Health insurance prices in Indiana (2026)
80 marketplace plans from 5 insurers across 92 counties. Official marketplace: HealthCare.gov.
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy).
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $376–$592 (typical $448) · Silver $440–$699 (typical $566) · Gold $570–$1,078 (typical $790) · Platinum $1,036–$1,317 (typical $1,166) · Catastrophic $373–$431 (typical $396)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Insurer | Counties (of 92) | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Anthem Blue Cross Blue Shield (IN)Elevance Health (Blue Cross Blue Shield company) | 85 | 15 | $376 | $422 | $478 | $764 | Anthem Bronze Essential 10150 ($0 Virtual PCP + $0 Select Drugs + Incentives) |
| Ambetter (Centene) | 92 | 10 | $461 Silver | no Bronze | $535 | $694 | Standard Silver |
| Cigna HealthcareCigna Group | 15 | 18 | $407 | $447 | $587 | $818 | Connect Bronze SW CMS Standard |
| CareSource | 92 | 22 | $434 | $495 | $607 | $890 | Low Premium Bronze 10600 $25 Generic Drugs |
| UnitedHealthcareUnitedHealth Group | 5 | 15 | $487 | $535 | $629 | $764 | UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $376 | $448 | $592 | 24 | $7,500 | $10,000 | $15,342 |
| Silver | $440 | $566 | $699 | 30 | $6,000 | $8,900 | $15,969 |
| Gold | $570 | $790 | $1,078 | 23 | $2,000 | $8,200 | $17,426 |
| Platinum | $1,036 | $1,166 | $1,317 | 2 | $0 | $5,200 | $19,188 |
| CatastrophicUnder 30 or hardship exemption only | $373 | $396 | $431 | 1 | $10,600 | $10,600 | $15,348 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.
Prices by county in Indiana
| County | Insurers | Plans | Cheapest plan | Typical Bronze | Typical Silver |
|---|---|---|---|---|---|
| Adams County | 3 | 47 | $434 | $470 | $571 |
| Allen County | 3 | 47 | $432 | $468 | $584 |
| Bartholomew County | 3 | 47 | $405 | $438 | $582 |
| Benton County | 3 | 47 | $393 | $425 | $620 |
| Blackford County | 3 | 47 | $391 | $423 | $559 |
| Boone County | 5 | 71 | $401 | $470 | $574 |
| Brown County | 3 | 47 | $405 | $439 | $586 |
| Carroll County | 3 | 47 | $388 | $420 | $580 |
| Cass County | 3 | 47 | $422 | $456 | $583 |
| Clark County | 2 | 32 | $445 | $458 | $559 |
| Clay County | 3 | 47 | $425 | $460 | $604 |
| Clinton County | 3 | 47 | $388 | $420 | $580 |
| Crawford County | 2 | 32 | $445 | $458 | $559 |
| Daviess County | 3 | 47 | $376 | $407 | $530 |
| DeKalb County | 3 | 47 | $434 | $470 | $571 |
| Dearborn County | 3 | 47 | $397 | $430 | $560 |
| Decatur County | 3 | 47 | $405 | $438 | $582 |
| Delaware County | 3 | 47 | $391 | $423 | $559 |
| Dubois County | 4 | 56 | $376 | $410 | $536 |
| Elkhart County | 3 | 47 | $386 | $418 | $579 |
| Fayette County | 3 | 47 | $391 | $423 | $544 |
| Floyd County | 2 | 32 | $445 | $458 | $559 |
| Fountain County | 3 | 47 | $388 | $420 | $580 |
| Franklin County | 3 | 47 | $397 | $430 | $560 |
| Fulton County | 3 | 47 | $422 | $456 | $583 |
| Gibson County | 4 | 56 | $396 | $420 | $545 |
| Grant County | 3 | 47 | $391 | $423 | $559 |
| Greene County | 3 | 47 | $376 | $407 | $530 |
| Hamilton County | 4 | 56 | $401 | $457 | $562 |
| Hancock County | 5 | 71 | $391 | $460 | $610 |
| Harrison County | 2 | 32 | $445 | $458 | $559 |
| Hendricks County | 4 | 56 | $401 | $457 | $562 |
| Henry County | 5 | 71 | $391 | $460 | $610 |
| Howard County | 4 | 56 | $422 | $449 | $586 |
| Huntington County | 3 | 47 | $434 | $470 | $571 |
| Jackson County | 3 | 47 | $405 | $438 | $582 |
| Jasper County | 3 | 47 | $393 | $425 | $620 |
| Jay County | 3 | 47 | $391 | $423 | $559 |
| Jefferson County | 2 | 32 | $445 | $458 | $559 |
| Jennings County | 3 | 47 | $405 | $438 | $582 |
| Johnson County | 5 | 71 | $405 | $451 | $594 |
| Knox County | 3 | 47 | $376 | $407 | $530 |
| Kosciusko County | 3 | 47 | $386 | $418 | $579 |
| LaGrange County | 3 | 47 | $434 | $470 | $571 |
| LaPorte County | 3 | 47 | $421 | $447 | $549 |
| Lake County | 3 | 47 | $421 | $447 | $549 |
| Lawrence County | 3 | 47 | $405 | $439 | $586 |
| Madison County | 5 | 71 | $391 | $460 | $610 |
| Marion County | 4 | 56 | $401 | $457 | $562 |
| Marshall County | 3 | 47 | $386 | $418 | $579 |
| Martin County | 3 | 47 | $376 | $407 | $530 |
| Miami County | 3 | 47 | $422 | $456 | $583 |
| Monroe County | 3 | 47 | $405 | $439 | $586 |
| Montgomery County | 3 | 47 | $388 | $420 | $580 |
| Morgan County | 3 | 47 | $401 | $434 | $529 |
| Newton County | 3 | 47 | $393 | $425 | $620 |
| Noble County | 3 | 47 | $434 | $470 | $571 |
| Ohio County | 3 | 47 | $397 | $430 | $560 |
| Orange County | 3 | 47 | $376 | $407 | $530 |
| Owen County | 3 | 47 | $405 | $439 | $586 |
| Parke County | 3 | 47 | $425 | $460 | $604 |
| Perry County | 3 | 47 | $376 | $407 | $530 |
| Pike County | 3 | 47 | $376 | $407 | $530 |
| Porter County | 3 | 47 | $421 | $447 | $549 |
| Posey County | 4 | 56 | $396 | $420 | $545 |
| Pulaski County | 3 | 47 | $422 | $456 | $583 |
| Putnam County | 3 | 47 | $388 | $420 | $580 |
| Randolph County | 3 | 47 | $391 | $423 | $559 |
| Ripley County | 3 | 47 | $397 | $430 | $560 |
| Rush County | 3 | 47 | $405 | $438 | $582 |
| Scott County | 2 | 32 | $445 | $458 | $559 |
| Shelby County | 4 | 56 | $401 | $457 | $562 |
| Spencer County | 3 | 47 | $376 | $407 | $530 |
| St. Joseph County | 3 | 47 | $386 | $418 | $579 |
| Starke County | 3 | 47 | $386 | $418 | $579 |
| Steuben County | 3 | 47 | $434 | $470 | $571 |
| Sullivan County | 3 | 47 | $425 | $460 | $604 |
| Switzerland County | 3 | 47 | $397 | $430 | $560 |
| Tippecanoe County | 3 | 47 | $388 | $420 | $580 |
| Tipton County | 3 | 47 | $388 | $420 | $580 |
| Union County | 3 | 47 | $391 | $423 | $544 |
| Vanderburgh County | 4 | 56 | $396 | $420 | $545 |
| Vermillion County | 3 | 47 | $425 | $460 | $604 |
| Vigo County | 3 | 47 | $425 | $460 | $604 |
| Wabash County | 3 | 47 | $434 | $470 | $571 |
| Warren County | 3 | 47 | $393 | $425 | $620 |
| Warrick County | 4 | 56 | $396 | $420 | $545 |
| Washington County | 2 | 32 | $445 | $458 | $559 |
| Wayne County | 3 | 47 | $391 | $423 | $544 |
| Wells County | 3 | 47 | $434 | $470 | $571 |
| White County | 3 | 47 | $393 | $425 | $620 |
| Whitley County | 3 | 47 | $434 | $470 | $571 |
To compare insurance plans side by side (or with health sharing), open your county.