UnitedHealthcare in Arizona health insurance (2026)
UnitedHealthcare sells 14 marketplace plans in 7 of 15 Arizona counties for 2026, from $436/mo; typical Silver $605/mo, before tax credits. Buy on HealthCare.gov.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
UnitedHealthcare plans in Arizona
- Bronze $436–$808
- Silver $572–$975
- Gold $668–$1,120
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 5 plans · $436–$808/mo | ||||||
| UHC Bronze Essential ($0 Virtual Urgent Care) | HMO | $436–$702in 7 counties | $10,600 | $10,600 | $15,828–$19,021 | Benefits summary Find doctors |
| UHC Bronze Standard Expanded Bronze | HMO | $459–$739in 7 counties | $7,500 | $10,000 | $15,503–$18,866 | Benefits summary Find doctors |
| UHC Bronze Standard+ (Dental + Vision) Expanded Bronze | HMO | $477–$769in 7 counties | $7,500 | $10,000 | $15,725–$19,223 | Benefits summary Find doctors |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) Expanded Bronze | HMO | $483–$778in 7 counties | $0 | $10,600 | $16,394–$19,933 | Benefits summary Find doctors |
| UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) Expanded Bronze | HMO | $501–$808in 7 counties | $0 | $10,600 | $16,615–$20,290 | Benefits summary Find doctors |
| Silver 5 plans · $572–$975/mo | ||||||
| UHC Silver Standard | HMO | $572–$921in 7 counties | $6,000 | $8,900 | $15,762–$19,955 | Benefits summary Find doctors |
| UHC Silver Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) | HMO | $573–$924in 7 counties | $4,500 | $10,150 | $17,030–$21,233 | Benefits summary Find doctors |
| UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) | HMO | $587–$946in 7 counties | $0 | $10,600 | $17,646–$21,951 | Benefits summary Find doctors |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) | HMO | $592–$953in 7 counties | $4,500 | $10,150 | $17,249–$21,586 | Benefits summary Find doctors |
| UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) | HMO | $605–$975in 7 counties | $0 | $10,600 | $17,866–$22,305 | Benefits summary Find doctors |
| Gold 4 plans · $668–$1,120/mo | ||||||
| UHC Gold Standard | HMO | $668–$1,076in 7 counties | $2,000 | $8,200 | $16,213–$21,109 | Benefits summary Find doctors |
| UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx) | HMO | $676–$1,089in 7 counties | $1,250 | $8,000 | $16,115–$21,073 | Benefits summary Find doctors |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision) | HMO | $695–$1,119in 7 counties | $1,250 | $8,000 | $16,337–$21,430 | Benefits summary Find doctors |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) | HMO | $695–$1,120in 7 counties | $0 | $7,800 | $16,141–$21,237 | Benefits summary Find doctors |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where UnitedHealthcare sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Gila County | 14 | $440–$702 | $593 |
| La Paz County | 14 | $702–$1,120 | $946 |
| Maricopa County | 14 | $436–$695 | $587 |
| Mohave County | 14 | $686–$1,095 | $925 |
| Pima County | 14 | $444–$708 | $598 |
| Pinal County | 14 | $440–$702 | $593 |
| Santa Cruz County | 14 | $444–$708 | $598 |
Other insurers in Arizona
- Oscar Health Silver $505/mo
- Antidote Health Silver $541/mo
- Ambetter (Centene) Silver $603/mo
- Imperial Health Plan Silver $653/mo
- Cigna Healthcare Silver $657/mo
- Blue Cross Blue Shield of Arizona Silver $811/mo
All Arizona prices · Sorted by typical Silver price.
Frequently asked questions
How much does UnitedHealthcare health insurance cost in Arizona?
For plan year 2026, UnitedHealthcare marketplace plans in Arizona cost $436 to $1,120 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $501, Silver $605, Gold $705. Prices depend on the county.
What is the cheapest UnitedHealthcare plan in Arizona?
UHC Bronze Essential ($0 Virtual Urgent Care) (Bronze), from $436 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does UnitedHealthcare sell marketplace plans in Arizona?
In 7 of Arizona's 15 counties, including Gila County, La Paz County, Maricopa County, Mohave County, Pima County, Pinal County and others.
How do I buy a UnitedHealthcare plan in Arizona?
On HealthCare.gov (https://www.healthcare.gov/see-plans/), the official marketplace for Arizona, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.