UnitedHealthcare in Massachusetts health insurance (2026)
UnitedHealthcare sells 5 marketplace plans in every Massachusetts county for 2026, from $645/mo; typical Silver $955/mo, before tax credits. Buy on Massachusetts Health Connector.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
UnitedHealthcare plans in Massachusetts
- Bronze $645–$703
- Silver $926–$1,008
- Gold $765–$1,016
- Platinum $1,044–$1,137
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 1 plan · $645–$703/mo | ||||||
| Standard High Bronze HSA: UHC Navigate HSA Bronze 3800 Expanded Bronze | EPO | $645–$703in 14 counties | $3,800 | $8,450 | $16,195–$16,883 | — |
| Silver 1 plan · $926–$1,008/mo | ||||||
| Standard Silver: UHC Navigate Silver 2000 II | EPO | $926–$1,008in 14 counties | $2,000 | $10,150 | $21,260–$22,247 | — |
| Gold 2 plans · $765–$1,016/mo | ||||||
| Non-Standard Low Gold: UHC Navigate Gold 2000 | EPO | $765–$833in 14 counties | $2,000 | $7,000 | $16,182–$16,998 | — |
| Standard High Gold: UHC Navigate Gold 1000 | EPO | $933–$1,016in 14 counties | $1,000 | $7,000 | $18,200–$19,195 | — |
| Platinum 1 plan · $1,044–$1,137/mo | ||||||
| Standard Platinum: UHC Navigate Platinum 0 | EPO | $1,044–$1,137in 14 counties | $0 | $3,000 | $15,534–$16,646 | — |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where UnitedHealthcare sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Barnstable County | 5 | $695–$1,125 | $997 |
| Berkshire County | 5 | $645–$1,044 | $926 |
| Bristol County | 5 | $654–$1,058 | $938 |
| Dukes County | 5 | $695–$1,125 | $997 |
| Essex County | 5 | $646–$1,046 | $927 |
| Franklin County | 5 | $645–$1,044 | $926 |
| Hampden County | 5 | $645–$1,044 | $926 |
| Hampshire County | 5 | $645–$1,044 | $926 |
| Middlesex County | 5 | $646–$1,137 | $979 |
| Nantucket County | 5 | $695–$1,125 | $997 |
| Norfolk County | 5 | $654–$1,137 | $979 |
| Plymouth County | 5 | $654–$1,105 | $958 |
| Suffolk County | 5 | $703–$1,137 | $1,008 |
| Worcester County | 5 | $666–$1,105 | $967 |
Other insurers in Massachusetts
- WellSense Health Plan Silver $476/mo
- Fallon Community Health Plan Silver $487/mo
- Health New England Silver $651/mo
- Harvard Pilgrim / Tufts (Point32Health) Silver $723/mo
- Mass General Brigham Health Plan Silver $749/mo
- Blue Cross and Blue Shield of Massachusetts Silver $901/mo
All Massachusetts prices · Sorted by typical Silver price.
Frequently asked questions
How much does UnitedHealthcare health insurance cost in Massachusetts?
For plan year 2026, UnitedHealthcare marketplace plans in Massachusetts cost $645 to $1,137 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $666, Silver $955, Gold $883, Platinum $1,077. Prices depend on the county.
What is the cheapest UnitedHealthcare plan in Massachusetts?
Standard High Bronze HSA: UHC Navigate HSA Bronze 3800 (Expanded Bronze), from $645 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does UnitedHealthcare sell marketplace plans in Massachusetts?
In all 14 counties of Massachusetts.
How do I buy a UnitedHealthcare plan in Massachusetts?
On Massachusetts Health Connector (https://www.mahealthconnector.org/), the official marketplace for Massachusetts, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.