Health insurance prices in Mississippi (2026)
48 marketplace plans from 5 insurers across 82 counties. Official marketplace: HealthCare.gov.
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy).
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $563–$778 (typical $634) · Silver $598–$913 (typical $705) · Gold $812–$1,109 (typical $956)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Insurer | Counties (of 82) | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Oscar Health | 11 | 7 | $577 | $624 | $636 | $865 | Bronze Classic Standard |
| Ambetter (Centene) | 82 | 14 | $605 | $653 | $684 | $874 | Everyday Bronze |
| Cigna HealthcareCigna Group | 41 | 10 | $565 | $598 | $695 | $982 | Connect Bronze 8500 Indiv Med Deductible |
| Molina Healthcare | 82 | 2 | $809 Silver | no Bronze | $825 | $1,060 | Molina Silver Standard |
| UnitedHealthcareUnitedHealth Group | 69 | 15 | $563 | $655 | $843 | $1,031 | UHC Bronze Essential (No Referrals) |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $563 | $634 | $778 | 18 | $7,500 | $10,150 | $17,668 |
| Silver | $598 | $705 | $913 | 16 | $5,900 | $9,900 | $18,280 |
| Gold | $812 | $956 | $1,109 | 14 | $2,000 | $8,200 | $19,705 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.
Prices by county in Mississippi
| County | Insurers | Plans | Cheapest plan | Typical Bronze | Typical Silver |
|---|---|---|---|---|---|
| Adams County | 2 | 16 | $633 | $657 | $709 |
| Alcorn County | 3 | 26 | $597 | $634 | $700 |
| Amite County | 2 | 16 | $633 | $657 | $709 |
| Attala County | 3 | 31 | $586 | $655 | $801 |
| Benton County | 5 | 48 | $589 | $634 | $690 |
| Bolivar County | 3 | 31 | $586 | $655 | $801 |
| Calhoun County | 3 | 26 | $597 | $634 | $700 |
| Carroll County | 3 | 31 | $586 | $655 | $801 |
| Chickasaw County | 4 | 41 | $586 | $636 | $709 |
| Choctaw County | 3 | 31 | $586 | $655 | $801 |
| Claiborne County | 3 | 31 | $586 | $655 | $801 |
| Clarke County | 3 | 31 | $586 | $655 | $801 |
| Clay County | 4 | 41 | $586 | $636 | $709 |
| Coahoma County | 3 | 31 | $586 | $655 | $801 |
| Copiah County | 4 | 41 | $608 | $694 | $773 |
| Covington County | 4 | 41 | $586 | $636 | $709 |
| DeSoto County | 5 | 48 | $577 | $637 | $695 |
| Forrest County | 4 | 41 | $587 | $630 | $710 |
| Franklin County | 3 | 31 | $586 | $655 | $801 |
| George County | 4 | 41 | $563 | $626 | $700 |
| Greene County | 4 | 41 | $587 | $630 | $710 |
| Grenada County | 2 | 16 | $633 | $657 | $709 |
| Hancock County | 4 | 41 | $563 | $626 | $700 |
| Harrison County | 4 | 41 | $563 | $626 | $700 |
| Hinds County | 5 | 48 | $608 | $691 | $733 |
| Holmes County | 3 | 31 | $586 | $655 | $801 |
| Humphreys County | 3 | 31 | $586 | $655 | $801 |
| Issaquena County | 3 | 31 | $586 | $655 | $801 |
| Itawamba County | 4 | 41 | $589 | $628 | $698 |
| Jackson County | 4 | 41 | $563 | $626 | $700 |
| Jasper County | 3 | 31 | $586 | $655 | $801 |
| Jefferson County | 3 | 31 | $586 | $655 | $801 |
| Jefferson Davis County | 4 | 41 | $586 | $636 | $709 |
| Jones County | 4 | 41 | $587 | $630 | $710 |
| Kemper County | 3 | 31 | $586 | $655 | $801 |
| Lafayette County | 3 | 23 | $608 | $651 | $661 |
| Lamar County | 4 | 41 | $587 | $630 | $710 |
| Lauderdale County | 3 | 31 | $586 | $655 | $801 |
| Lawrence County | 4 | 41 | $586 | $636 | $709 |
| Leake County | 3 | 31 | $586 | $655 | $801 |
| Lee County | 4 | 41 | $589 | $628 | $698 |
| Leflore County | 3 | 31 | $586 | $655 | $801 |
| Lincoln County | 3 | 31 | $586 | $655 | $801 |
| Lowndes County | 3 | 26 | $597 | $634 | $700 |
| Madison County | 5 | 48 | $608 | $691 | $733 |
| Marion County | 4 | 41 | $586 | $636 | $709 |
| Marshall County | 5 | 48 | $577 | $637 | $695 |
| Monroe County | 4 | 41 | $586 | $636 | $709 |
| Montgomery County | 3 | 31 | $586 | $655 | $801 |
| Neshoba County | 3 | 31 | $586 | $655 | $801 |
| Newton County | 3 | 31 | $586 | $655 | $801 |
| Noxubee County | 2 | 16 | $633 | $657 | $709 |
| Oktibbeha County | 2 | 16 | $633 | $657 | $709 |
| Panola County | 4 | 38 | $586 | $650 | $788 |
| Pearl River County | 4 | 41 | $587 | $630 | $710 |
| Perry County | 4 | 41 | $587 | $630 | $710 |
| Pike County | 3 | 31 | $586 | $655 | $801 |
| Pontotoc County | 4 | 41 | $589 | $628 | $698 |
| Prentiss County | 3 | 26 | $597 | $634 | $700 |
| Quitman County | 3 | 31 | $586 | $655 | $801 |
| Rankin County | 5 | 48 | $608 | $691 | $733 |
| Scott County | 3 | 31 | $586 | $655 | $801 |
| Sharkey County | 3 | 31 | $586 | $655 | $801 |
| Simpson County | 4 | 41 | $608 | $694 | $773 |
| Smith County | 3 | 31 | $586 | $655 | $801 |
| Stone County | 4 | 41 | $563 | $626 | $700 |
| Sunflower County | 3 | 31 | $586 | $655 | $801 |
| Tallahatchie County | 3 | 31 | $586 | $655 | $801 |
| Tate County | 5 | 48 | $577 | $637 | $695 |
| Tippah County | 4 | 41 | $589 | $628 | $698 |
| Tishomingo County | 3 | 26 | $597 | $634 | $700 |
| Tunica County | 5 | 48 | $577 | $637 | $695 |
| Union County | 4 | 41 | $589 | $628 | $698 |
| Walthall County | 4 | 41 | $586 | $636 | $709 |
| Warren County | 5 | 48 | $608 | $691 | $733 |
| Washington County | 3 | 31 | $586 | $655 | $801 |
| Wayne County | 3 | 31 | $586 | $655 | $801 |
| Webster County | 4 | 41 | $586 | $636 | $709 |
| Wilkinson County | 2 | 16 | $633 | $657 | $709 |
| Winston County | 3 | 31 | $586 | $655 | $801 |
| Yalobusha County | 3 | 31 | $586 | $655 | $801 |
| Yazoo County | 2 | 16 | $633 | $657 | $709 |
To compare insurance plans side by side (or with health sharing), open your county.