UnitedHealthcare in Iowa health insurance (2026)
UnitedHealthcare sells 12 marketplace plans in 17 of 99 Iowa counties for 2026, from $480/mo; typical Silver $620/mo, before tax credits. Buy on HealthCare.gov.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
UnitedHealthcare plans in Iowa
- Bronze $480–$501
- Silver $615–$632
- Gold $588–$627
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 4 plans · $480–$501/mo | ||||||
| UHC Bronze Value ($0 Virtual Urgent Care, No Referrals) Expanded Bronze | HMO | $480in 17 counties | $8,000 | $10,600 | $16,363 | Benefits summary Find doctors |
| UHC Bronze Standard (No Referrals) Expanded Bronze | HMO | $482in 17 counties | $7,500 | $10,000 | $15,783 | Benefits summary Find doctors |
| UHC Bronze Value+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) Expanded Bronze | HMO | $497in 17 counties | $8,000 | $10,600 | $16,568 | Benefits summary Find doctors |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) Expanded Bronze | HMO | $501in 17 counties | $0 | $10,600 | $16,608 | Benefits summary Find doctors |
| Silver 4 plans · $615–$632/mo | ||||||
| UHC Silver Value ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) | HMO | $615in 17 counties | $3,500 | $10,600 | $17,978 | Benefits summary Find doctors |
| UHC Silver Standard (No Referrals) | HMO | $616in 17 counties | $6,000 | $8,900 | $16,291 | Benefits summary Find doctors |
| UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | HMO | $623in 17 counties | $0 | $10,150 | $17,630 | Benefits summary Find doctors |
| UHC Silver Value+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) | HMO | $632in 17 counties | $3,500 | $10,600 | $18,183 | Benefits summary Find doctors |
| Gold 4 plans · $588–$627/mo | ||||||
| UHC Gold Standard (No Referrals) | HMO | $588in 17 counties | $2,000 | $8,200 | $15,256 | Benefits summary Find doctors |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) | HMO | $603in 17 counties | $0 | $9,000 | $16,240 | Benefits summary Find doctors |
| UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, No Referrals) | HMO | $610in 17 counties | $1,000 | $8,500 | $15,818 | Benefits summary Find doctors |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision, No Referrals) | HMO | $627in 17 counties | $1,000 | $8,500 | $16,023 | Benefits summary Find doctors |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where UnitedHealthcare sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Adair County | 12 | $480–$632 | $620 |
| Adams County | 12 | $480–$632 | $620 |
| Audubon County | 12 | $480–$632 | $620 |
| Cass County | 12 | $480–$632 | $620 |
| Clarke County | 12 | $480–$632 | $620 |
| Decatur County | 12 | $480–$632 | $620 |
| Fremont County | 12 | $480–$632 | $620 |
| Guthrie County | 12 | $480–$632 | $620 |
| Harrison County | 12 | $480–$632 | $620 |
| Mills County | 12 | $480–$632 | $620 |
| Montgomery County | 12 | $480–$632 | $620 |
| Page County | 12 | $480–$632 | $620 |
| Pottawattamie County | 12 | $480–$632 | $620 |
| Ringgold County | 12 | $480–$632 | $620 |
| Shelby County | 12 | $480–$632 | $620 |
| Taylor County | 12 | $480–$632 | $620 |
| Union County | 12 | $480–$632 | $620 |
Other insurers in Iowa
- Oscar Health Silver $503/mo
- Ambetter (Centene) Silver $515/mo
- Wellmark Blue Cross Blue Shield (IA) Silver $535/mo
- Avera Health Plans Silver $577/mo
- Medica Silver $739/mo
All Iowa prices · Sorted by typical Silver price.
Frequently asked questions
How much does UnitedHealthcare health insurance cost in Iowa?
For plan year 2026, UnitedHealthcare marketplace plans in Iowa cost $480 to $632 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $490, Silver $620, Gold $607. Prices depend on the county.
What is the cheapest UnitedHealthcare plan in Iowa?
UHC Bronze Value ($0 Virtual Urgent Care, No Referrals) (Expanded Bronze), from $480 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does UnitedHealthcare sell marketplace plans in Iowa?
In 17 of Iowa's 99 counties, including Adair County, Adams County, Audubon County, Cass County, Clarke County, Decatur County and others.
How do I buy a UnitedHealthcare plan in Iowa?
On HealthCare.gov (https://www.healthcare.gov/see-plans/), the official marketplace for Iowa, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.