UnitedHealthcare in Alabama health insurance (2026)
UnitedHealthcare sells 13 marketplace plans in 56 of 67 Alabama counties for 2026, from $366/mo; typical Silver $700/mo, before tax credits. Buy on HealthCare.gov.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
UnitedHealthcare plans in Alabama
- Bronze $366–$736
- Silver $595–$1,124
- Gold $657–$1,230
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 4 plans · $366–$736/mo | ||||||
| UHC Bronze Essential (No Referrals) | EPO | $366–$664in 56 counties | $10,600 | $10,600 | $14,991–$18,568 | Benefits summary Find doctors |
| UHC Bronze Standard (No Referrals) Expanded Bronze | EPO | $388–$703in 56 counties | $7,500 | $10,000 | $14,652–$18,442 | Benefits summary Find doctors |
| UHC Bronze Standard+ (Dental + Vision, No Referrals) Expanded Bronze | EPO | $403–$731in 56 counties | $7,500 | $10,000 | $14,837–$18,776 | Benefits summary Find doctors |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) Expanded Bronze | EPO | $405–$736in 56 counties | $0 | $10,600 | $15,465–$19,428 | Benefits summary Find doctors |
| Silver 5 plans · $595–$1,124/mo | ||||||
| UHC Silver Standard (No Referrals) | EPO | $595–$1,080in 56 counties | $6,000 | $8,900 | $16,044–$21,864 | Benefits summary Find doctors |
| UHC Silver Value ($0 Virtual Urgent Care, No Referrals) | EPO | $598–$1,086in 56 counties | $3,500 | $8,900 | $16,079–$21,926 | Benefits summary Find doctors |
| UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | EPO | $604–$1,096in 56 counties | $0 | $10,150 | $17,398–$23,302 | Benefits summary Find doctors |
| UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | EPO | $614–$1,113in 56 counties | $3,500 | $8,900 | $16,264–$22,261 | Benefits summary Find doctors |
| UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | EPO | $619–$1,124in 56 counties | $0 | $10,150 | $17,583–$23,637 | Benefits summary Find doctors |
| Gold 4 plans · $657–$1,230/mo | ||||||
| UHC Gold Standard (No Referrals) | EPO | $657–$1,191in 56 counties | $2,000 | $8,200 | $16,078–$22,495 | Benefits summary Find doctors |
| UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | EPO | $659–$1,196in 56 counties | $750 | $8,000 | $15,908–$22,349 | Benefits summary Find doctors |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) | EPO | $675–$1,225in 56 counties | $750 | $8,000 | $16,101–$22,699 | Benefits summary Find doctors |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | EPO | $678–$1,230in 56 counties | $0 | $7,000 | $15,137–$21,764 | Benefits summary Find doctors |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where UnitedHealthcare sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Baldwin County | 13 | $441–$817 | $728 |
| Barbour County | 13 | $441–$817 | $728 |
| Bibb County | 13 | $441–$816 | $727 |
| Blount County | 13 | $441–$816 | $727 |
| Bullock County | 13 | $441–$817 | $728 |
| Calhoun County | 13 | $366–$678 | $604 |
| Chambers County | 13 | $441–$817 | $728 |
| Cherokee County | 13 | $441–$817 | $728 |
| Chilton County | 13 | $441–$816 | $727 |
| Choctaw County | 13 | $441–$817 | $728 |
| Clarke County | 13 | $441–$817 | $728 |
| Clay County | 13 | $441–$817 | $728 |
| Cleburne County | 13 | $441–$817 | $728 |
| Coffee County | 13 | $441–$817 | $728 |
| Colbert County | 13 | $414–$767 | $684 |
| Conecuh County | 13 | $441–$817 | $728 |
| Coosa County | 13 | $441–$817 | $728 |
| Cullman County | 13 | $441–$817 | $728 |
| Dale County | 13 | $441–$817 | $728 |
| DeKalb County | 13 | $441–$817 | $728 |
| Escambia County | 13 | $441–$817 | $728 |
| Etowah County | 13 | $392–$727 | $648 |
| Fayette County | 13 | $441–$817 | $728 |
| Franklin County | 13 | $441–$817 | $728 |
| Geneva County | 13 | $423–$784 | $699 |
| Greene County | 13 | $396–$734 | $654 |
| Hale County | 13 | $396–$734 | $654 |
| Henry County | 13 | $423–$784 | $699 |
| Houston County | 13 | $423–$784 | $699 |
| Jackson County | 13 | $441–$817 | $728 |
| Jefferson County | 13 | $441–$816 | $727 |
| Lauderdale County | 13 | $414–$767 | $684 |
| Lawrence County | 13 | $420–$778 | $693 |
| Lee County | 13 | $534–$990 | $881 |
| Limestone County | 13 | $480–$889 | $792 |
| Macon County | 13 | $441–$817 | $728 |
| Madison County | 13 | $480–$889 | $792 |
| Marengo County | 13 | $441–$817 | $728 |
| Marion County | 13 | $441–$817 | $728 |
| Marshall County | 13 | $441–$817 | $728 |
| Mobile County | 13 | $389–$721 | $643 |
| Morgan County | 13 | $420–$778 | $693 |
| Perry County | 13 | $441–$817 | $728 |
| Pickens County | 13 | $441–$817 | $728 |
| Pike County | 13 | $441–$817 | $728 |
| Randolph County | 13 | $441–$817 | $728 |
| Russell County | 13 | $664–$1,230 | $1,096 |
| Shelby County | 13 | $441–$816 | $727 |
| St. Clair County | 13 | $441–$816 | $727 |
| Sumter County | 13 | $441–$817 | $728 |
| Talladega County | 13 | $441–$817 | $728 |
| Tallapoosa County | 13 | $441–$817 | $728 |
| Tuscaloosa County | 13 | $396–$734 | $654 |
| Walker County | 13 | $441–$816 | $727 |
| Washington County | 13 | $441–$817 | $728 |
| Winston County | 13 | $441–$817 | $728 |
Other insurers in Alabama
- Blue Cross and Blue Shield of Alabama Silver $657/mo
- Ambetter (Centene) Silver $709/mo
- Oscar Health Silver $758/mo
All Alabama prices · Sorted by typical Silver price.
Frequently asked questions
How much does UnitedHealthcare health insurance cost in Alabama?
For plan year 2026, UnitedHealthcare marketplace plans in Alabama cost $366 to $1,230 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $452, Silver $700, Gold $771. Prices depend on the county.
What is the cheapest UnitedHealthcare plan in Alabama?
UHC Bronze Essential (No Referrals) (Bronze), from $366 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does UnitedHealthcare sell marketplace plans in Alabama?
In 56 of Alabama's 67 counties, including Baldwin County, Barbour County, Bibb County, Blount County, Bullock County, Calhoun County and others.
How do I buy a UnitedHealthcare plan in Alabama?
On HealthCare.gov (https://www.healthcare.gov/see-plans/), the official marketplace for Alabama, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.