2027 health insurance prices: when they come out and what to expect
2027 marketplace prices are not published yet. CMS releases them shortly before open enrollment, which starts November 1 (HealthCare.gov: Dates and deadlines). We add 2027 prices for every state and county as soon as they are out, and this page will then show what changed from 2026.
What insurers proposed for 2027
In preliminary rate filings, marketplace insurers proposed a median premium increase of 14% for 2027, across 77 insurers in 16 states and D.C. (KFF (July 8, 2026): ACA Marketplace insurers propose a median 14% premium increase for 2027 in preliminary filings). Final rates can differ.
Open enrollment dates
- November 1: open enrollment starts on HealthCare.gov.
- December 15: last day to enroll or change plans for coverage starting January 1.
- January 15: open enrollment ends.
HealthCare.gov dates (HealthCare.gov: Dates and deadlines). If your state runs its own marketplace, check its dates there; each state page links to it.
2026 prices to compare against
Nationally the typical Silver plan is $715 a month in 2026 for one 40-year-old before tax credits. By state:
| State | Typical Silver, 2026 | Typical Bronze, 2026 |
|---|---|---|
| Alabama | $688 | $509 |
| Alaska | $1,039 | $713 |
| Arizona | $594 | $507 |
| Arkansas | $828 | $514 |
| California | $650 | $558 |
| Colorado | $614 | $486 |
| Connecticut | $864 | $664 |
| Delaware | $762 | $582 |
| District of Columbia | $627 | $545 |
| Florida | $789 | $657 |
| Georgia | $692 | $552 |
| Hawaii | $551 | $472 |
| Idaho | $542 | $397 |
| Illinois | $665 | $466 |
| Indiana | $566 | $448 |
| Iowa | $559 | $420 |
| Kansas | $743 | $586 |
| Kentucky | $666 | $566 |
| Louisiana | $771 | $538 |
| Maine | $770 | $616 |
| Maryland | $448 | $334 |
| Massachusetts | $749 | $626 |
| Michigan | $685 | $488 |
| Minnesota | $550 | $463 |
| Mississippi | $705 | $634 |
| Missouri | $719 | $558 |
| Montana | $747 | $530 |
| Nebraska | $862 | $669 |
| Nevada | $694 | $549 |
| New Hampshire | $450 | $375 |
| New Jersey | $637 | $541 |
| New Mexico | $734 | $540 |
| New York | $1,097 | $822 |
| North Carolina | $758 | $597 |
| North Dakota | $628 | $434 |
| Ohio | $617 | $486 |
| Oklahoma | $684 | $529 |
| Oregon | $623 | $519 |
| Pennsylvania | $718 | $510 |
| Rhode Island | $552 | $474 |
| South Carolina | $636 | $486 |
| South Dakota | $703 | $539 |
| Tennessee | $771 | $586 |
| Texas | $762 | $496 |
| Utah | $732 | $570 |
| Vermont | $1,428 | $898 |
| Virginia | $505 | $398 |
| Washington | $762 | $520 |
| West Virginia | $1,100 | $816 |
| Wisconsin | $679 | $536 |
| Wyoming | $1,108 | $877 |
Frequently asked questions
When will 2027 health insurance prices be released?
CMS publishes next year's marketplace plans shortly before open enrollment starts on November 1. We add 2027 prices for every state and county as soon as they are out; sign up on this page to get one email when they are live.
How much will health insurance go up in 2027?
Final prices are not out yet. In preliminary filings, marketplace insurers proposed a median increase of 14% for 2027 (KFF analysis of 77 insurers in 16 states and D.C., July 2026); final rates can differ. This page will show the actual change in every state once 2027 prices are published.
When is open enrollment for 2027?
On HealthCare.gov, open enrollment runs from November 1 to January 15. Enroll by December 15 for coverage starting January 1. If your state runs its own marketplace, check its dates there (each state page links to it).