UnitedHealthcare in New York health insurance (2026)
UnitedHealthcare sells 13 marketplace plans in 14 of 61 New York counties for 2026, from $1,116/mo; typical Silver $1,622/mo, before tax credits. Buy on NY State of Health.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
NY is community rated: every adult pays the same, and family prices are set multiples of one adult's price (couple 2×, parent and children 1.7×, family 2.85×). List yourself and your spouse first. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
UnitedHealthcare plans in New York
- Bronze $1,116–$1,417
- Silver $1,417–$1,840
- Gold $1,772–$2,217
- Platinum $2,147–$2,685
- Catastrophic $829
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 4 plans · $1,116–$1,417/mo | ||||||
| UHC Compass HSA Bronze ST INN Pediatric Dental Dep 25 Expanded Bronze | HMO | $1,116in 14 counties | $5,500 | $8,050 | $21,448 | — |
| UHC Compass Bronze ST INN Pediatric Dental Dep 25 Expanded Bronze | HMO | $1,133in 14 counties | $4,125 | $10,150 | $23,750 | — |
| UHC Compass Bronze ST INN Pediatric Dental Dep 29 HSA Expanded Bronze | HMO | $1,396in 14 counties | $5,500 | $8,050 | $24,804 | — |
| UHC Compass Bronze ST INN Pediatric Dental Dep 29 Expanded Bronze | HMO | $1,417in 14 counties | $4,125 | $10,150 | $27,157 | — |
| Silver 4 plans · $1,417–$1,840/mo | ||||||
| UHC Compass Silver NS INN Pediatric Dental Dep 25 | HMO | $1,417in 14 counties | $6,750 | $10,600 | $27,606 | — |
| UHC Compass Silver ST INN Pediatric Dental Dep 25 | HMO | $1,471in 14 counties | $2,450 | $10,150 | $27,805 | — |
| UHC Compass Silver NS INN Pediatric Dental Dep 29 | HMO | $1,772in 14 counties | $6,750 | $10,600 | $31,868 | — |
| UHC Compass Silver ST INN Pediatric Dental Dep 29 | HMO | $1,840in 14 counties | $2,450 | $10,150 | $32,230 | — |
| Gold 2 plans · $1,772–$2,217/mo | ||||||
| UHC Compass Gold ST INN Pediatric Dental Dep 25 | HMO | $1,772in 14 counties | $775 | $10,150 | $31,419 | — |
| UHC Compass Gold ST INN Pediatric Dental Dep 29 | HMO | $2,217in 14 counties | $775 | $10,150 | $36,750 | — |
| Platinum 2 plans · $2,147–$2,685/mo | ||||||
| UHC Compass Platinum ST INN Pediatric Dental Dep 25 | HMO | $2,147in 14 counties | $0 | $2,000 | $27,764 | — |
| UHC Compass Platinum ST INN Pediatric Dental Dep 29 | HMO | $2,685in 14 counties | $0 | $2,000 | $34,224 | — |
| Catastrophic 1 plan · $829/mo | ||||||
| UHC Compass Catastrophic ST INN Pediatric Dental | HMO | $829in 14 counties | $10,600 | $10,600 | $20,547 | — |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where UnitedHealthcare sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Bronx County | 13 | $1,116–$2,685 | $1,622 |
| Dutchess County | 13 | $1,116–$2,685 | $1,622 |
| Kings County | 13 | $1,116–$2,685 | $1,622 |
| Nassau County | 13 | $1,116–$2,685 | $1,622 |
| New York County | 13 | $1,116–$2,685 | $1,622 |
| Orange County | 13 | $1,116–$2,685 | $1,622 |
| Putnam County | 13 | $1,116–$2,685 | $1,622 |
| Queens County | 13 | $1,116–$2,685 | $1,622 |
| Richmond County | 13 | $1,116–$2,685 | $1,622 |
| Rockland County | 13 | $1,116–$2,685 | $1,622 |
| Suffolk County | 13 | $1,116–$2,685 | $1,622 |
| Sullivan County | 13 | $1,116–$2,685 | $1,622 |
| Ulster County | 13 | $1,116–$2,685 | $1,622 |
| Westchester County | 13 | $1,116–$2,685 | $1,622 |
Other insurers in New York
- Ambetter (Centene) Silver $753/mo
- Healthfirst PHSP Silver $1,004/mo
- MVP Health Care Silver $1,006/mo
- Independent Health Benefits Silver $1,038/mo
- Excellus BlueCross BlueShield (NY) Silver $1,104/mo
- MetroPlus Silver $1,105/mo
- Anthem Blue Cross Blue Shield (NY) Silver $1,117/mo
- Oscar Health Silver $1,125/mo
- CDPHP Silver $1,179/mo
- Highmark Blue Cross Blue Shield (NY) Silver $1,239/mo
- EmblemHealth Silver $1,835/mo
All New York prices · Sorted by typical Silver price.
Frequently asked questions
How much does UnitedHealthcare health insurance cost in New York?
For plan year 2026, UnitedHealthcare marketplace plans in New York cost $1,116 to $2,685 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $1,265, Silver $1,622, Gold $1,995, Platinum $2,416. Prices depend on the county.
What is the cheapest UnitedHealthcare plan in New York?
UHC Compass HSA Bronze ST INN Pediatric Dental Dep 25 (Expanded Bronze), from $1,116 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does UnitedHealthcare sell marketplace plans in New York?
In 14 of New York's 61 counties, including Bronx County, Dutchess County, Kings County, Nassau County, New York County, Orange County and others.
How do I buy a UnitedHealthcare plan in New York?
On NY State of Health (https://nystateofhealth.ny.gov/), the official marketplace for New York, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.