Health insurance prices in Texas (2026)
834 marketplace plans from 15 insurers across 254 counties. Official marketplace: HealthCare.gov.
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy).
Compare options
Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $352–$973 (typical $496) · Silver $540–$1,409 (typical $762) · Gold $467–$1,231 (typical $663) · Catastrophic $320–$630 (typical $452)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Insurer | Counties (of 254) | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Sendero Health PlansSendero (Central Health, Travis Co.) | 8 | 7 | $433 | $446 | $625 | $582 | Sendero Health Quality Care Bronze High Deductible / $50 PCP / $25 Generic Drugs / $100 Specialist |
| Community First | 1 | 4 | $532 Gold | no Bronze | $644 | $546 | University Community Care Plan by Community First - Gold Plan Standard |
| CHRISTUS Health Plan | 38 | 18 | $379 | $420 | $664 | $570 | CHRISTUS Value Bronze (3 Free PCP Visits, $0 Virtual Urgent Care) |
| Harbor Health | 3 | 4 | $571 Gold | no Bronze | $693 | $601 | Harbor Health G0 $0 Deductible $0 PCP $0 Mental Health Office Visit $0 Express Care |
| Imperial Health Plan | 13 | 7 | $385 | $457 | $716 | $650 | Imperial Preferred Bronze |
| Oscar Health | 47 | 100 | $414 | $493 | $730 | $635 | Bronze Simple Breathe Easy with Enhanced COPD Benefits |
| Community Health Choice | 20 | 17 | $375 | $493 | $734 | $622 | Community Select Bronze 016 (No deductible for PCP, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) |
| Molina Healthcare | 13 | 12 | $591 Gold | no Bronze | $740 | $632 | Molina Gold Saver 750 |
| Ambetter (Centene) | 150 | 30 | $541 Gold | no Bronze | $743 | $692 | Standard Gold VALUE |
| Wellpoint (Elevance Health) | 30 | 21 | $418 | $477 | $767 | $644 | Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) |
| Baylor Scott & White Health Plan | 104 | 10 | $352 | $488 | $775 | $651 | BSW Savers Bronze HMO H S A 006 |
| UnitedHealthcareUnitedHealth Group | 218 | 31 | $447 | $527 | $795 | $692 | UHC Bronze Essential ($0 Virtual Urgent Care) |
| Blue Cross and Blue Shield of TexasHCSC (Blue Cross Blue Shield company) | 254 | 546 | $355 | $545 | $882 | $749 | MyBlue Health Bronze℠ 402 |
| Moda Health | 3 | 5 | $553 | $567 | $920 | $791 | Moda Select Texas Bronze 8700 ($0 Virtual Urgent Care through CirrusMD) |
| Cigna HealthcareCigna Group | 11 | 22 | $624 | $648 | $983 | $795 | Connect Bronze 8500 Indiv Med Deductible |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $352 | $496 | $973 | 225 | $7,500 | $10,150 | $16,190 |
| Silver | $540 | $762 | $1,409 | 303 | $5,750 | $8,900 | $18,364 |
| Gold | $467 | $663 | $1,231 | 277 | $1,550 | $8,200 | $16,248 |
| CatastrophicUnder 30 or hardship exemption only | $320 | $452 | $630 | 29 | $10,600 | $10,600 | $16,024 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.
Prices by county in Texas
| County | Insurers | Plans | Cheapest plan | Typical Bronze | Typical Silver |
|---|---|---|---|---|---|
| Anderson County | 3 | 49 | $427 | $519 | $785 |
| Andrews County | 4 | 54 | $420 | $481 | $720 |
| Angelina County | 2 | 30 | $444 | $496 | $729 |
| Aransas County | 4 | 58 | $429 | $507 | $749 |
| Archer County | 1 | 19 | $556 | $572 | $944 |
| Armstrong County | 4 | 54 | $485 | $529 | $816 |
| Atascosa County | 4 | 54 | $455 | $492 | $744 |
| Austin County | 5 | 60 | $451 | $493 | $742 |
| Bailey County | 2 | 33 | $520 | $542 | $853 |
| Bandera County | 4 | 54 | $455 | $492 | $744 |
| Bastrop County | 4 | 47 | $433 | $569 | $852 |
| Baylor County | 1 | 19 | $556 | $572 | $944 |
| Bee County | 3 | 44 | $429 | $507 | $763 |
| Bell County | 4 | 55 | $487 | $541 | $788 |
| Bexar County | 8 | 123 | $412 | $472 | $706 |
| Blanco County | 4 | 54 | $450 | $559 | $850 |
| Borden County | 3 | 42 | $420 | $481 | $769 |
| Bosque County | 3 | 38 | $475 | $539 | $760 |
| Bowie County | 3 | 47 | $422 | $501 | $818 |
| Brazoria County | 6 | 82 | $451 | $493 | $761 |
| Brazos County | 4 | 55 | $447 | $503 | $735 |
| Brewster County | 4 | 51 | $479 | $508 | $795 |
| Briscoe County | 3 | 42 | $485 | $529 | $823 |
| Brooks County | 4 | 58 | $386 | $448 | $683 |
| Brown County | 2 | 31 | $581 | $597 | $947 |
| Burleson County | 3 | 45 | $447 | $506 | $728 |
| Burnet County | 6 | 71 | $433 | $542 | $821 |
| Caldwell County | 7 | 96 | $387 | $485 | $781 |
| Calhoun County | 3 | 45 | $525 | $571 | $828 |
| Callahan County | 2 | 28 | $581 | $619 | $994 |
| Cameron County | 5 | 78 | $355 | $481 | $782 |
| Camp County | 3 | 45 | $487 | $533 | $817 |
| Carson County | 4 | 54 | $485 | $529 | $816 |
| Cass County | 3 | 47 | $422 | $501 | $818 |
| Castro County | 4 | 54 | $485 | $529 | $816 |
| Chambers County | 4 | 48 | $468 | $516 | $758 |
| Cherokee County | 4 | 61 | $427 | $519 | $740 |
| Childress County | 3 | 42 | $485 | $529 | $823 |
| Clay County | 1 | 19 | $556 | $572 | $944 |
| Cochran County | 2 | 33 | $520 | $542 | $853 |
| Coke County | 4 | 54 | $580 | $619 | $974 |
| Coleman County | 3 | 40 | $581 | $619 | $963 |
| Collin County | 9 | 127 | $433 | $501 | $761 |
| Collingsworth County | 4 | 54 | $485 | $529 | $816 |
| Colorado County | 3 | 42 | $465 | $516 | $743 |
| Comal County | 7 | 115 | $379 | $457 | $713 |
| Comanche County | 3 | 40 | $581 | $619 | $963 |
| Concho County | 3 | 45 | $580 | $623 | $973 |
| Cooke County | 5 | 69 | $475 | $559 | $869 |
| Coryell County | 3 | 43 | $487 | $541 | $812 |
| Cottle County | 2 | 28 | $352 | $571 | $922 |
| Crane County | 3 | 42 | $420 | $481 | $769 |
| Crockett County | 2 | 33 | $580 | $623 | $1,009 |
| Crosby County | 5 | 74 | $487 | $538 | $852 |
| Culberson County | 2 | 30 | $479 | $520 | $772 |
| Dallam County | 4 | 54 | $485 | $529 | $816 |
| Dallas County | 9 | 138 | $433 | $501 | $747 |
| Dawson County | 3 | 42 | $420 | $481 | $769 |
| DeWitt County | 3 | 45 | $525 | $571 | $828 |
| Deaf Smith County | 4 | 54 | $485 | $529 | $816 |
| Delta County | 3 | 45 | $487 | $533 | $817 |
| Denton County | 7 | 117 | $450 | $538 | $797 |
| Dickens County | 3 | 42 | $487 | $534 | $849 |
| Dimmit County | 2 | 30 | $455 | $548 | $814 |
| Donley County | 4 | 54 | $485 | $529 | $816 |
| Duval County | 2 | 33 | $574 | $607 | $970 |
| Eastland County | 2 | 28 | $581 | $619 | $994 |
| Ector County | 4 | 54 | $420 | $481 | $720 |
| Edwards County | 3 | 42 | $455 | $548 | $752 |
| El Paso County | 7 | 110 | $376 | $485 | $756 |
| Ellis County | 8 | 119 | $433 | $509 | $753 |
| Erath County | 2 | 30 | $528 | $599 | $915 |
| Falls County | 3 | 38 | $475 | $539 | $760 |
| Fannin County | 4 | 57 | $556 | $576 | $873 |
| Fayette County | 4 | 49 | $433 | $498 | $821 |
| Fisher County | 3 | 40 | $581 | $619 | $963 |
| Floyd County | 3 | 42 | $487 | $534 | $849 |
| Foard County | 1 | 19 | $556 | $572 | $944 |
| Fort Bend County | 6 | 107 | $430 | $486 | $724 |
| Franklin County | 3 | 47 | $422 | $501 | $818 |
| Freestone County | 3 | 38 | $475 | $539 | $760 |
| Frio County | 3 | 42 | $455 | $548 | $752 |
| Gaines County | 3 | 42 | $420 | $481 | $769 |
| Galveston County | 5 | 61 | $466 | $503 | $790 |
| Garza County | 3 | 42 | $487 | $534 | $849 |
| Gillespie County | 3 | 42 | $455 | $548 | $752 |
| Glasscock County | 3 | 42 | $420 | $481 | $769 |
| Goliad County | 3 | 45 | $525 | $571 | $828 |
| Gonzales County | 4 | 54 | $455 | $492 | $744 |
| Gray County | 4 | 54 | $485 | $529 | $816 |
| Grayson County | 4 | 57 | $556 | $576 | $873 |
| Gregg County | 4 | 61 | $404 | $470 | $712 |
| Grimes County | 3 | 45 | $447 | $506 | $728 |
| Guadalupe County | 7 | 96 | $403 | $455 | $728 |
| Hale County | 3 | 42 | $487 | $534 | $849 |
| Hall County | 3 | 42 | $485 | $529 | $823 |
| Hamilton County | 4 | 55 | $487 | $541 | $788 |
| Hansford County | 3 | 42 | $485 | $529 | $823 |
| Hardeman County | 1 | 19 | $556 | $572 | $944 |
| Hardin County | 5 | 64 | $409 | $451 | $695 |
| Harris County | 7 | 121 | $375 | $490 | $755 |
| Harrison County | 3 | 47 | $404 | $470 | $776 |
| Hartley County | 4 | 54 | $485 | $529 | $816 |
| Haskell County | 2 | 28 | $581 | $619 | $994 |
| Hays County | 9 | 102 | $387 | $533 | $748 |
| Hemphill County | 3 | 42 | $485 | $529 | $823 |
| Henderson County | 3 | 45 | $496 | $532 | $777 |
| Hidalgo County | 5 | 78 | $380 | $477 | $753 |
| Hill County | 3 | 38 | $475 | $539 | $760 |
| Hockley County | 3 | 42 | $487 | $534 | $849 |
| Hood County | 4 | 54 | $528 | $599 | $909 |
| Hopkins County | 3 | 47 | $422 | $501 | $818 |
| Houston County | 3 | 42 | $444 | $496 | $717 |
| Howard County | 3 | 42 | $420 | $481 | $769 |
| Hudspeth County | 3 | 42 | $464 | $495 | $770 |
| Hunt County | 5 | 74 | $433 | $598 | $930 |
| Hutchinson County | 3 | 42 | $485 | $529 | $823 |
| Irion County | 3 | 45 | $580 | $623 | $973 |
| Jack County | 4 | 57 | $459 | $510 | $734 |
| Jackson County | 3 | 45 | $525 | $571 | $828 |
| Jasper County | 4 | 50 | $409 | $451 | $717 |
| Jeff Davis County | 2 | 30 | $479 | $520 | $772 |
| Jefferson County | 6 | 91 | $385 | $456 | $712 |
| Jim Hogg County | 2 | 33 | $574 | $607 | $970 |
| Jim Wells County | 3 | 44 | $429 | $507 | $763 |
| Johnson County | 6 | 86 | $460 | $578 | $845 |
| Jones County | 2 | 28 | $581 | $619 | $994 |
| Karnes County | 3 | 47 | $448 | $559 | $840 |
| Kaufman County | 3 | 48 | $433 | $605 | $965 |
| Kendall County | 4 | 65 | $455 | $492 | $731 |
| Kenedy County | 4 | 58 | $432 | $463 | $730 |
| Kent County | 2 | 28 | $581 | $619 | $994 |
| Kerr County | 3 | 42 | $455 | $548 | $752 |
| Kimble County | 3 | 45 | $580 | $623 | $973 |
| King County | 3 | 42 | $487 | $534 | $849 |
| Kinney County | 3 | 42 | $455 | $548 | $752 |
| Kleberg County | 3 | 44 | $429 | $507 | $763 |
| Knox County | 2 | 28 | $352 | $571 | $922 |
| La Salle County | 3 | 42 | $455 | $492 | $734 |
| Lamar County | 2 | 33 | $487 | $533 | $821 |
| Lamb County | 3 | 42 | $487 | $534 | $849 |
| Lampasas County | 4 | 55 | $487 | $541 | $788 |
| Lavaca County | 3 | 45 | $525 | $571 | $828 |
| Lee County | 5 | 61 | $433 | $558 | $838 |
| Leon County | 3 | 45 | $447 | $506 | $728 |
| Liberty County | 5 | 60 | $468 | $509 | $767 |
| Limestone County | 3 | 38 | $475 | $539 | $760 |
| Lipscomb County | 3 | 42 | $485 | $529 | $823 |
| Live Oak County | 3 | 44 | $429 | $507 | $763 |
| Llano County | 5 | 64 | $437 | $554 | $838 |
| Loving County | 3 | 42 | $420 | $481 | $769 |
| Lubbock County | 5 | 74 | $487 | $538 | $852 |
| Lynn County | 4 | 63 | $487 | $534 | $849 |
| Madison County | 3 | 45 | $447 | $506 | $728 |
| Marion County | 3 | 47 | $404 | $470 | $776 |
| Martin County | 3 | 42 | $420 | $481 | $769 |
| Mason County | 3 | 45 | $580 | $623 | $973 |
| Matagorda County | 5 | 69 | $465 | $505 | $773 |
| Maverick County | 3 | 42 | $455 | $548 | $752 |
| McCulloch County | 4 | 54 | $580 | $619 | $974 |
| McLennan County | 3 | 44 | $470 | $514 | $759 |
| McMullen County | 3 | 45 | $458 | $594 | $918 |
| Medina County | 5 | 75 | $418 | $477 | $731 |
| Menard County | 3 | 45 | $580 | $623 | $973 |
| Midland County | 4 | 54 | $420 | $481 | $720 |
| Milam County | 5 | 67 | $414 | $495 | $728 |
| Mills County | 4 | 55 | $487 | $541 | $788 |
| Mitchell County | 3 | 40 | $581 | $619 | $963 |
| Montague County | 3 | 45 | $459 | $563 | $728 |
| Montgomery County | 7 | 112 | $443 | $489 | $740 |
| Moore County | 3 | 42 | $485 | $529 | $823 |
| Morris County | 3 | 47 | $422 | $501 | $818 |
| Motley County | 3 | 42 | $487 | $534 | $849 |
| Nacogdoches County | 3 | 42 | $444 | $496 | $717 |
| Navarro County | 4 | 52 | $442 | $598 | $932 |
| Newton County | 4 | 50 | $409 | $451 | $717 |
| Nolan County | 2 | 28 | $581 | $619 | $994 |
| Nueces County | 4 | 64 | $404 | $494 | $747 |
| Ochiltree County | 3 | 42 | $485 | $529 | $823 |
| Oldham County | 4 | 54 | $485 | $529 | $816 |
| Orange County | 6 | 85 | $409 | $457 | $717 |
| Palo Pinto County | 3 | 42 | $528 | $599 | $932 |
| Panola County | 3 | 45 | $458 | $492 | $768 |
| Parker County | 5 | 66 | $517 | $565 | $845 |
| Parmer County | 4 | 54 | $485 | $529 | $816 |
| Pecos County | 3 | 42 | $420 | $481 | $769 |
| Polk County | 3 | 36 | $443 | $480 | $722 |
| Potter County | 4 | 54 | $485 | $529 | $816 |
| Presidio County | 2 | 30 | $479 | $520 | $772 |
| Rains County | 4 | 61 | $427 | $519 | $740 |
| Randall County | 4 | 54 | $485 | $529 | $816 |
| Reagan County | 3 | 42 | $580 | $619 | $983 |
| Real County | 3 | 42 | $455 | $548 | $752 |
| Red River County | 3 | 47 | $422 | $501 | $818 |
| Reeves County | 3 | 42 | $420 | $481 | $769 |
| Refugio County | 4 | 58 | $429 | $507 | $749 |
| Roberts County | 3 | 42 | $485 | $529 | $823 |
| Robertson County | 3 | 45 | $447 | $506 | $728 |
| Rockwall County | 8 | 120 | $433 | $501 | $761 |
| Runnels County | 3 | 40 | $581 | $619 | $963 |
| Rusk County | 3 | 45 | $458 | $492 | $768 |
| Sabine County | 2 | 30 | $444 | $496 | $729 |
| San Augustine County | 2 | 30 | $444 | $496 | $729 |
| San Jacinto County | 5 | 60 | $443 | $539 | $717 |
| San Patricio County | 3 | 44 | $429 | $507 | $763 |
| San Saba County | 4 | 55 | $487 | $541 | $788 |
| Schleicher County | 3 | 45 | $580 | $623 | $973 |
| Scurry County | 3 | 40 | $581 | $619 | $963 |
| Shackelford County | 2 | 28 | $581 | $619 | $994 |
| Shelby County | 2 | 30 | $444 | $496 | $729 |
| Sherman County | 4 | 54 | $485 | $529 | $816 |
| Smith County | 4 | 61 | $427 | $519 | $740 |
| Somervell County | 4 | 51 | $466 | $578 | $913 |
| Starr County | 3 | 42 | $445 | $486 | $740 |
| Stephens County | 2 | 28 | $581 | $619 | $994 |
| Sterling County | 3 | 45 | $580 | $623 | $973 |
| Stonewall County | 3 | 40 | $581 | $619 | $963 |
| Sutton County | 3 | 45 | $580 | $623 | $973 |
| Swisher County | 3 | 42 | $485 | $529 | $823 |
| Tarrant County | 8 | 128 | $450 | $547 | $813 |
| Taylor County | 2 | 28 | $581 | $619 | $994 |
| Terrell County | 2 | 33 | $420 | $456 | $739 |
| Terry County | 4 | 63 | $487 | $534 | $849 |
| Throckmorton County | 2 | 28 | $581 | $619 | $994 |
| Titus County | 3 | 47 | $422 | $501 | $818 |
| Tom Green County | 3 | 45 | $580 | $623 | $973 |
| Travis County | 9 | 110 | $433 | $533 | $746 |
| Trinity County | 3 | 42 | $444 | $496 | $717 |
| Tyler County | 5 | 64 | $409 | $451 | $695 |
| Upshur County | 3 | 47 | $404 | $470 | $776 |
| Upton County | 3 | 42 | $420 | $481 | $769 |
| Uvalde County | 2 | 30 | $455 | $548 | $814 |
| Val Verde County | 3 | 42 | $455 | $548 | $752 |
| Van Zandt County | 4 | 61 | $427 | $519 | $740 |
| Victoria County | 3 | 45 | $525 | $571 | $828 |
| Walker County | 6 | 81 | $455 | $502 | $763 |
| Waller County | 5 | 60 | $451 | $493 | $742 |
| Ward County | 3 | 42 | $420 | $481 | $769 |
| Washington County | 2 | 29 | $495 | $509 | $835 |
| Webb County | 3 | 45 | $574 | $607 | $898 |
| Wharton County | 4 | 48 | $465 | $514 | $744 |
| Wheeler County | 4 | 54 | $485 | $529 | $816 |
| Wichita County | 1 | 19 | $556 | $572 | $944 |
| Wilbarger County | 1 | 19 | $556 | $572 | $944 |
| Willacy County | 4 | 54 | $432 | $481 | $786 |
| Williamson County | 9 | 110 | $433 | $533 | $746 |
| Wilson County | 4 | 63 | $418 | $477 | $724 |
| Winkler County | 3 | 42 | $420 | $481 | $769 |
| Wise County | 5 | 66 | $517 | $565 | $845 |
| Wood County | 4 | 61 | $427 | $519 | $740 |
| Yoakum County | 3 | 42 | $487 | $534 | $849 |
| Young County | 2 | 33 | $459 | $563 | $913 |
| Zapata County | 3 | 45 | $574 | $607 | $898 |
| Zavala County | 2 | 30 | $455 | $548 | $814 |
To compare insurance plans side by side (or with health sharing), open your county.