monument Health Bronze Value ($0 Virtual Urgent Care, No Referrals, Rx Copay) Expanded Bronze | HMO | $559–$617in 4 counties | $8,200 | $10,600 | $17,308–$17,999 | — |
| RMHP Monument One Bronze Copay Focus ($0 Virtual Urgent Care, No Referrals) Expanded Bronze | HMO | $561–$619in 4 counties | $0 | $10,600 | $17,331–$18,025 | — |
| RMHP Monument Health Bronze Value HSA (No Referrals) Expanded Bronze | HMO | $563–$621in 4 counties | $6,750 | $8,050 | $14,809–$15,505 | — |
| RMHP Valley Bronze Essential ($0 Virtual Urgent Care, No Referrals) | HMO | $576–$789in 28 counties | $10,600 | $10,600 | $17,513–$20,065 | — |
| RMHP Valley Bronze Value ($0 Virtual Urgent Care, No Referrals) Expanded Bronze | HMO | $601–$823in 28 counties | $7,000 | $10,600 | $17,812–$20,474 | — |
| RMHP Valley Bronze Value HSA (No Referrals) Expanded Bronze | HMO | $606–$830in 28 counties | $8,050 | $8,050 | $15,321–$18,005 | — |
| RMHP Valley Bronze Value ($0 Virtual Urgent Care, No Referrals, Rx Copay) Expanded Bronze | HMO | $614–$840in 28 counties | $8,000 | $10,600 | $17,964–$20,682 | — |
| RMHP Valley Bronze Copay Focus ($0 Virtual Urgent Care, No Referrals) Expanded Bronze | HMO | $621–$851in 28 counties | $0 | $10,600 | $18,057–$20,809 | — |
| Silver 12 plans · $556–$1,000/mo | ||||||
| RMHP Monument One Colorado Option Silver | HMO | $556–$614in 4 counties | $4,400 | $9,800 | $16,477–$17,164 | — |
| RMHP Colorado Doctors Plan Colorado Option Silver | HMO | $586–$624in 18 counties | $4,400 | $9,800 | $16,831–$17,285 | — |
| RMHP Valley Colorado Option Silver | HMO | $603–$825in 28 counties | $4,400 | $9,800 | $17,032–$19,701 | — |
| RMHP Colorado Doctors Plan Silver Value ($0 Virtual Urgent Care, No Referrals, $6 Tier 2 Rx) | HMO | $611–$651in 18 counties | $4,500 | $10,150 | $17,485–$17,959 | — |
| RMHP Colorado Doctors Plan Silver Advantage ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay) | HMO | $616–$656in 18 counties | $4,000 | $10,150 | $17,546–$18,023 | — |
| RMHP Colorado Doctors Plan Silver Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay) | HMO | $618–$658in 18 counties | $4,000 | $10,600 | $18,020–$18,499 | — |
| RMHP Monument One Silver Advantage ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay) | HMO | $663–$731in 4 counties | $4,000 | $10,150 | $18,106–$18,925 | — |
| RMHP Monument Health Silver Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay) | HMO | $674–$743in 4 counties | $4,500 | $10,150 | $18,235–$19,067 | — |
| RMHP Monument Health Silver Advantage ($0 Virtual Urgent Care, No Referrals, $3 Tier 2 Rx, Rx Copay) | HMO | $676–$745in 4 counties | $4,700 | $10,600 | $18,708–$19,543 | — |
| RMHP Valley Silver Value ($0 Virtual Urgent Care, No Referrals, $6 Tier 2 Rx) | HMO | $725–$992in 28 counties | $4,500 | $10,150 | $18,845–$22,054 | — |
| RMHP Valley Silver Advantage ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay) | HMO | $728–$997in 28 counties | $4,000 | $10,150 | $18,888–$22,113 | — |
| RMHP Valley Silver Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay) | HMO | $730–$1,000in 28 counties | $4,000 | $10,600 | $19,363–$22,597 | — |
| Gold 7 plans · $539–$970/mo | ||||||
| RMHP Monument One Colorado Option Gold | HMO | $539–$595in 4 counties | $2,050 | $9,600 | $16,069–$16,736 | — |
| RMHP Colorado Doctors Plan Colorado Option Gold | HMO | $563–$599in 18 counties | $2,050 | $9,600 | $16,353–$16,788 | — |
| RMHP Valley Colorado Option Gold | HMO | $587–$803in 28 counties | $2,050 | $9,600 | $16,641–$19,239 | — |
| RMHP Colorado Doctors Plan Gold Value ($0 Virtual Urgent Care, No Referrals, $8 Tier 2 Rx, Rx Copay) | HMO | $593–$631in 18 counties | $1,350 | $9,500 | $16,612–$17,071 | — |
| RMHP Monument One Gold Value ($0 Virtual Urgent Care, No Referrals, $8 Tier 2 Rx, Rx Copay) | HMO | $642–$708in 4 counties | $1,350 | $9,500 | $17,208–$18,001 | — |
| RMHP Monument Health Gold Value ($0 Virtual Urgent Care, No Referrals, $5 Tier 2 Rx, Rx Copay) | HMO | $660–$728in 4 counties | $1,250 | $9,800 | $17,716–$18,531 | — |
| RMHP Valley Gold Value ($0 Virtual Urgent Care, No Referrals, $8 Tier 2 Rx, Rx Copay) | HMO | $709–$970in 28 counties | $1,350 | $9,500 | $18,003–$21,141 | — |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Rocky Mountain Health Plans (UnitedHealthcare) sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Adams County | 12 | $462–$618 | $614 |
| Alamosa County | 12 | $697–$1,000 | $994 |
| Arapahoe County | 12 | $462–$618 | $614 |
| Archuleta County | 12 | $604–$867 | $862 |
| Boulder County | 12 | $463–$619 | $614 |
| Broomfield County | 12 | $462–$618 | $614 |
| Chaffee County | 12 | $697–$1,000 | $994 |
| Clear Creek County | 12 | $462–$618 | $614 |
| Conejos County | 12 | $697–$1,000 | $994 |
| Costilla County | 12 | $697–$1,000 | $994 |
| Custer County | 12 | $697–$1,000 | $994 |
| Delta County | 14 | $512–$745 | $737 |
| Denver County | 12 | $462–$618 | $614 |
| Dolores County | 12 | $604–$867 | $862 |
| Douglas County | 12 | $462–$618 | $614 |
| Eagle County | 12 | $604–$867 | $862 |
| El Paso County | 12 | $471–$630 | $625 |
| Elbert County | 12 | $462–$618 | $614 |
| Fremont County | 12 | $697–$1,000 | $994 |
| Garfield County | 12 | $604–$867 | $862 |
| Gilpin County | 12 | $462–$618 | $614 |
| Grand County | 12 | $604–$867 | $862 |
| Gunnison County | 12 | $604–$867 | $862 |
| Hinsdale County | 12 | $604–$867 | $862 |
| Huerfano County | 12 | $697–$1,000 | $994 |
| Jefferson County | 12 | $462–$618 | $614 |
| La Plata County | 12 | $604–$867 | $862 |
| Lake County | 12 | $604–$867 | $862 |
| Larimer County | 12 | $488–$653 | $648 |
| Logan County | 12 | $488–$653 | $648 |
| Mesa County | 14 | $464–$676 | $668 |
| Mineral County | 12 | $697–$1,000 | $994 |
| Moffat County | 14 | $512–$745 | $737 |
| Montezuma County | 12 | $604–$867 | $862 |
| Montrose County | 12 | $604–$867 | $862 |
| Morgan County | 12 | $488–$653 | $648 |
| Ouray County | 12 | $604–$867 | $862 |
| Park County | 12 | $462–$618 | $614 |
| Phillips County | 12 | $488–$653 | $648 |
| Pitkin County | 12 | $604–$867 | $862 |
| Pueblo County | 12 | $509–$730 | $726 |
| Rio Blanco County | 14 | $512–$745 | $737 |
| Rio Grande County | 12 | $697–$1,000 | $994 |
| Routt County | 12 | $604–$867 | $862 |
| Saguache County | 12 | $697–$1,000 | $994 |
| San Juan County | 12 | $604–$867 | $862 |
| San Miguel County | 12 | $604–$867 | $862 |
| Sedgwick County | 12 | $488–$653 | $648 |
| Summit County | 12 | $604–$867 | $862 |
| Weld County | 12 | $492–$658 | $653 |
Other insurers in Colorado
- Kaiser Permanente Silver $546/mo
- SelectHealth Silver $604/mo
- Cigna Healthcare Silver $604/mo
- Anthem Blue Cross Blue Shield (CO) Silver $660/mo
- Elevate Health Plans (Denver Health) Silver $665/mo
All Colorado prices · Sorted by typical Silver price.
Frequently asked questions
How much does Rocky Mountain Health Plans (UnitedHealthcare) health insurance cost in Colorado?
For plan year 2026, Rocky Mountain Health Plans (UnitedHealthcare) marketplace plans in Colorado cost $462 to $1,000 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $526, Silver $651, Gold $614. Prices depend on the county.
What is the cheapest Rocky Mountain Health Plans (UnitedHealthcare) plan in Colorado?
RMHP Colorado Doctors Plan Bronze Essential ($0 Virtual Urgent Care, No Referrals) (Bronze), from $462 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Rocky Mountain Health Plans (UnitedHealthcare) sell marketplace plans in Colorado?
In 50 of Colorado's 64 counties, including Adams County, Alamosa County, Arapahoe County, Archuleta County, Boulder County, Broomfield County and others.
How do I buy a Rocky Mountain Health Plans (UnitedHealthcare) plan in Colorado?
On Connect for Health Colorado (https://connectforhealthco.com/), the official marketplace for Colorado, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.