Health insurance prices in Ohio (2026)
189 marketplace plans from 10 insurers across 88 counties. Official marketplace: HealthCare.gov.
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy).
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $356–$741 (typical $486) · Silver $482–$924 (typical $617) · Gold $482–$1,235 (typical $752)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Insurer | Counties (of 88) | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Molina Healthcare | 80 | 22 | $428 | $487 | $546 | $635 | Molina Bronze Saver 7000 |
| Oscar Health | 44 | 32 | $356 | $410 | $546 | $575 | Bronze Classic Standard |
| SummaCare | 4 | 17 | $406 | $457 | $549 | $643 | SummaCare Bronze 8000 |
| Antidote Health | 51 | 15 | $386 | $439 | $566 | $741 | Bronze Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx |
| Ambetter (Centene) | 72 | 16 | $423 | $487 | $594 | $603 | Standard Expanded Bronze |
| Anthem Blue Cross Blue Shield (OH)Elevance Health (Blue Cross Blue Shield company) | 88 | 11 | $414 | $479 | $618 | $804 | Anthem Bronze Pathway 10600 ($0 Virtual PCP + $0 Select Drugs) |
| MedMutual | 88 | 12 | $389 | $481 | $655 | $742 | Bronze $8,300 w/ Virtual & Wellness ON-EX |
| CareSource | 88 | 21 | $442 | $534 | $679 | $956 | Low Premium Bronze 10600 $25 Generic Drugs |
| UnitedHealthcareUnitedHealth Group | 42 | 17 | $491 | $547 | $702 | $838 | UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) |
| Paramount | 6 | 26 | $489 | $549 | $733 | $811 | Paramount Value Bronze HRA NWO OE |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $356 | $486 | $741 | 65 | $7,500 | $10,000 | $15,918 |
| Silver | $482 | $617 | $924 | 69 | $6,000 | $8,990 | $16,716 |
| Gold | $482 | $752 | $1,235 | 55 | $1,640 | $8,200 | $17,415 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.
Prices by county in Ohio
| County | Insurers | Plans | Cheapest plan | Typical Bronze | Typical Silver |
|---|---|---|---|---|---|
| Adams County | 6 | 99 | $435 | $484 | $625 |
| Allen County | 6 | 99 | $461 | $498 | $615 |
| Ashland County | 4 | 60 | $451 | $468 | $579 |
| Ashtabula County | 5 | 74 | $428 | $455 | $605 |
| Athens County | 4 | 66 | $521 | $562 | $642 |
| Auglaize County | 5 | 82 | $461 | $493 | $604 |
| Belmont County | 5 | 82 | $425 | $514 | $623 |
| Brown County | 8 | 130 | $366 | $463 | $608 |
| Butler County | 8 | 130 | $356 | $454 | $565 |
| Carroll County | 7 | 113 | $417 | $471 | $601 |
| Champaign County | 8 | 130 | $389 | $486 | $620 |
| Clark County | 8 | 130 | $389 | $486 | $620 |
| Clermont County | 8 | 130 | $366 | $463 | $608 |
| Clinton County | 7 | 115 | $366 | $471 | $614 |
| Columbiana County | 6 | 99 | $424 | $459 | $616 |
| Coshocton County | 6 | 97 | $383 | $506 | $616 |
| Crawford County | 4 | 66 | $505 | $534 | $627 |
| Cuyahoga County | 8 | 119 | $399 | $459 | $620 |
| Darke County | 8 | 130 | $389 | $486 | $620 |
| Defiance County | 8 | 121 | $403 | $472 | $591 |
| Delaware County | 7 | 113 | $397 | $529 | $691 |
| Erie County | 6 | 99 | $423 | $466 | $654 |
| Fairfield County | 7 | 113 | $397 | $529 | $691 |
| Fayette County | 6 | 98 | $397 | $534 | $695 |
| Franklin County | 8 | 130 | $397 | $534 | $696 |
| Fulton County | 7 | 102 | $423 | $477 | $600 |
| Gallia County | 5 | 81 | $426 | $521 | $696 |
| Geauga County | 7 | 105 | $399 | $456 | $600 |
| Greene County | 8 | 130 | $389 | $486 | $620 |
| Guernsey County | 5 | 81 | $443 | $514 | $624 |
| Hamilton County | 8 | 130 | $356 | $454 | $565 |
| Hancock County | 5 | 82 | $461 | $493 | $604 |
| Hardin County | 7 | 114 | $441 | $493 | $614 |
| Harrison County | 6 | 98 | $425 | $518 | $628 |
| Henry County | 7 | 102 | $423 | $477 | $600 |
| Highland County | 7 | 115 | $366 | $471 | $614 |
| Hocking County | 7 | 113 | $396 | $533 | $634 |
| Holmes County | 6 | 97 | $423 | $488 | $611 |
| Huron County | 6 | 99 | $423 | $466 | $654 |
| Jackson County | 6 | 97 | $426 | $507 | $682 |
| Jefferson County | 5 | 82 | $425 | $514 | $623 |
| Knox County | 3 | 44 | $502 | $530 | $750 |
| Lake County | 7 | 105 | $399 | $456 | $600 |
| Lawrence County | 4 | 66 | $477 | $557 | $701 |
| Licking County | 6 | 97 | $397 | $527 | $695 |
| Logan County | 8 | 130 | $397 | $534 | $696 |
| Lorain County | 8 | 138 | $399 | $455 | $594 |
| Lucas County | 8 | 121 | $403 | $472 | $591 |
| Madison County | 7 | 115 | $397 | $551 | $707 |
| Mahoning County | 7 | 114 | $399 | $455 | $601 |
| Marion County | 4 | 66 | $510 | $571 | $693 |
| Medina County | 8 | 125 | $386 | $468 | $588 |
| Meigs County | 5 | 81 | $473 | $548 | $644 |
| Mercer County | 5 | 82 | $461 | $493 | $604 |
| Miami County | 8 | 130 | $389 | $486 | $620 |
| Monroe County | 6 | 97 | $425 | $506 | $622 |
| Montgomery County | 8 | 130 | $389 | $486 | $620 |
| Morgan County | 7 | 113 | $383 | $497 | $605 |
| Morrow County | 6 | 98 | $404 | $544 | $675 |
| Muskingum County | 5 | 81 | $443 | $514 | $624 |
| Noble County | 6 | 97 | $425 | $506 | $622 |
| Ottawa County | 6 | 99 | $423 | $466 | $654 |
| Paulding County | 6 | 97 | $441 | $491 | $604 |
| Perry County | 7 | 113 | $383 | $497 | $605 |
| Pickaway County | 7 | 113 | $397 | $529 | $691 |
| Pike County | 5 | 82 | $477 | $530 | $698 |
| Portage County | 8 | 125 | $386 | $468 | $588 |
| Preble County | 8 | 130 | $389 | $486 | $620 |
| Putnam County | 6 | 97 | $441 | $491 | $604 |
| Richland County | 4 | 66 | $505 | $534 | $627 |
| Ross County | 5 | 82 | $477 | $530 | $698 |
| Sandusky County | 6 | 99 | $423 | $466 | $654 |
| Scioto County | 5 | 82 | $477 | $530 | $698 |
| Seneca County | 7 | 114 | $423 | $466 | $632 |
| Shelby County | 7 | 115 | $389 | $503 | $626 |
| Stark County | 8 | 130 | $417 | $472 | $597 |
| Summit County | 8 | 125 | $386 | $468 | $588 |
| Trumbull County | 7 | 114 | $399 | $455 | $601 |
| Tuscarawas County | 4 | 60 | $487 | $528 | $693 |
| Union County | 8 | 130 | $397 | $534 | $696 |
| Van Wert County | 5 | 82 | $461 | $493 | $604 |
| Vinton County | 7 | 113 | $396 | $496 | $621 |
| Warren County | 8 | 130 | $356 | $454 | $565 |
| Washington County | 4 | 59 | $473 | $541 | $668 |
| Wayne County | 7 | 113 | $423 | $499 | $613 |
| Williams County | 6 | 80 | $423 | $481 | $615 |
| Wood County | 7 | 106 | $423 | $477 | $600 |
| Wyandot County | 6 | 99 | $423 | $466 | $654 |
To compare insurance plans side by side (or with health sharing), open your county.