UnitedHealthcare in Virginia health insurance (2026)
UnitedHealthcare sells 13 marketplace plans in 44 of 133 Virginia counties for 2026, from $407/mo; typical Silver $627/mo, before tax credits. Buy on Virginia's Insurance Marketplace.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
UnitedHealthcare plans in Virginia
- Bronze $407–$536
- Silver $568–$757
- Gold $558–$727
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 4 plans · $407–$536/mo | ||||||
| UHC Bronze Essential | HMO | $407–$492in 44 counties | $10,600 | $10,600 | $15,488–$16,502 | — |
| UHC Bronze Value Expanded Bronze | HMO | $421–$509in 44 counties | $7,600 | $10,600 | $15,654–$16,703 | — |
| UHC Bronze Standard Expanded Bronze | HMO | $426–$514in 44 counties | $7,500 | $10,000 | $15,111–$16,171 | — |
| UHC Bronze Value+ (Dental + Vision) Expanded Bronze | HMO | $444–$536in 44 counties | $7,600 | $10,600 | $15,929–$17,035 | — |
| Silver 4 plans · $568–$757/mo | ||||||
| UHC Silver Value | HMO | $568–$686in 44 counties | $5,000 | $9,500 | $16,321–$17,737 | — |
| UHC Silver Standard | HMO | $585–$707in 44 counties | $6,000 | $8,900 | $15,921–$17,378 | — |
| UHC Silver Value+ (Dental + Vision) | HMO | $591–$714in 44 counties | $5,000 | $9,500 | $16,596–$18,069 | — |
| UHC Silver Copay Focus | HMO | $627–$757in 44 counties | $0 | $10,150 | $17,673–$19,234 | — |
| Gold 5 plans · $558–$727/mo | ||||||
| UHC Gold Standard | HMO | $558–$673in 44 counties | $2,000 | $8,200 | $14,891–$16,280 | — |
| UHC Gold Advantage | HMO | $567–$685in 44 counties | $2,000 | $7,800 | $14,609–$16,023 | — |
| UHC Gold Copay Focus | HMO | $579–$700in 44 counties | $0 | $7,000 | $13,953–$15,397 | — |
| UHC Gold Advantage+ (Dental + Vision) | HMO | $590–$713in 44 counties | $2,000 | $7,800 | $14,884–$16,355 | — |
| UHC Gold Copay Focus+ (Dental + Vision) | HMO | $602–$727in 44 counties | $0 | $7,000 | $14,228–$15,729 | — |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where UnitedHealthcare sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Alexandria city | 13 | $432–$664 | $623 |
| Amelia County | 13 | $492–$757 | $710 |
| Arlington County | 13 | $432–$664 | $623 |
| Bath County | 13 | $413–$635 | $596 |
| Bristol city | 13 | $407–$627 | $588 |
| Caroline County | 13 | $492–$757 | $710 |
| Charles City County | 13 | $492–$757 | $710 |
| Chesterfield County | 13 | $492–$757 | $710 |
| Clarke County | 13 | $432–$664 | $623 |
| Colonial Heights city | 13 | $492–$757 | $710 |
| Cumberland County | 13 | $492–$757 | $710 |
| Dinwiddie County | 13 | $492–$757 | $710 |
| Fairfax County | 13 | $432–$664 | $623 |
| Fairfax city | 13 | $432–$664 | $623 |
| Falls Church city | 13 | $432–$664 | $623 |
| Fauquier County | 13 | $432–$664 | $623 |
| Frederick County | 13 | $449–$691 | $649 |
| Fredericksburg city | 13 | $432–$664 | $623 |
| Goochland County | 13 | $492–$757 | $710 |
| Hanover County | 13 | $492–$757 | $710 |
| Henrico County | 13 | $492–$757 | $710 |
| Highland County | 13 | $413–$635 | $596 |
| Hopewell city | 13 | $492–$757 | $710 |
| King George County | 13 | $413–$635 | $596 |
| King William County | 13 | $492–$757 | $710 |
| King and Queen County | 13 | $492–$757 | $710 |
| Loudoun County | 13 | $432–$664 | $623 |
| Louisa County | 13 | $492–$757 | $710 |
| Manassas Park city | 13 | $432–$664 | $623 |
| Manassas city | 13 | $432–$664 | $623 |
| New Kent County | 13 | $492–$757 | $710 |
| Petersburg city | 13 | $492–$757 | $710 |
| Powhatan County | 13 | $492–$757 | $710 |
| Prince George County | 13 | $492–$757 | $710 |
| Prince William County | 13 | $432–$664 | $623 |
| Rappahannock County | 13 | $413–$635 | $596 |
| Richmond city | 13 | $492–$757 | $710 |
| Scott County | 13 | $407–$627 | $588 |
| Spotsylvania County | 13 | $432–$664 | $623 |
| Stafford County | 13 | $432–$664 | $623 |
| Sussex County | 13 | $492–$757 | $710 |
| Washington County | 13 | $407–$627 | $588 |
| Westmoreland County | 13 | $413–$635 | $596 |
| Winchester city | 13 | $449–$691 | $649 |
Other insurers in Virginia
- Oscar Health Silver $482/mo
- Sentara Health Plans Silver $489/mo
- Anthem Blue Cross Blue Shield (VA) Silver $501/mo
- Kaiser Permanente Silver $508/mo
- Cigna Healthcare Silver $543/mo
- CareFirst BlueCross BlueShield (VA) Silver $816/mo
All Virginia prices · Sorted by typical Silver price.
Frequently asked questions
How much does UnitedHealthcare health insurance cost in Virginia?
For plan year 2026, UnitedHealthcare marketplace plans in Virginia cost $407 to $757 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $449, Silver $627, Gold $614. Prices depend on the county.
What is the cheapest UnitedHealthcare plan in Virginia?
UHC Bronze Essential (Bronze), from $407 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does UnitedHealthcare sell marketplace plans in Virginia?
In 44 of Virginia's 133 counties, including Alexandria city, Amelia County, Arlington County, Bath County, Bristol city, Caroline County and others.
How do I buy a UnitedHealthcare plan in Virginia?
On Virginia's Insurance Marketplace (https://www.marketplace.virginia.gov/), the official marketplace for Virginia, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.