UnitedHealthcare in Missouri health insurance (2026)
UnitedHealthcare sells 13 marketplace plans in every Missouri county for 2026, from $452/mo; typical Silver $740/mo, before tax credits. Buy on HealthCare.gov.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
UnitedHealthcare plans in Missouri
- Bronze $452–$666
- Silver $613–$827
- Gold $587–$803
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 4 plans · $452–$666/mo | ||||||
| UHC Bronze Essential (No Referrals) | EPO | $452–$594in 115 counties | $10,600 | $10,600 | $16,022–$17,730 | Benefits summary Find doctors |
| UHC Bronze Standard (No Referrals) Expanded Bronze | EPO | $480–$631in 115 counties | $7,500 | $10,000 | $15,760–$17,575 | Benefits summary Find doctors |
| UHC Bronze Standard+ (Dental + Vision, No Referrals) Expanded Bronze | EPO | $496–$652in 115 counties | $7,500 | $10,000 | $15,947–$17,820 | Benefits summary Find doctors |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) Expanded Bronze | EPO | $506–$666in 115 counties | $0 | $10,600 | $16,678–$18,592 | Benefits summary Find doctors |
| Silver 5 plans · $613–$827/mo | ||||||
| UHC Silver Standard (No Referrals) | EPO | $613–$806in 115 counties | $6,000 | $8,900 | $16,256–$18,572 | Benefits summary Find doctors |
| UHC Silver Advantage ($0 Virtual Urgent Care, No Referrals) | EPO | $613–$806in 115 counties | $3,500 | $10,300 | $17,657–$19,974 | Benefits summary Find doctors |
| UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | EPO | $625–$822in 115 counties | $0 | $10,600 | $18,104–$20,467 | Benefits summary Find doctors |
| UHC Silver Standard+ (Dental + Vision, No Referrals) | EPO | $629–$826in 115 counties | $6,000 | $8,900 | $16,442–$18,818 | Benefits summary Find doctors |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | EPO | $629–$827in 115 counties | $3,500 | $10,300 | $17,843–$20,219 | Benefits summary Find doctors |
| Gold 4 plans · $587–$803/mo | ||||||
| UHC Gold Standard (No Referrals) | EPO | $587–$772in 115 counties | $2,000 | $8,200 | $15,242–$17,460 | Benefits summary Find doctors |
| UHC Gold Advantage ($0 Virtual Urgent Care, No Referrals) | EPO | $590–$776in 115 counties | $1,500 | $8,100 | $15,181–$17,411 | Benefits summary Find doctors |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | EPO | $606–$796in 115 counties | $1,500 | $8,100 | $15,368–$17,657 | Benefits summary Find doctors |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals) | EPO | $611–$803in 115 counties | $0 | $8,000 | $15,330–$17,638 | Benefits summary Find doctors |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where UnitedHealthcare sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Adair County | 13 | $583–$811 | $806 |
| Andrew County | 13 | $594–$827 | $822 |
| Atchison County | 13 | $594–$827 | $822 |
| Audrain County | 13 | $546–$759 | $755 |
| Barry County | 13 | $535–$745 | $741 |
| Barton County | 13 | $499–$694 | $690 |
| Bates County | 13 | $532–$740 | $736 |
| Benton County | 13 | $532–$740 | $736 |
| Bollinger County | 13 | $576–$802 | $798 |
| Boone County | 13 | $546–$759 | $755 |
| Buchanan County | 13 | $594–$827 | $822 |
| Butler County | 13 | $576–$802 | $798 |
| Caldwell County | 13 | $594–$827 | $822 |
| Callaway County | 13 | $546–$759 | $755 |
| Camden County | 13 | $546–$759 | $755 |
| Cape Girardeau County | 13 | $576–$802 | $798 |
| Carroll County | 13 | $594–$827 | $822 |
| Carter County | 13 | $546–$759 | $755 |
| Cass County | 13 | $523–$728 | $724 |
| Cedar County | 13 | $535–$745 | $741 |
| Chariton County | 13 | $546–$759 | $755 |
| Christian County | 13 | $535–$745 | $741 |
| Clark County | 13 | $583–$811 | $806 |
| Clay County | 13 | $523–$728 | $724 |
| Clinton County | 13 | $594–$827 | $822 |
| Cole County | 13 | $546–$759 | $755 |
| Cooper County | 13 | $546–$759 | $755 |
| Crawford County | 13 | $546–$759 | $755 |
| Dade County | 13 | $535–$745 | $741 |
| Dallas County | 13 | $535–$745 | $741 |
| Daviess County | 13 | $594–$827 | $822 |
| DeKalb County | 13 | $594–$827 | $822 |
| Dent County | 13 | $546–$759 | $755 |
| Douglas County | 13 | $535–$745 | $741 |
| Dunklin County | 13 | $576–$802 | $798 |
| Franklin County | 13 | $452–$629 | $625 |
| Gasconade County | 13 | $546–$759 | $755 |
| Gentry County | 13 | $594–$827 | $822 |
| Greene County | 13 | $535–$745 | $741 |
| Grundy County | 13 | $594–$827 | $822 |
| Harrison County | 13 | $594–$827 | $822 |
| Henry County | 13 | $532–$740 | $736 |
| Hickory County | 13 | $535–$745 | $741 |
| Holt County | 13 | $594–$827 | $822 |
| Howard County | 13 | $546–$759 | $755 |
| Howell County | 13 | $546–$759 | $755 |
| Iron County | 13 | $546–$759 | $755 |
| Jackson County | 13 | $523–$728 | $724 |
| Jasper County | 13 | $499–$694 | $690 |
| Jefferson County | 13 | $452–$629 | $625 |
| Johnson County | 13 | $532–$740 | $736 |
| Knox County | 13 | $583–$811 | $806 |
| Laclede County | 13 | $535–$745 | $741 |
| Lafayette County | 13 | $532–$740 | $736 |
| Lawrence County | 13 | $535–$745 | $741 |
| Lewis County | 13 | $583–$811 | $806 |
| Lincoln County | 13 | $452–$629 | $625 |
| Linn County | 13 | $583–$811 | $806 |
| Livingston County | 13 | $594–$827 | $822 |
| Macon County | 13 | $583–$811 | $806 |
| Madison County | 13 | $576–$802 | $798 |
| Maries County | 13 | $546–$759 | $755 |
| Marion County | 13 | $583–$811 | $806 |
| McDonald County | 13 | $499–$694 | $690 |
| Mercer County | 13 | $594–$827 | $822 |
| Miller County | 13 | $546–$759 | $755 |
| Mississippi County | 13 | $576–$802 | $798 |
| Moniteau County | 13 | $546–$759 | $755 |
| Monroe County | 13 | $546–$759 | $755 |
| Montgomery County | 13 | $546–$759 | $755 |
| Morgan County | 13 | $546–$759 | $755 |
| New Madrid County | 13 | $576–$802 | $798 |
| Newton County | 13 | $499–$694 | $690 |
| Nodaway County | 13 | $594–$827 | $822 |
| Oregon County | 13 | $546–$759 | $755 |
| Osage County | 13 | $546–$759 | $755 |
| Ozark County | 13 | $535–$745 | $741 |
| Pemiscot County | 13 | $576–$802 | $798 |
| Perry County | 13 | $576–$802 | $798 |
| Pettis County | 13 | $532–$740 | $736 |
| Phelps County | 13 | $546–$759 | $755 |
| Pike County | 13 | $583–$811 | $806 |
| Platte County | 13 | $523–$728 | $724 |
| Polk County | 13 | $535–$745 | $741 |
| Pulaski County | 13 | $546–$759 | $755 |
| Putnam County | 13 | $583–$811 | $806 |
| Ralls County | 13 | $583–$811 | $806 |
| Randolph County | 13 | $546–$759 | $755 |
| Ray County | 13 | $594–$827 | $822 |
| Reynolds County | 13 | $546–$759 | $755 |
| Ripley County | 13 | $546–$759 | $755 |
| Saline County | 13 | $532–$740 | $736 |
| Schuyler County | 13 | $583–$811 | $806 |
| Scotland County | 13 | $583–$811 | $806 |
| Scott County | 13 | $576–$802 | $798 |
| Shannon County | 13 | $546–$759 | $755 |
| Shelby County | 13 | $583–$811 | $806 |
| St. Charles County | 13 | $452–$629 | $625 |
| St. Clair County | 13 | $532–$740 | $736 |
| St. Francois County | 13 | $452–$629 | $625 |
| St. Louis County | 13 | $452–$629 | $625 |
| St. Louis city | 13 | $452–$629 | $625 |
| Ste. Genevieve County | 13 | $452–$629 | $625 |
| Stoddard County | 13 | $576–$802 | $798 |
| Stone County | 13 | $535–$745 | $741 |
| Sullivan County | 13 | $583–$811 | $806 |
| Taney County | 13 | $535–$745 | $741 |
| Texas County | 13 | $546–$759 | $755 |
| Vernon County | 13 | $532–$740 | $736 |
| Warren County | 13 | $452–$629 | $625 |
| Washington County | 13 | $452–$629 | $625 |
| Wayne County | 13 | $576–$802 | $798 |
| Webster County | 13 | $535–$745 | $741 |
| Worth County | 13 | $594–$827 | $822 |
| Wright County | 13 | $535–$745 | $741 |
Other insurers in Missouri
- Oscar Health Silver $616/mo
- Blue Cross and Blue Shield of Kansas City Silver $680/mo
- Ambetter (Centene) Silver $696/mo
- Cox HealthPlans Silver $713/mo
- Medica Silver $715/mo
- Anthem Blue Cross Blue Shield (MO) Silver $802/mo
All Missouri prices · Sorted by typical Silver price.
Frequently asked questions
How much does UnitedHealthcare health insurance cost in Missouri?
For plan year 2026, UnitedHealthcare marketplace plans in Missouri cost $452 to $827 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $581, Silver $740, Gold $713. Prices depend on the county.
What is the cheapest UnitedHealthcare plan in Missouri?
UHC Bronze Essential (No Referrals) (Bronze), from $452 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does UnitedHealthcare sell marketplace plans in Missouri?
In all 115 counties of Missouri.
How do I buy a UnitedHealthcare plan in Missouri?
On HealthCare.gov (https://www.healthcare.gov/see-plans/), the official marketplace for Missouri, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.