UnitedHealthcare in Washington health insurance (2026)
UnitedHealthcare sells 8 marketplace plans in 13 of 39 Washington counties for 2026, from $505/mo; typical Silver $922/mo, before tax credits. Buy on Washington Healthplanfinder.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
UnitedHealthcare plans in Washington
- Bronze $505–$638
- Silver $871–$999
- Gold $691–$844
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 3 plans · $505–$638/mo | ||||||
| UHC Bronze Essential | EPO | $505–$580in 13 counties | $10,150 | $10,150 | $16,209–$17,105 | — |
| UHC Bronze Value HSA Expanded Bronze | EPO | $543–$623in 13 counties | $6,300 | $8,050 | $14,564–$15,528 | — |
| UnitedHealthcare of Oregon, Inc. Cascade Bronze Expanded Bronze | EPO | $556–$638in 13 counties | $6,000 | $10,150 | $16,818–$17,805 | — |
| Silver 2 plans · $871–$999/mo | ||||||
| UnitedHealthcare of Oregon, Inc. Cascade Silver | EPO | $871–$999in 13 counties | $2,500 | $9,750 | $20,196–$21,742 | — |
| UHC Silver Copay Focus | EPO | $871–$999in 13 counties | $0 | $9,750 | $20,197–$21,743 | — |
| Gold 3 plans · $691–$844/mo | ||||||
| UnitedHealthcare of Oregon, Inc. Cascade Vital Gold | EPO | $691–$793in 13 counties | $1,900 | $8,800 | $17,089–$18,316 | — |
| UHC Gold Advantage | EPO | $724–$831in 13 counties | $500 | $7,500 | $16,185–$17,470 | — |
| UnitedHealthcare of Oregon, Inc. Cascade Complete Gold | EPO | $735–$844in 13 counties | $1,000 | $7,000 | $15,821–$17,126 | — |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where UnitedHealthcare sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Adams County | 8 | $568–$980 | $980 |
| Clallam County | 8 | $580–$999 | $999 |
| Grays Harbor County | 8 | $580–$999 | $999 |
| Jefferson County | 8 | $580–$999 | $999 |
| King County | 8 | $534–$922 | $922 |
| Kittitas County | 8 | $565–$974 | $974 |
| Lincoln County | 8 | $508–$876 | $876 |
| Mason County | 8 | $505–$871 | $871 |
| Pierce County | 8 | $505–$871 | $871 |
| Spokane County | 8 | $508–$876 | $876 |
| Thurston County | 8 | $505–$871 | $871 |
| Whitman County | 8 | $515–$889 | $889 |
| Yakima County | 8 | $565–$974 | $974 |
Other insurers in Washington
- Community Health Plan of Washington Silver $581/mo
- Ambetter (Centene) Silver $612/mo
- Wellpoint (Elevance Health) Silver $697/mo
- Molina Healthcare Silver $736/mo
- Kaiser Permanente Silver $749/mo
- LifeWise (Premera) Silver $811/mo
- Regence BlueCross BlueShield (WA) Silver $935/mo
- BridgeSpan (Cambia) Silver $989/mo
- Premera Blue Cross (WA) Silver $1,175/mo
All Washington prices · Sorted by typical Silver price.
Frequently asked questions
How much does UnitedHealthcare health insurance cost in Washington?
For plan year 2026, UnitedHealthcare marketplace plans in Washington cost $505 to $999 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $567, Silver $922, Gold $766. Prices depend on the county.
What is the cheapest UnitedHealthcare plan in Washington?
UHC Bronze Essential (Bronze), from $505 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does UnitedHealthcare sell marketplace plans in Washington?
In 13 of Washington's 39 counties, including Adams County, Clallam County, Grays Harbor County, Jefferson County, King County, Kittitas County and others.
How do I buy a UnitedHealthcare plan in Washington?
On Washington Healthplanfinder (https://www.wahealthplanfinder.org/), the official marketplace for Washington, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.