UnitedHealthcare in Louisiana health insurance (2026)
UnitedHealthcare sells 13 marketplace plans in 48 of 64 Louisiana counties for 2026, from $522/mo; typical Silver $826/mo, before tax credits. Buy on HealthCare.gov.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
UnitedHealthcare plans in Louisiana
- Bronze $522–$726
- Silver $747–$987
- Gold $767–$993
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 4 plans · $522–$726/mo | ||||||
| UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) | EPO | $522–$640in 48 counties | $10,600 | $10,600 | $16,861–$18,281 | Benefits summary Find doctors |
| UHC Bronze Standard (No Referrals) Expanded Bronze | EPO | $558–$685in 48 counties | $7,500 | $10,000 | $16,701–$18,221 | Benefits summary Find doctors |
| UHC Bronze Standard+ (Dental + Vision, No Referrals) Expanded Bronze | EPO | $576–$707in 48 counties | $7,500 | $10,000 | $16,914–$18,483 | Benefits summary Find doctors |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) Expanded Bronze | EPO | $592–$726in 48 counties | $0 | $10,600 | $17,704–$19,315 | Benefits summary Find doctors |
| Silver 5 plans · $747–$987/mo | ||||||
| UHC Silver Value ($0 Virtual Urgent Care, No Referrals) | EPO | $747–$917in 48 counties | $4,000 | $10,600 | $19,570–$21,604 | Benefits summary Find doctors |
| UHC Silver Standard (No Referrals) | EPO | $754–$924in 48 counties | $6,000 | $8,900 | $17,943–$19,994 | Benefits summary Find doctors |
| UHC Silver Value + ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | EPO | $765–$939in 48 counties | $4,000 | $10,600 | $19,783–$21,866 | Benefits summary Find doctors |
| UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | EPO | $787–$965in 48 counties | $0 | $10,150 | $19,593–$21,735 | Benefits summary Find doctors |
| UHC Silver Copay Focus + $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | EPO | $805–$987in 48 counties | $0 | $10,150 | $19,807–$21,997 | Benefits summary Find doctors |
| Gold 4 plans · $767–$993/mo | ||||||
| UHC Gold Standard (No Referrals) | EPO | $767–$941in 48 counties | $2,000 | $8,300 | $17,501–$19,587 | Benefits summary Find doctors |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) | EPO | $784–$962in 48 counties | $0 | $9,250 | $18,661–$20,796 | Benefits summary Find doctors |
| UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) | EPO | $791–$971in 48 counties | $950 | $9,600 | $19,095–$21,248 | Benefits summary Find doctors |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) | EPO | $809–$993in 48 counties | $950 | $9,600 | $19,308–$21,510 | Benefits summary Find doctors |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where UnitedHealthcare sells plans
Other insurers in Louisiana
- Ambetter (Centene) Silver $609/mo
- CHRISTUS Health Plan Silver $654/mo
- AmeriHealth Caritas Next Silver $707/mo
- Blue Cross and Blue Shield of Louisiana Silver $775/mo
All Louisiana prices · Sorted by typical Silver price.
Frequently asked questions
How much does UnitedHealthcare health insurance cost in Louisiana?
For plan year 2026, UnitedHealthcare marketplace plans in Louisiana cost $522 to $993 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $606, Silver $826, Gold $847. Prices depend on the county.
What is the cheapest UnitedHealthcare plan in Louisiana?
UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) (Bronze), from $522 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does UnitedHealthcare sell marketplace plans in Louisiana?
In 48 of Louisiana's 64 counties, including Acadia Parish, Ascension Parish, Assumption Parish, Bienville Parish, Bossier Parish, Caddo Parish and others.
How do I buy a UnitedHealthcare plan in Louisiana?
On HealthCare.gov (https://www.healthcare.gov/see-plans/), the official marketplace for Louisiana, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.