UnitedHealthcare in New Jersey health insurance (2026)
UnitedHealthcare sells 6 marketplace plans in every New Jersey county for 2026, from $584/mo; typical Silver $674/mo, before tax credits. Buy on Get Covered New Jersey.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
UnitedHealthcare plans in New Jersey
- Bronze $584–$598
- Silver $669–$679
- Gold $1,187–$1,203
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 2 plans · $584–$598/mo | ||||||
| UHC Bronze Value ($0 Virtual Urgent Care, No Referrals) Expanded Bronze | EPO | $584in 21 counties | $3,000 | $10,600 | $17,606 | — |
| UHC Bronze Value HSA (No Referrals) Expanded Bronze | EPO | $598in 21 counties | $6,000 | $8,500 | $15,678 | — |
| Silver 2 plans · $669–$679/mo | ||||||
| UHC Silver Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals) | EPO | $669in 21 counties | $2,500 | $10,600 | $18,628 | — |
| UHC Silver Value ($0 Virtual Urgent Care, No Referrals) | EPO | $679in 21 counties | $2,300 | $9,000 | $17,142 | — |
| Gold 2 plans · $1,187–$1,203/mo | ||||||
| UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals) | EPO | $1,187in 21 counties | $1,500 | $7,200 | $21,449 | — |
| UHC Gold Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals) | EPO | $1,203in 21 counties | $1,200 | $8,500 | $22,940 | — |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where UnitedHealthcare sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Atlantic County | 6 | $584–$1,203 | $674 |
| Bergen County | 6 | $584–$1,203 | $674 |
| Burlington County | 6 | $584–$1,203 | $674 |
| Camden County | 6 | $584–$1,203 | $674 |
| Cape May County | 6 | $584–$1,203 | $674 |
| Cumberland County | 6 | $584–$1,203 | $674 |
| Essex County | 6 | $584–$1,203 | $674 |
| Gloucester County | 6 | $584–$1,203 | $674 |
| Hudson County | 6 | $584–$1,203 | $674 |
| Hunterdon County | 6 | $584–$1,203 | $674 |
| Mercer County | 6 | $584–$1,203 | $674 |
| Middlesex County | 6 | $584–$1,203 | $674 |
| Monmouth County | 6 | $584–$1,203 | $674 |
| Morris County | 6 | $584–$1,203 | $674 |
| Ocean County | 6 | $584–$1,203 | $674 |
| Passaic County | 6 | $584–$1,203 | $674 |
| Salem County | 6 | $584–$1,203 | $674 |
| Somerset County | 6 | $584–$1,203 | $674 |
| Sussex County | 6 | $584–$1,203 | $674 |
| Union County | 6 | $584–$1,203 | $674 |
| Warren County | 6 | $584–$1,203 | $674 |
Other insurers in New Jersey
- Oscar Health Silver $547/mo
- AmeriHealth Insurance Company of New Jersey Silver $611/mo
- Ambetter (Centene) Silver $640/mo
- Horizon Blue Cross Blue Shield of New Jersey Silver $747/mo
All New Jersey prices · Sorted by typical Silver price.
Frequently asked questions
How much does UnitedHealthcare health insurance cost in New Jersey?
For plan year 2026, UnitedHealthcare marketplace plans in New Jersey cost $584 to $1,203 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $591, Silver $674, Gold $1,195. Prices depend on the county.
What is the cheapest UnitedHealthcare plan in New Jersey?
UHC Bronze Value ($0 Virtual Urgent Care, No Referrals) (Expanded Bronze), from $584 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does UnitedHealthcare sell marketplace plans in New Jersey?
In all 21 counties of New Jersey.
How do I buy a UnitedHealthcare plan in New Jersey?
On Get Covered New Jersey (https://nj.gov/getcoverednj/), the official marketplace for New Jersey, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.