UnitedHealthcare in Oklahoma health insurance (2026)
UnitedHealthcare sells 13 marketplace plans in 57 of 77 Oklahoma counties for 2026, from $495/mo; typical Silver $745/mo, before tax credits. Buy on HealthCare.gov.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
UnitedHealthcare plans in Oklahoma
- Bronze $495–$598
- Silver $702–$818
- Gold $704–$823
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 4 plans · $495–$598/mo | ||||||
| UHC Bronze Essential (No Referrals) | HMO | $495–$549in 57 counties | $10,600 | $10,600 | $16,545–$17,188 | Benefits summary Find doctors |
| UHC Bronze Standard (No Referrals) Expanded Bronze | HMO | $513–$569in 57 counties | $7,500 | $10,000 | $16,161–$16,828 | Benefits summary Find doctors |
| UHC Bronze Standard+ (Dental + Vision, No Referrals) Expanded Bronze | HMO | $535–$593in 57 counties | $7,500 | $10,000 | $16,424–$17,119 | Benefits summary Find doctors |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) Expanded Bronze | HMO | $540–$598in 57 counties | $0 | $10,600 | $17,080–$17,780 | Benefits summary Find doctors |
| Silver 5 plans · $702–$818/mo | ||||||
| UHC Silver Standard (No Referrals) | HMO | $702–$778in 57 counties | $6,000 | $8,900 | $17,327–$18,239 | Benefits summary Find doctors |
| UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | HMO | $708–$784in 57 counties | $2,900 | $9,500 | $17,994–$18,912 | Benefits summary Find doctors |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | HMO | $716–$794in 57 counties | $2,600 | $9,200 | $17,795–$18,725 | Benefits summary Find doctors |
| UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) | HMO | $730–$809in 57 counties | $2,900 | $9,500 | $18,257–$19,204 | Benefits summary Find doctors |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) | HMO | $738–$818in 57 counties | $2,600 | $9,200 | $18,058–$19,016 | Benefits summary Find doctors |
| Gold 4 plans · $704–$823/mo | ||||||
| UHC Gold Standard (No Referrals) | HMO | $704–$780in 57 counties | $2,000 | $8,200 | $16,646–$17,559 | Benefits summary Find doctors |
| UHC Gold Advantage ($0 Virtual Urgent Care, No Referrals) | HMO | $711–$788in 57 counties | $2,000 | $7,000 | $15,531–$16,453 | Benefits summary Find doctors |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | HMO | $733–$812in 57 counties | $2,000 | $7,000 | $15,794–$16,744 | Benefits summary Find doctors |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | HMO | $743–$823in 57 counties | $0 | $7,000 | $15,916–$16,880 | Benefits summary Find doctors |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where UnitedHealthcare sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Alfalfa County | 13 | $549–$823 | $794 |
| Atoka County | 13 | $549–$823 | $794 |
| Beaver County | 13 | $549–$823 | $794 |
| Blaine County | 13 | $549–$823 | $794 |
| Bryan County | 13 | $549–$823 | $794 |
| Caddo County | 13 | $549–$823 | $794 |
| Canadian County | 13 | $495–$743 | $716 |
| Cleveland County | 13 | $495–$743 | $716 |
| Cotton County | 13 | $549–$823 | $794 |
| Creek County | 13 | $515–$773 | $745 |
| Delaware County | 13 | $549–$823 | $794 |
| Dewey County | 13 | $549–$823 | $794 |
| Ellis County | 13 | $549–$823 | $794 |
| Garfield County | 13 | $549–$823 | $794 |
| Garvin County | 13 | $549–$823 | $794 |
| Grady County | 13 | $495–$743 | $716 |
| Grant County | 13 | $549–$823 | $794 |
| Greer County | 13 | $549–$823 | $794 |
| Harmon County | 13 | $549–$823 | $794 |
| Harper County | 13 | $549–$823 | $794 |
| Haskell County | 13 | $549–$823 | $794 |
| Hughes County | 13 | $549–$823 | $794 |
| Jackson County | 13 | $549–$823 | $794 |
| Jefferson County | 13 | $549–$823 | $794 |
| Kay County | 13 | $549–$823 | $794 |
| Kingfisher County | 13 | $549–$823 | $794 |
| Kiowa County | 13 | $549–$823 | $794 |
| Latimer County | 13 | $549–$823 | $794 |
| Lincoln County | 13 | $495–$743 | $716 |
| Logan County | 13 | $495–$743 | $716 |
| Love County | 13 | $549–$823 | $794 |
| Major County | 13 | $549–$823 | $794 |
| Marshall County | 13 | $549–$823 | $794 |
| Mayes County | 13 | $549–$823 | $794 |
| McClain County | 13 | $495–$743 | $716 |
| McCurtain County | 13 | $549–$823 | $794 |
| McIntosh County | 13 | $549–$823 | $794 |
| Murray County | 13 | $549–$823 | $794 |
| Noble County | 13 | $549–$823 | $794 |
| Nowata County | 13 | $549–$823 | $794 |
| Okfuskee County | 13 | $549–$823 | $794 |
| Oklahoma County | 13 | $495–$743 | $716 |
| Okmulgee County | 13 | $515–$773 | $745 |
| Osage County | 13 | $515–$773 | $745 |
| Ottawa County | 13 | $549–$823 | $794 |
| Pawnee County | 13 | $515–$773 | $745 |
| Payne County | 13 | $549–$823 | $794 |
| Pottawatomie County | 13 | $549–$823 | $794 |
| Pushmataha County | 13 | $549–$823 | $794 |
| Roger Mills County | 13 | $549–$823 | $794 |
| Rogers County | 13 | $515–$773 | $745 |
| Seminole County | 13 | $549–$823 | $794 |
| Tillman County | 13 | $549–$823 | $794 |
| Tulsa County | 13 | $515–$773 | $745 |
| Wagoner County | 13 | $515–$773 | $745 |
| Woods County | 13 | $549–$823 | $794 |
| Woodward County | 13 | $549–$823 | $794 |
Other insurers in Oklahoma
- Oscar Health Silver $583/mo
- Ambetter (Centene) Silver $610/mo
- CommunityCare Silver $636/mo
- Medica Silver $731/mo
- Mending Health Silver $768/mo
- Blue Cross and Blue Shield of Oklahoma Silver $824/mo
All Oklahoma prices · Sorted by typical Silver price.
Frequently asked questions
How much does UnitedHealthcare health insurance cost in Oklahoma?
For plan year 2026, UnitedHealthcare marketplace plans in Oklahoma cost $495 to $823 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $544, Silver $745, Gold $752. Prices depend on the county.
What is the cheapest UnitedHealthcare plan in Oklahoma?
UHC Bronze Essential (No Referrals) (Bronze), from $495 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does UnitedHealthcare sell marketplace plans in Oklahoma?
In 57 of Oklahoma's 77 counties, including Alfalfa County, Atoka County, Beaver County, Blaine County, Bryan County, Caddo County and others.
How do I buy a UnitedHealthcare plan in Oklahoma?
On HealthCare.gov (https://www.healthcare.gov/see-plans/), the official marketplace for Oklahoma, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.