UnitedHealthcare in Ohio health insurance (2026)
UnitedHealthcare sells 17 marketplace plans in 42 of 88 Ohio counties for 2026, from $491/mo; typical Silver $702/mo, before tax credits. Buy on HealthCare.gov.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
UnitedHealthcare plans in Ohio
- Bronze $491–$664
- Silver $672–$838
- Gold $799–$1,003
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 5 plans · $491–$664/mo | ||||||
| UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) | HMO | $491–$592in 42 counties | $10,600 | $10,600 | $16,498–$17,709 | Benefits summary Find doctors |
| UHC Bronze Standard (No Referrals) Expanded Bronze | HMO | $518–$624in 42 counties | $7,500 | $10,000 | $16,216–$17,492 | Benefits summary Find doctors |
| UHC Bronze Standard+ (Dental + Vision, No Referrals) Expanded Bronze | HMO | $533–$642in 42 counties | $7,500 | $10,000 | $16,396–$17,709 | Benefits summary Find doctors |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) Expanded Bronze | HMO | $536–$646in 42 counties | $0 | $10,600 | $17,035–$18,356 | Benefits summary Find doctors |
| UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) Expanded Bronze | HMO | $551–$664in 42 counties | $0 | $10,600 | $17,215–$18,573 | Benefits summary Find doctors |
| Silver 6 plans · $672–$838/mo | ||||||
| UHC Silver Standard (No Referrals) | HMO | $672–$810in 42 counties | $6,000 | $8,900 | $16,965–$18,620 | Benefits summary Find doctors |
| UHC Silver Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals) | HMO | $675–$814in 42 counties | $3,250 | $10,600 | $18,705–$20,369 | Benefits summary Find doctors |
| UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | HMO | $680–$820in 42 counties | $0 | $9,800 | $17,965–$19,642 | Benefits summary Find doctors |
| UHC Silver Standard+ (Dental + Vision, No Referrals) | HMO | $687–$828in 42 counties | $6,000 | $8,900 | $17,144–$18,837 | Benefits summary Find doctors |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision, No Referrals) | HMO | $690–$832in 42 counties | $3,250 | $10,600 | $18,885–$20,586 | Benefits summary Find doctors |
| UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | HMO | $695–$838in 42 counties | $0 | $9,800 | $18,145–$19,859 | Benefits summary Find doctors |
| Gold 6 plans · $799–$1,003/mo | ||||||
| UHC Gold Standard (No Referrals) | HMO | $799–$963in 42 counties | $2,000 | $8,200 | $17,783–$19,750 | Benefits summary Find doctors |
| UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | HMO | $809–$975in 42 counties | $700 | $7,000 | $16,704–$18,696 | Benefits summary Find doctors |
| UHC Gold Standard+ (Dental + Vision, No Referrals) | HMO | $814–$981in 42 counties | $2,000 | $8,200 | $17,963–$19,967 | Benefits summary Find doctors |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) | HMO | $817–$985in 42 counties | $0 | $7,700 | $17,507–$19,521 | Benefits summary Find doctors |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) | HMO | $824–$993in 42 counties | $700 | $7,000 | $16,883–$18,913 | Benefits summary Find doctors |
| UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) | HMO | $832–$1,003in 42 counties | $0 | $7,700 | $17,687–$19,737 | Benefits summary Find doctors |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where UnitedHealthcare sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Adams County | 17 | $515–$872 | $716 |
| Allen County | 17 | $491–$832 | $684 |
| Brown County | 17 | $515–$872 | $716 |
| Butler County | 17 | $518–$878 | $721 |
| Champaign County | 17 | $506–$856 | $703 |
| Clark County | 17 | $506–$856 | $703 |
| Clermont County | 17 | $515–$872 | $716 |
| Clinton County | 17 | $515–$872 | $716 |
| Columbiana County | 17 | $506–$857 | $704 |
| Cuyahoga County | 17 | $495–$839 | $689 |
| Darke County | 17 | $506–$856 | $703 |
| Defiance County | 17 | $492–$833 | $684 |
| Erie County | 17 | $494–$837 | $687 |
| Franklin County | 17 | $592–$1,003 | $824 |
| Fulton County | 17 | $492–$833 | $684 |
| Greene County | 17 | $506–$856 | $703 |
| Hamilton County | 17 | $518–$878 | $721 |
| Hardin County | 17 | $491–$832 | $684 |
| Henry County | 17 | $492–$833 | $684 |
| Highland County | 17 | $515–$872 | $716 |
| Huron County | 17 | $494–$837 | $687 |
| Logan County | 17 | $592–$1,003 | $824 |
| Lorain County | 17 | $495–$839 | $689 |
| Lucas County | 17 | $492–$833 | $684 |
| Madison County | 17 | $592–$1,003 | $824 |
| Mahoning County | 17 | $506–$857 | $704 |
| Medina County | 17 | $531–$899 | $738 |
| Miami County | 17 | $506–$856 | $703 |
| Montgomery County | 17 | $506–$856 | $703 |
| Ottawa County | 17 | $494–$837 | $687 |
| Portage County | 17 | $531–$899 | $738 |
| Preble County | 17 | $506–$856 | $703 |
| Sandusky County | 17 | $494–$837 | $687 |
| Seneca County | 17 | $494–$837 | $687 |
| Shelby County | 17 | $506–$856 | $703 |
| Summit County | 17 | $531–$899 | $738 |
| Trumbull County | 17 | $506–$857 | $704 |
| Union County | 17 | $592–$1,003 | $824 |
| Warren County | 17 | $518–$878 | $721 |
| Williams County | 17 | $492–$833 | $684 |
| Wood County | 17 | $492–$833 | $684 |
| Wyandot County | 17 | $494–$837 | $687 |
Other insurers in Ohio
- Molina Healthcare Silver $546/mo
- Oscar Health Silver $546/mo
- SummaCare Silver $549/mo
- Antidote Health Silver $566/mo
- Ambetter (Centene) Silver $594/mo
- Anthem Blue Cross Blue Shield (OH) Silver $618/mo
- MedMutual Silver $655/mo
- CareSource Silver $679/mo
- Paramount Silver $733/mo
All Ohio prices · Sorted by typical Silver price.
Frequently asked questions
How much does UnitedHealthcare health insurance cost in Ohio?
For plan year 2026, UnitedHealthcare marketplace plans in Ohio cost $491 to $1,003 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $547, Silver $702, Gold $838. Prices depend on the county.
What is the cheapest UnitedHealthcare plan in Ohio?
UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) (Bronze), from $491 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does UnitedHealthcare sell marketplace plans in Ohio?
In 42 of Ohio's 88 counties, including Adams County, Allen County, Brown County, Butler County, Champaign County, Clark County and others.
How do I buy a UnitedHealthcare plan in Ohio?
On HealthCare.gov (https://www.healthcare.gov/see-plans/), the official marketplace for Ohio, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.