UnitedHealthcare in Maryland health insurance (2026)
UnitedHealthcare sells 9 marketplace plans in every Maryland county for 2026, from $283/mo; typical Silver $414/mo, before tax credits. Buy on Maryland Health Connection.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
UnitedHealthcare plans in Maryland
- Bronze $283–$318
- Silver $403–$415
- Gold $415–$435
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 3 plans · $283–$318/mo | ||||||
| UHC Bronze Essential ($0 Virtual Urgent Care) | HMO | $283in 24 counties | $10,600 | $10,600 | $13,998 | — |
| UHC Bronze Value Plan Expanded Bronze | HMO | $307in 24 counties | $10,150 | $10,150 | $13,832 | — |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) Expanded Bronze | HMO | $318in 24 counties | $0 | $10,600 | $14,421 | — |
| Silver 3 plans · $403–$415/mo | ||||||
| UHC Silver ($0 Virtual Urgent Care) | HMO | $403in 24 counties | $4,650 | $9,450 | $14,284 | — |
| UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) | HMO | $414in 24 counties | $0 | $9,200 | $14,173 | — |
| UHC Silver Value Plan | HMO | $415in 24 counties | $4,500 | $8,500 | $13,478 | — |
| Gold 3 plans · $415–$435/mo | ||||||
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) | HMO | $415in 24 counties | $0 | $7,300 | $12,283 | — |
| UHC Gold Value Plan | HMO | $431in 24 counties | $1,000 | $8,500 | $13,670 | — |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, Dental + Vision) | HMO | $435in 24 counties | $1,500 | $7,200 | $12,425 | — |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where UnitedHealthcare sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Allegany County | 9 | $283–$435 | $414 |
| Anne Arundel County | 9 | $283–$435 | $414 |
| Baltimore County | 9 | $283–$435 | $414 |
| Baltimore city | 9 | $283–$435 | $414 |
| Calvert County | 9 | $283–$435 | $414 |
| Caroline County | 9 | $283–$435 | $414 |
| Carroll County | 9 | $283–$435 | $414 |
| Cecil County | 9 | $283–$435 | $414 |
| Charles County | 9 | $283–$435 | $414 |
| Dorchester County | 9 | $283–$435 | $414 |
| Frederick County | 9 | $283–$435 | $414 |
| Garrett County | 9 | $283–$435 | $414 |
| Harford County | 9 | $283–$435 | $414 |
| Howard County | 9 | $283–$435 | $414 |
| Kent County | 9 | $283–$435 | $414 |
| Montgomery County | 9 | $283–$435 | $414 |
| Prince George's County | 9 | $283–$435 | $414 |
| Queen Anne's County | 9 | $283–$435 | $414 |
| Somerset County | 9 | $283–$435 | $414 |
| St. Mary's County | 9 | $283–$435 | $414 |
| Talbot County | 9 | $283–$435 | $414 |
| Washington County | 9 | $283–$435 | $414 |
| Wicomico County | 9 | $283–$435 | $414 |
| Worcester County | 9 | $283–$435 | $414 |
Other insurers in Maryland
- Wellpoint (Elevance Health) Silver $444/mo
- Kaiser Permanente Silver $450/mo
- CareFirst BlueCross BlueShield (MD) Silver $493/mo
All Maryland prices · Sorted by typical Silver price.
Frequently asked questions
How much does UnitedHealthcare health insurance cost in Maryland?
For plan year 2026, UnitedHealthcare marketplace plans in Maryland cost $283 to $435 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $307, Silver $414, Gold $431. Prices depend on the county.
What is the cheapest UnitedHealthcare plan in Maryland?
UHC Bronze Essential ($0 Virtual Urgent Care) (Bronze), from $283 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does UnitedHealthcare sell marketplace plans in Maryland?
In all 24 counties of Maryland.
How do I buy a UnitedHealthcare plan in Maryland?
On Maryland Health Connection (https://www.marylandhealthconnection.gov/), the official marketplace for Maryland, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.