Health insurance prices in Arkansas (2026)
52 marketplace plans from 3 insurers across 75 counties. Official marketplace: HealthCare.gov.
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy).
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $447–$606 (typical $514) · Silver $753–$879 (typical $828) · Gold $647–$805 (typical $711) · Platinum $833–$913 (typical $873) · Catastrophic $356–$356 (typical $356)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Insurer | Counties (of 75) | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Octave | 75 | 6 | $447 | $479 | $764 | $673 | Octave Bronze Exp Standardized |
| Arkansas Blue Cross and Blue ShieldArkansas BCBS (Blue Cross Blue Shield company) | 75 | 15 | $452 | $470 | $795 | $695 | Bronze Exp Standardized |
| Ambetter (Centene) | 75 | 31 | $500 | $531 | $846 | $717 | Standard Expanded Bronze (QualChoice) |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $447 | $514 | $606 | 14 | $7,500 | $10,000 | $16,020 |
| Silver | $753 | $828 | $879 | 17 | $6,250 | $8,900 | $18,892 |
| Gold | $647 | $711 | $805 | 18 | $2,000 | $7,850 | $16,330 |
| Platinum | $833 | $873 | $913 | 2 | $738 | $3,625 | $14,102 |
| CatastrophicUnder 30 or hardship exemption only | $356 | $356 | $356 | 1 | $10,600 | $10,600 | $14,870 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.
Prices by county in Arkansas
| County | Insurers | Plans | Cheapest plan | Typical Bronze | Typical Silver |
|---|---|---|---|---|---|
| Arkansas County | 3 | 52 | $447 | $514 | $828 |
| Ashley County | 3 | 52 | $447 | $514 | $828 |
| Baxter County | 3 | 52 | $447 | $514 | $828 |
| Benton County | 3 | 52 | $447 | $514 | $828 |
| Boone County | 3 | 52 | $447 | $514 | $828 |
| Bradley County | 3 | 52 | $447 | $514 | $828 |
| Calhoun County | 3 | 52 | $447 | $514 | $828 |
| Carroll County | 3 | 52 | $447 | $514 | $828 |
| Chicot County | 3 | 52 | $447 | $514 | $828 |
| Clark County | 3 | 52 | $447 | $514 | $828 |
| Clay County | 3 | 52 | $447 | $514 | $828 |
| Cleburne County | 3 | 52 | $447 | $514 | $828 |
| Cleveland County | 3 | 52 | $447 | $514 | $828 |
| Columbia County | 3 | 52 | $447 | $514 | $828 |
| Conway County | 3 | 52 | $447 | $514 | $828 |
| Craighead County | 3 | 52 | $447 | $514 | $828 |
| Crawford County | 3 | 52 | $447 | $514 | $828 |
| Crittenden County | 3 | 52 | $447 | $514 | $828 |
| Cross County | 3 | 52 | $447 | $514 | $828 |
| Dallas County | 3 | 52 | $447 | $514 | $828 |
| Desha County | 3 | 52 | $447 | $514 | $828 |
| Drew County | 3 | 52 | $447 | $514 | $828 |
| Faulkner County | 3 | 52 | $447 | $514 | $828 |
| Franklin County | 3 | 52 | $447 | $514 | $828 |
| Fulton County | 3 | 52 | $447 | $514 | $828 |
| Garland County | 3 | 52 | $447 | $514 | $828 |
| Grant County | 3 | 52 | $447 | $514 | $828 |
| Greene County | 3 | 52 | $447 | $514 | $828 |
| Hempstead County | 3 | 52 | $447 | $514 | $828 |
| Hot Spring County | 3 | 52 | $447 | $514 | $828 |
| Howard County | 3 | 52 | $447 | $514 | $828 |
| Independence County | 3 | 52 | $447 | $514 | $828 |
| Izard County | 3 | 52 | $447 | $514 | $828 |
| Jackson County | 3 | 52 | $447 | $514 | $828 |
| Jefferson County | 3 | 52 | $447 | $514 | $828 |
| Johnson County | 3 | 52 | $447 | $514 | $828 |
| Lafayette County | 3 | 52 | $447 | $514 | $828 |
| Lawrence County | 3 | 52 | $447 | $514 | $828 |
| Lee County | 3 | 52 | $447 | $514 | $828 |
| Lincoln County | 3 | 52 | $447 | $514 | $828 |
| Little River County | 3 | 52 | $447 | $514 | $828 |
| Logan County | 3 | 52 | $447 | $514 | $828 |
| Lonoke County | 3 | 52 | $447 | $514 | $828 |
| Madison County | 3 | 52 | $447 | $514 | $828 |
| Marion County | 3 | 52 | $447 | $514 | $828 |
| Miller County | 3 | 52 | $447 | $514 | $828 |
| Mississippi County | 3 | 52 | $447 | $514 | $828 |
| Monroe County | 3 | 52 | $447 | $514 | $828 |
| Montgomery County | 3 | 52 | $447 | $514 | $828 |
| Nevada County | 3 | 52 | $447 | $514 | $828 |
| Newton County | 3 | 52 | $447 | $514 | $828 |
| Ouachita County | 3 | 52 | $447 | $514 | $828 |
| Perry County | 3 | 52 | $447 | $514 | $828 |
| Phillips County | 3 | 52 | $447 | $514 | $828 |
| Pike County | 3 | 52 | $447 | $514 | $828 |
| Poinsett County | 3 | 52 | $447 | $514 | $828 |
| Polk County | 3 | 52 | $447 | $514 | $828 |
| Pope County | 3 | 52 | $447 | $514 | $828 |
| Prairie County | 3 | 52 | $447 | $514 | $828 |
| Pulaski County | 3 | 52 | $447 | $514 | $828 |
| Randolph County | 3 | 52 | $447 | $514 | $828 |
| Saline County | 3 | 52 | $447 | $514 | $828 |
| Scott County | 3 | 52 | $447 | $514 | $828 |
| Searcy County | 3 | 52 | $447 | $514 | $828 |
| Sebastian County | 3 | 52 | $447 | $514 | $828 |
| Sevier County | 3 | 52 | $447 | $514 | $828 |
| Sharp County | 3 | 52 | $447 | $514 | $828 |
| St. Francis County | 3 | 52 | $447 | $514 | $828 |
| Stone County | 3 | 52 | $447 | $514 | $828 |
| Union County | 3 | 52 | $447 | $514 | $828 |
| Van Buren County | 3 | 52 | $447 | $514 | $828 |
| Washington County | 3 | 52 | $447 | $514 | $828 |
| White County | 3 | 52 | $447 | $514 | $828 |
| Woodruff County | 3 | 52 | $447 | $514 | $828 |
| Yell County | 3 | 52 | $447 | $514 | $828 |
To compare insurance plans side by side (or with health sharing), open your county.