UnitedHealthcare in New Mexico health insurance (2026)
UnitedHealthcare sells 6 marketplace plans in every New Mexico county for 2026, from $664/mo; typical Silver $815/mo, before tax credits. Buy on beWellnm.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
UnitedHealthcare plans in New Mexico
- Silver $688–$899
- Gold $664–$856
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Silver 3 plans · $688–$899/mo | ||||||
| UHC Silver Value On Exchange | HMO | $688–$845in 33 counties | $4,750 | $10,000 | $18,250–$20,140 | — |
| UHC Silver Advantage On Exchange | HMO | $706–$867in 33 counties | $4,250 | $9,200 | $17,667–$19,607 | — |
| UHC Clear Cost Silver On Exchange | HMO | $731–$899in 33 counties | $4,800 | $9,300 | $18,074–$20,085 | — |
| Gold 3 plans · $664–$856/mo | ||||||
| UHC Gold Value On Exchange | HMO | $664–$817in 33 counties | $2,700 | $8,500 | $16,473–$18,299 | — |
| UHC Gold Advantage On Exchange | HMO | $681–$837in 33 counties | $1,050 | $8,000 | $16,174–$18,047 | — |
| UHC Clear Cost Gold On Exchange | HMO | $697–$856in 33 counties | $3,000 | $6,000 | $14,360–$16,275 | — |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where UnitedHealthcare sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Bernalillo County | 6 | $665–$732 | $706 |
| Catron County | 6 | $780–$859 | $829 |
| Chaves County | 6 | $780–$859 | $829 |
| Cibola County | 6 | $780–$859 | $829 |
| Colfax County | 6 | $780–$859 | $829 |
| Curry County | 6 | $780–$859 | $829 |
| De Baca County | 6 | $780–$859 | $829 |
| Doña Ana County | 6 | $664–$731 | $706 |
| Eddy County | 6 | $780–$859 | $829 |
| Grant County | 6 | $780–$859 | $829 |
| Guadalupe County | 6 | $780–$859 | $829 |
| Harding County | 6 | $780–$859 | $829 |
| Hidalgo County | 6 | $780–$859 | $829 |
| Lea County | 6 | $780–$859 | $829 |
| Lincoln County | 6 | $780–$859 | $829 |
| Los Alamos County | 6 | $780–$859 | $829 |
| Luna County | 6 | $780–$859 | $829 |
| McKinley County | 6 | $780–$859 | $829 |
| Mora County | 6 | $780–$859 | $829 |
| Otero County | 6 | $780–$859 | $829 |
| Quay County | 6 | $780–$859 | $829 |
| Rio Arriba County | 6 | $780–$859 | $829 |
| Roosevelt County | 6 | $780–$859 | $829 |
| San Juan County | 6 | $817–$899 | $867 |
| San Miguel County | 6 | $780–$859 | $829 |
| Sandoval County | 6 | $665–$732 | $706 |
| Santa Fe County | 6 | $788–$867 | $837 |
| Sierra County | 6 | $780–$859 | $829 |
| Socorro County | 6 | $780–$859 | $829 |
| Taos County | 6 | $780–$859 | $829 |
| Torrance County | 6 | $665–$732 | $706 |
| Union County | 6 | $780–$859 | $829 |
| Valencia County | 6 | $665–$732 | $706 |
Other insurers in New Mexico
- Molina Healthcare Silver $564/mo
- Blue Cross and Blue Shield of New Mexico Silver $734/mo
- Presbyterian Health Plan Silver $788/mo
All New Mexico prices · Sorted by typical Silver price.
Frequently asked questions
How much does UnitedHealthcare health insurance cost in New Mexico?
For plan year 2026, UnitedHealthcare marketplace plans in New Mexico cost $664 to $899 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Silver $815, Gold $788. Prices depend on the county.
What is the cheapest UnitedHealthcare plan in New Mexico?
UHC Gold Value On Exchange (Gold), from $664 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does UnitedHealthcare sell marketplace plans in New Mexico?
In all 33 counties of New Mexico.
How do I buy a UnitedHealthcare plan in New Mexico?
On beWellnm (https://www.bewellnm.com/), the official marketplace for New Mexico, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.