UnitedHealthcare in Indiana health insurance (2026)
UnitedHealthcare sells 15 marketplace plans in 5 of 92 Indiana counties for 2026, from $487/mo; typical Silver $629/mo, before tax credits. Buy on HealthCare.gov.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
UnitedHealthcare plans in Indiana
- Bronze $487–$575
- Silver $599–$667
- Gold $739–$806
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 4 plans · $487–$575/mo | ||||||
| UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) | EPO | $487–$501in 5 counties | $10,600 | $10,600 | $16,445–$16,609 | Benefits summary Find doctors |
| UHC Bronze Standard (No Referrals) Expanded Bronze | EPO | $516–$531in 5 counties | $7,500 | $10,000 | $16,195–$16,369 | Benefits summary Find doctors |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) Expanded Bronze | EPO | $540–$555in 5 counties | $0 | $10,600 | $17,076–$17,257 | Benefits summary Find doctors |
| UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) Expanded Bronze | EPO | $560–$575in 5 counties | $0 | $10,600 | $17,316–$17,504 | Benefits summary Find doctors |
| Silver 6 plans · $599–$667/mo | ||||||
| UHC Silver Value ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) | EPO | $599–$616in 5 counties | $7,000 | $10,600 | $17,793–$17,994 | Benefits summary Find doctors |
| UHC Silver Standard (No Referrals) | EPO | $609–$626in 5 counties | $6,000 | $8,900 | $16,205–$16,410 | Benefits summary Find doctors |
| UHC Silver Value+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) | EPO | $619–$637in 5 counties | $7,000 | $10,600 | $18,033–$18,241 | Benefits summary Find doctors |
| UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | EPO | $629–$646in 5 counties | $0 | $10,150 | $17,695–$17,906 | Benefits summary Find doctors |
| UHC Silver Standard+ (Dental + Vision, No Referrals) | EPO | $629–$646in 5 counties | $6,000 | $8,900 | $16,445–$16,657 | Benefits summary Find doctors |
| UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | EPO | $649–$667in 5 counties | $0 | $10,150 | $17,935–$18,153 | Benefits summary Find doctors |
| Gold 5 plans · $739–$806/mo | ||||||
| UHC Gold Value ($0 Virtual Urgent Care, $1 Tier 2 Rx, No Referrals) | EPO | $739–$760in 5 counties | $2,350 | $8,700 | $17,569–$17,817 | Benefits summary Find doctors |
| UHC Gold Standard (No Referrals) | EPO | $750–$771in 5 counties | $2,000 | $8,200 | $17,197–$17,449 | Benefits summary Find doctors |
| UHC Gold Value+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision, No Referrals) | EPO | $759–$780in 5 counties | $2,350 | $8,700 | $17,809–$18,064 | Benefits summary Find doctors |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) | EPO | $764–$785in 5 counties | $0 | $7,700 | $16,865–$17,122 | Benefits summary Find doctors |
| UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) | EPO | $784–$806in 5 counties | $0 | $7,700 | $17,105–$17,369 | Benefits summary Find doctors |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where UnitedHealthcare sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Boone County | 15 | $501–$806 | $642 |
| Hancock County | 15 | $488–$786 | $626 |
| Henry County | 15 | $488–$786 | $626 |
| Johnson County | 15 | $487–$784 | $624 |
| Madison County | 15 | $488–$786 | $626 |
Other insurers in Indiana
- Anthem Blue Cross Blue Shield (IN) Silver $478/mo
- Ambetter (Centene) Silver $535/mo
- Cigna Healthcare Silver $587/mo
- CareSource Silver $607/mo
All Indiana prices · Sorted by typical Silver price.
Frequently asked questions
How much does UnitedHealthcare health insurance cost in Indiana?
For plan year 2026, UnitedHealthcare marketplace plans in Indiana cost $487 to $806 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $535, Silver $629, Gold $764. Prices depend on the county.
What is the cheapest UnitedHealthcare plan in Indiana?
UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) (Bronze), from $487 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does UnitedHealthcare sell marketplace plans in Indiana?
In 5 of Indiana's 92 counties, including Boone County, Hancock County, Henry County, Johnson County, Madison County.
How do I buy a UnitedHealthcare plan in Indiana?
On HealthCare.gov (https://www.healthcare.gov/see-plans/), the official marketplace for Indiana, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.