UnitedHealthcare in Florida health insurance (2026)
UnitedHealthcare sells 17 marketplace plans in 32 of 67 Florida counties for 2026, from $539/mo; typical Silver $876/mo, before tax credits. Buy on HealthCare.gov.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
UnitedHealthcare plans in Florida
- Bronze $539–$950
- Silver $713–$1,223
- Gold $815–$1,346
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 6 plans · $539–$950/mo | ||||||
| UHC Bronze Essential- ($0 Virtual Urgent Care) | HMO | $539–$846in 32 counties | $10,600 | $10,600 | $17,062–$20,752 | Benefits summary Find doctors |
| UHC Bronze Essential ($0 Virtual Urgent Care) | HMO | $539–$846in 32 counties | $10,600 | $10,600 | $17,063–$20,753 | Benefits summary Find doctors |
| UHC Bronze Standard Expanded Bronze | HMO | $564–$886in 32 counties | $7,500 | $10,000 | $16,771–$20,637 | Benefits summary Find doctors |
| UHC Bronze Standard+ (Dental + Vision) Expanded Bronze | HMO | $584–$918in 32 counties | $7,500 | $10,000 | $17,010–$21,012 | Benefits summary Find doctors |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) Expanded Bronze | HMO | $585–$918in 32 counties | $0 | $10,600 | $17,616–$21,621 | Benefits summary Find doctors |
| UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) Expanded Bronze | HMO | $604–$950in 32 counties | $0 | $10,600 | $17,854–$21,996 | Benefits summary Find doctors |
| Silver 7 plans · $713–$1,223/mo | ||||||
| UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx) | HMO | $713–$1,120in 32 counties | $4,500 | $9,900 | $18,453–$23,336 | Benefits summary Find doctors |
| UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) | HMO | $733–$1,151in 32 counties | $4,500 | $9,900 | $18,691–$23,711 | Benefits summary Find doctors |
| UHC Silver Standard- | HMO | $749–$1,176in 32 counties | $6,000 | $8,900 | $17,884–$23,014 | Benefits summary Find doctors |
| UHC Silver Standard | HMO | $749–$1,176in 32 counties | $6,000 | $8,900 | $17,885–$23,015 | Benefits summary Find doctors |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) | HMO | $759–$1,192in 32 counties | $2,700 | $10,350 | $19,454–$24,653 | Benefits summary Find doctors |
| UHC Silver Standard+ (Dental + Vision) | HMO | $769–$1,207in 32 counties | $6,000 | $8,900 | $18,123–$23,390 | Benefits summary Find doctors |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) | HMO | $779–$1,223in 32 counties | $2,700 | $10,350 | $19,693–$25,027 | Benefits summary Find doctors |
| Gold 4 plans · $815–$1,346/mo | ||||||
| UHC Gold Standard | HMO | $815–$1,280in 32 counties | $2,000 | $8,200 | $17,978–$23,561 | Benefits summary Find doctors |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) | HMO | $822–$1,291in 32 counties | $0 | $10,600 | $20,462–$26,093 | Benefits summary Find doctors |
| UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) | HMO | $837–$1,315in 32 counties | $500 | $9,000 | $19,042–$24,775 | Benefits summary Find doctors |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision) | HMO | $857–$1,346in 32 counties | $500 | $9,000 | $19,280–$25,150 | Benefits summary Find doctors |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where UnitedHealthcare sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Brevard County | 17 | $653–$1,040 | $909 |
| Broward County | 17 | $568–$904 | $790 |
| Calhoun County | 17 | $639–$1,017 | $889 |
| Collier County | 17 | $651–$1,036 | $905 |
| DeSoto County | 17 | $663–$1,055 | $922 |
| Escambia County | 17 | $584–$929 | $812 |
| Flagler County | 17 | $638–$1,015 | $887 |
| Gadsden County | 17 | $637–$1,013 | $886 |
| Glades County | 17 | $622–$989 | $864 |
| Hardee County | 17 | $846–$1,346 | $1,176 |
| Hendry County | 17 | $614–$977 | $854 |
| Highlands County | 17 | $836–$1,330 | $1,163 |
| Hillsborough County | 17 | $624–$993 | $868 |
| Jefferson County | 17 | $651–$1,035 | $905 |
| Lake County | 17 | $610–$970 | $848 |
| Lee County | 17 | $539–$857 | $749 |
| Leon County | 17 | $620–$986 | $862 |
| Liberty County | 17 | $576–$917 | $801 |
| Madison County | 17 | $617–$982 | $858 |
| Manatee County | 17 | $638–$1,015 | $887 |
| Marion County | 17 | $660–$1,050 | $917 |
| Miami-Dade County | 17 | $567–$902 | $788 |
| Orange County | 17 | $617–$981 | $858 |
| Osceola County | 17 | $628–$999 | $873 |
| Palm Beach County | 17 | $566–$901 | $787 |
| Pasco County | 17 | $648–$1,031 | $901 |
| Polk County | 17 | $684–$1,089 | $951 |
| Santa Rosa County | 17 | $598–$951 | $831 |
| Seminole County | 17 | $626–$996 | $870 |
| Taylor County | 17 | $669–$1,064 | $930 |
| Volusia County | 17 | $631–$1,003 | $877 |
| Wakulla County | 17 | $618–$984 | $860 |
Other insurers in Florida
- Capital Health Plan Silver $680/mo
- Health First Commercial Plans Silver $685/mo
- AmeriHealth Caritas Next Silver $721/mo
- Oscar Health Silver $721/mo
- Ambetter (Centene) Silver $737/mo
- 22 Health Silver $742/mo
- Wellpoint (Elevance Health) Silver $753/mo
- Molina Healthcare Silver $758/mo
- Florida Health Care Plans Silver $785/mo
- Florida Blue Silver $813/mo
- AvMed Silver $826/mo
- Cigna Healthcare Silver $854/mo
All Florida prices · Sorted by typical Silver price.
Frequently asked questions
How much does UnitedHealthcare health insurance cost in Florida?
For plan year 2026, UnitedHealthcare marketplace plans in Florida cost $539 to $1,346 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $665, Silver $876, Gold $972. Prices depend on the county.
What is the cheapest UnitedHealthcare plan in Florida?
UHC Bronze Essential- ($0 Virtual Urgent Care) (Bronze), from $539 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does UnitedHealthcare sell marketplace plans in Florida?
In 32 of Florida's 67 counties, including Brevard County, Broward County, Calhoun County, Collier County, DeSoto County, Escambia County and others.
How do I buy a UnitedHealthcare plan in Florida?
On HealthCare.gov (https://www.healthcare.gov/see-plans/), the official marketplace for Florida, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.